You will need the following information in order to complete the application:
Social Security Number
Date of birth
Mailing address
A valid state ID
USA PATRIOT Act - To help the federal government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, and record information that identifies each person who opens an account.
Would you like a second debit card for the joint applicant?*
Yes
No
Would the joint applicant like an Athens State University card?*
Yes
No
I want Bank Independent to authorize and pay overdrafts on my ATM and everyday debit card transactions per the terms and conditions of the Overdraft Protection Form. *
Will this account be used for business purposes?*
Yes
No
This application is for personal accounts. If you would like to open an account for a business or organization, please refer to the Business Banking area of our website and select your accounts there.*
What is the purpose of the account?*
Will you be depositing or purchasing monetary instruments (i.e. money orders, cashiers checks, or official checks)?*
Yes
No
Will you send or receive domestic wire transfers?*
Yes
No
What is the purpose of the domestic wire activity?*
Will you send or receive foreign wire transfers?*
Yes
No
What is the purpose of the foreign wire activity?*
Is this a Bank-at-Work application?*
Yes
No
Please enter your Bank-at-Work code.*
Please enter the name of the school you are currently attending.*
Would you like a second debit card for the joint applicant?*
Yes
No
Would the joint applicant like an Athens State University card?*
Yes
No
I want Bank Independent to authorize and pay overdrafts on my ATM and everyday debit card transactions per the terms and conditions of the Overdraft Protection Form. *
Will this account be used for business purposes?*
Yes
No
This application is for personal accounts. If you would like to open an account for a business or organization, please refer to the Business Banking area of our website and select your accounts there.*
What is the purpose of the account?*
Will you be depositing or purchasing monetary instruments (i.e. money orders, cashiers checks, or official checks)?*
Yes
No
Will you send or receive domestic wire transfers?*
Yes
No
What is the purpose of the domestic wire activity?*
Will you send or receive foreign wire transfers?*
Yes
No
What is the purpose of the foreign wire activity?*
Is this a Bank-at-Work application?*
Yes
No
Please enter your Bank-at-Work code.*
To qualify for our Essential Senior account, you must be a senior age 62 or older. Are your currently age 62 or above?*
Would you like a second debit card for the joint applicant?*
Yes
No
Would the joint applicant like an Athens State University card?*
Yes
No
I want Bank Independent to authorize and pay overdrafts on my ATM and everyday debit card transactions per the terms and conditions of the Overdraft Protection Form. *
Will this account be used for business purposes?*
Yes
No
This application is for personal accounts. If you would like to open an account for a business or organization, please refer to the Business Banking area of our website and select your accounts there.*
What is the purpose of the account?*
Will you be depositing or purchasing monetary instruments (i.e. money orders, cashiers checks, or official checks)?*
Yes
No
Will you send or receive domestic wire transfers?*
Yes
No
What is the purpose of the domestic wire activity?*
Will you send or receive foreign wire transfers?*
Yes
No
What is the purpose of the foreign wire activity?*
Would you like a second debit card for the joint applicant?*
Yes
No
Would the joint applicant like an Athens State University card?*
Yes
No
I want Bank Independent to authorize and pay overdrafts on my ATM and everyday debit card transactions per the terms and conditions of the Overdraft Protection Form. *
Will this account be used for business purposes?*
Yes
No
What is the purpose of the account?*
This application is for personal accounts. If you would like to open an account for a business or organization, please refer to the Business Banking area of our website and select your accounts there.*
Will you be depositing or purchasing monetary instruments (i.e. money orders, cashiers checks, or official checks)?*
Yes
No
Will you send or receive domestic wire transfers?*
Yes
No
What is the purpose of the domestic wire activity?*
Will you send or receive foreign wire transfers?*
Yes
No
What is the purpose of the foreign wire activity?*
Would you like a second debit card for the joint applicant?*
Yes
No
Would the joint applicant like an Athens State University card?*
Yes
No
I want Bank Independent to authorize and pay overdrafts on my ATM and everyday debit card transactions per the terms and conditions of the Overdraft Protection Form. *
Will this account be used for business purposes?*
Yes
No
This application is for personal accounts. If you would like to open an account for a business or organization, please refer to the Business Banking area of our website and select your accounts there.*
What is the purpose of the account?*
Will you be depositing or purchasing monetary instruments (i.e. money orders, cashiers checks, or official checks)?*
