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New Membership

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Eligibility

Welcome to America’s Christian Credit Union (ACCU)

You may be eligible to join the credit union through your affiliation with a church, ministry or school that is in alignment with the Wesleyan Christian Doctrine, or as an immediate family member living in the home of an ACCU member. If you do not see a denomination, church, ministry or school with which you are affiliated, please provide additional information below in the “Other” section. Our team will be happy to verify your eligibility!

Important Information About Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account.

What This Means for You: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your drivers' license or other identifying documents.

Experian Identity Verification
At the end of this application, you will be asked a series of verification questions drawn from your Experian credit report. If you currently have a freeze on your Experian credit report, you will need to lift it temporarily. For more information about lifting a freeze, please visit Experian's website at https://www.experian.com/freeze/center.html.

Select your eligibility
Minister, Employee, Member, Officer, Attendee, Student, or Alumnus of a Qualifying Church, Ministry, or School.
Immediate Family Member Living in Home of ACCU Member.
Please Provide ACCU Member's Name:
Member of a Christian Health Cost Sharing Group.
Other.
Please Provide Organization Name, City, and State:
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Available Products
Money Market Account

A high yield liquid product to allow you to earn a higher rate.

Max APY: 0.40% Min Deposit: $0.00 Max Deposit: $10,000,000.00

Regular Share/Savings

Start earning dividends on balances as low as $100!

APY: 0.10% Min Deposit: $0.00

College Student Savings

College is the perfect time to start managing your own finances, and there's no better way to get started than with an ACCU College Savings Account! Available to college students through age 24.

APY: 0.10% Min Deposit: $0.00

Healthcare Savings

A savings account to help you and your family prepare for future healthcare needs.

APY: 0.20% Min Deposit: $100.00

Christmas Club

Save throughout the year for holiday expenses!

  • Greater dividend rate than regular savings
  • Dividends paid monthly
  • Full balance automatically disbursed on November 1st

APY: 0.20% Min Deposit: $10.00 Max Deposit: $20,000.00

Vacation Club

Save for a family vacation or other special purpose!

APY: 0.20% Min Deposit: $5.00 Max Deposit: $20,000.00

Secure Checking

  • Overdraft Line of Credit up to $7,500 (subject to credit approval)
  • Earn dividends on balances of $1,500 or more
  • Free box of checks every year
  • ID Protection, Credit Monitoring, Shopping Rewards and more
  • A small service charge applies, see product information page for details

APY: 0.05% Min Deposit: $10.00

Special 12 Month New Member Certificate

Our way of welcoming you to the ACCU family!

APY: 3.00% Min Deposit: $1,000.00 Max Deposit: $4,000.00

Premier Savings

Premium interest rates and easy access to your money so you can reach your goals faster.

  • New members only
  • New funds only
  • Rate is subject to change at any time

APY: 0.50% Min Deposit: $10,000.00 Max Deposit: $200,000.00

3 Month Certificate

APY: 0.30% Min Deposit: $1,000.00

6 Month Certificate

APY: 0.35% Min Deposit: $1,000.00

9 Month Certificate

APY: 0.40% Min Deposit: $1,000.00

12 Month Certificate

APY: 0.45% Min Deposit: $1,000.00

18 Month Certificate

APY: 0.45% Min Deposit: $1,000.00

24 Month Certificate

APY: 0.50% Min Deposit: $1,000.00

36 Month Certificate

APY: 0.55% Min Deposit: $1,000.00

48 Month Certificate

APY: 0.60% Min Deposit: $1,000.00

60 Month Certificate

APY: 0.65% Min Deposit: $1,000.00

College Student Checking

With college comes independence — and responsibility. Luckily, you can handle both more easily with ACCU's College Student Checking Account! Overdraft line of credit available up to $750 (subject to credit approval).

Min Deposit: $5.00

Healthcare Checking

A checking account for our healthcare sharing members with the following benefits:

  • Available line of credit up to $10,000 (subject to credit approval)
  • Earn dividends on balances of $100.00 or more
  • No monthly maintenance or line of credit fees

APY: 0.10% Min Deposit: $100.00

Basic Checking

With overdraft line of credit up to $7500 (subject to credit approval).

Min Deposit: $15.00

APY (Annual Percentage Yield)
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Description

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Application Cancelled

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

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Funding
How much do you want to deposit?

Fund via Internal Transfer

Fund via Credit Card

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Transfer from another finacial institution

'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
Your Business Tax ID is used for identification purposes.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Please attach a copy of your Identification, Proof of Address, Social Security Card, etc.

Additional Information
By checking the box below below, the undersigned certifies that (s)he has applied for membership (or as joint accountholder) in the credit union; agrees to its by-laws and the Terms and Conditions of any approved account, as amended from time to time; and authorizes the credit union to verify credit and employment history by any necessary means, including preparation of a credit report by a credit reporting agency. The undersigned certifies that the information provided on this form is true and correct, and that the Terms and Conditions on the Application apply to all accounts held by the undersigned at this credit union.*

Co-Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
Please attach a copy of your Identification, Proof of Address, Social Security Card, etc.

Additional Information
By checking the box below below, the undersigned certifies that (s)he has applied for membership (or as joint accountholder) in the credit union; agrees to its by-laws and the Terms and Conditions of any approved account, as amended from time to time; and authorizes the credit union to verify credit and employment history by any necessary means, including preparation of a credit report by a credit reporting agency. The undersigned certifies that the information provided on this form is true and correct, and that the Terms and Conditions on the Application apply to all accounts held by the undersigned at this credit union.*

Beneficiaries Information

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Tell us about your beneficiaries
Are you sure you want to remove this beneficiary?
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.