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Eligibility

Welcome to America’s Christian Credit Union (ACCU)

You may be eligible to join the credit union through your affiliation with a church, ministry or school that is in alignment with the Wesleyan Christian Doctrine, or as an immediate family member living in the home of an ACCU member. If you do not see a denomination, church, ministry or school with which you are affiliated, please provide additional information below in the “Other” section. Our team will be happy to verify your eligibility!

Important Information About Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What This Means for You: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your drivers' license or other identifying documents.

Experian Identity Verification
At the end of this application, you will be asked a series of verification questions drawn from your Experian credit report. If you currently have a freeze on your Experian credit report, you will need to lift it temporarily. For more information about lifting a freeze, please visit Experian's website.

Select your eligibility

Minister, Employee, Member, Officer, Attendee, Student, or Alumnus of a Qualifying Church, Ministry, or School.

Member of a Christian Health Cost Sharing Group.

Immediate Family Member Living in Home of ACCU Member.

Please Provide ACCU Member's Name:

Other.

Please Provide Organization Name, City, and State:

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Available Products

Recommended Money Market Savings Checking Certificate Account

Money Market Account

A high yield liquid product to allow you to earn a higher rate.

Max APY: 1.61% Min Deposit: $2,500.00 Max Deposit: $10,000,000.00

Regular Share/Savings

Start earning dividends on balances as low as $100!

APY: 0.10% Min Deposit: $0.00

Student Savings

College is the perfect time to start managing your own finances, and there's no better way to get started than with an ACCU College Savings Account! Available to college students through age 24.

APY: 0.10% Min Deposit: $0.00

Christmas Club

Save throughout the year for holiday expenses!

Greater dividend rate than regular savings
Dividends paid monthly
Full balance automatically disbursed on November 1st

APY: 0.15% Min Deposit: $10.00 Max Deposit: $20,000.00

Vacation Club

Save for a family vacation or other special purpose!

APY: 0.15% Min Deposit: $5.00 Max Deposit: $20,000.00

Secure Checking

Overdraft Line of Credit up to $7,500 (subject to credit approval)
Earn dividends on balances of $1,500 or more
Free box of checks every year
ID Protection, Credit Monitoring, Shopping Rewards and more
A small service charge applies, see product information page for details

APY: 0.05% Min Deposit: $10.00

Student Checking

With college comes independence — and responsibility. Luckily, you can handle both more easily with ACCU's Student Checking Account! Overdraft line of credit available up to $750 (subject to credit approval). Available to college students through age 24.

Min Deposit: $5.00

Basic Checking

With overdraft line of credit up to $7500 (subject to credit approval).

Min Deposit: $15.00

3 Month Certificate

APY: 1.61% Min Deposit: $1,000.00

6 Month Certificate

APY: 3.35% Min Deposit: $1,000.00

9 Month Certificate

APY: 3.56% Min Deposit: $1,000.00

12 Month Certificate

APY: 4.07% Min Deposit: $1,000.00

18 Month Certificate

APY: 4.18% Min Deposit: $1,000.00

24 Month Certificate

APY: 3.82% Min Deposit: $1,000.00

36 Month Certificate

APY: 3.56% Min Deposit: $1,000.00

48 Month Certificate

APY: 3.40% Min Deposit: $1,000.00

60 Month Certificate

APY: 3.40% Min Deposit: $1,000.00

Special 12 Month New Member Certificate

Our way of welcoming you to the ACCU family!

APY: 4.00% Min Deposit: $1,000.00 Max Deposit: $10,000.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	1.00%	1.00%	$2,500.00	$2,500.00	N/A
.	1.10%	1.11%	$50,000.00	$50,000.00	N/A
.	1.20%	1.21%	$100,000.00	$100,000.00	N/A
.	1.60%	1.61%	$250,000.00	$250,000.00	N/A

Dividend Rate	1.00%
APY:	1.00%
Minimum Balance:	$2,500.00
Min Deposit:	$2,500.00
Term (months):	N/A

Dividend Rate	1.10%
APY:	1.11%
Minimum Balance:	$50,000.00
Min Deposit:	$50,000.00
Term (months):	N/A

Dividend Rate	1.20%
APY:	1.21%
Minimum Balance:	$100,000.00
Min Deposit:	$100,000.00
Term (months):	N/A

Dividend Rate	1.60%
APY:	1.61%
Minimum Balance:	$250,000.00
Min Deposit:	$250,000.00
Term (months):	N/A

Please answer the following question(s)

To consent to receiving electronic disclosures and communications regarding this application, please read the E-SIGN disclosure and mark your preference below:*

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Please click here to review the information we collect and your rights under the California Consumer Privacy Act.*

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Funding

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Total Deposit

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Credit Card (max $500.00)

Transfer From Another Financial Institution (max $200,000.00)

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We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Personal Information

Click or tap here to pre-fill information with your driver's license

Are you an employee of America's Christian Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Please provide a copy of your government-issued identification card (drivers license, passport, military ID, etc.). If your current address does not match the address on your ID, please also upload proof of current address such as a utility bill, rental agreement, mortgage statement, insurance bill or tuition bill.

Click or tap here to capture or upload an image or document.

Additional Information

By checking the box below below, the undersigned certifies that (s)he has applied for membership (or as joint accountholder) in the credit union; agrees to its by-laws and the Terms and Conditions of any approved account, as amended from time to time; and authorizes the credit union to verify credit and employment history by any necessary means, including preparation of a credit report by a credit reporting agency. The undersigned certifies that the information provided on this form is true and correct, and that the Terms and Conditions on the Application apply to all accounts held by the undersigned at this credit union.*

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Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

I agree

Continue Or Go Back

About Your Joint Applicant

Personal Information

Click or tap here to pre-fill information with your driver's license

Are you an employee of America's Christian Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

Co-Driver's License Scan

Driver's License Scan

New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information