Yes
No
Will you send or receive domestic wire transfers?*
Yes
No
What is the purpose of the domestic wire activity?*
Will you send or receive foreign wire transfers?*
Yes
No
What is the purpose of the foreign wire activity?*
Would you like a second debit card for the joint applicant?*
Yes
No
I want Bank Independent to authorize and pay overdrafts on my ATM and everyday debit card transactions per the terms and conditions of the Overdraft Protection Form. *
Will this account be used for business purposes?*
Yes
No
This application is for personal accounts. If you would like to open an account for a business or organization, please refer to the Business Banking area of our website and select your accounts there.*
What is the purpose of the account?*
Will you be depositing or purchasing monetary instruments (i.e. money orders, cashiers checks, or official checks)?*
Yes
No
Will you send or receive domestic wire transfers?*
Yes
No
What is the purpose of the domestic wire activity?*
Will you send or receive foreign wire transfers?*
Yes
No
What is the purpose of the foreign wire activity?*
To qualify for our Premier Money Market with no quarterly or monthly service fees simply select one of the following options:
Maintain a minimum account balance of $10,000
Have an automatic transfer from another Bank Independent account
Enroll this account to receive Smart Swipe transfers from another account
Premier Money Market checking is available to those who don't meet the qualifiers for a $14.95 monthly service fee.
*
Will your Smart Swipe funds come from a new or existing checking account? If you are opening the new checking account today you may enroll in Smart Swipe under the checking account on this application.*
In order to open a Premier Money Market checking account with none of the above qualifiers you must have a minimum opening deposit of $10,000.*
Will you be setting up your auto-transfer from an existing or new account?*
Auto-transfer account number*
Auto-transfer account type*
Auto-transfer amount*
Auto-transfer start date*
Auto-transfer frequency*
Other/Special Instructions related to your auto-transfer.*
This application is for personal accounts. If you would like to open an account for a business or organization, please refer to the Business Banking area of our website and select your accounts there.*
Will you be depositing or purchasing monetary instruments (i.e. money orders, cashiers checks, or official checks)?*
Yes
No
Will you send or receive domestic wire transfers?*
Yes
No
What is the purpose of the domestic wire activity?*
Will you send or receive foreign wire transfers?*
Yes
No
What is the purpose of the foreign wire activity?*
Is this a Bank-at-Work application?*
Yes
No
Please enter your Bank-at-Work code.*
To qualify for our Premier Growth account simply select a 6, 12, or 60 month term above, and select your minimum opening deposit from one of the following options:
Minimum opening deposit $1 (A monthly automatic transfer from another Bank Independent account is required)
A $10,000 minimum opening deposit
As our Premier Growth account is similar to a Certificate of Deposit (CD), a substantial penalty for early withdrawal will apply.*
Will you be setting up your auto-transfer from an existing or new account?*
Auto-transfer account number*
Auto-transfer account type*
Auto-transfer amount*
Auto-transfer start date*
Auto-transfer frequency*
Other/Special Instructions related to your auto-transfer.*
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
In order to apply for an account online, you must be a US Citizen. Please feel free to visit one of our branches and we will be happy to accept your application.*
Are you an individual or an organization?*
This application is for personal accounts. If you would like to open an account for a business or organization, please refer to the Business Banking area of our website and select your accounts there.*
What is your county of residence?*
Are you a senior foreign political figure?*
What is the position held?*
In what country do you hold your position?*
Are you a close associate or family member of a senior foreign political figure?*
What is your relationship to the associated senior foreign political figure?*
What is the name of the associated senior foreign political figure?*
To speed up the application process, please take a picture of the BACK of your United States driver’s license.
This will prepopulate your name and address information directly to your application.
If you do not wish to use this feature simply click the “Done” button, to proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Choose LinkedIn profile to prefill employment information. Click button below
To speed up the application process, please take a picture of the BACK of your United States driver’s license.
This will prepopulate your name and address information directly to your application.
If you do not wish to use this feature simply click the “Done” button, to proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Choose LinkedIn profile to prefill employment information. Click button below
System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.