Eligibility

Applying is fast and easy!
You will need the following information in order to complete the application:

Government issued ID/drivers license/State ID or passport with current address

Your complete physical and mailing address

Social Security Number

Date of birth

Select your eligibility

I am an employee, retiree, member (or family member) of one of the following Select Employee Groups (SEG):

I am an employee, retiree, member (or family member) of one of the following vendors conducting business on Kirtland AFB:

None of the above apply to me. Please contact me to discuss eligibility options.

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Required Products

Select at least one of the following products required for membership

Main Share Savings

Our Main Share Savings account is a basic savings account, and is required for membership at Kirtland Federal Credit Union. All you need is $5.00 to start, and you'll have access to all of our financial products and services.

APY: 0.10% Min Deposit: $5.00

You may select one of the following products

Available Products

Certificate Account Money Market Savings Checking

15 Month Certificate Special

APY: 3.04% Min Deposit: $500.00

3 Month Certificate

An investment vehicle that requires a specific balance to remain on deposit for an established period of time. In return, the dividend rate is usually higher than that of other share accounts.

Max APY: 0.35% Min Deposit: $500.00

6 Month Certificate

An investment vehicle that requires a specific balance to remain on deposit for an established period of time. In return, the dividend rate is usually higher than that of other share accounts.

Max APY: 1.55% Min Deposit: $500.00

12 Month Certificate

An investment vehicle that requires a specific balance to remain on deposit for an established period of time. In return, the dividend rate is usually higher than that of other share accounts.

Max APY: 1.65% Min Deposit: $500.00

24 Month Certificate

An investment vehicle that requires a specific balance to remain on deposit for an established period of time. In return, the dividend rate is usually higher than that of other share accounts.

Max APY: 1.75% Min Deposit: $500.00

36 Month Certificate

An investment vehicle that requires a specific balance to remain on deposit for an established period of time. In return, the dividend rate is usually higher than that of other share accounts.

Max APY: 1.85% Min Deposit: $500.00

48 Month Certificate

An investment vehicle that requires a specific balance to remain on deposit for an established period of time. In return, the dividend rate is usually higher than that of other share accounts.

Max APY: 1.95% Min Deposit: $500.00

60 Month Certificate

An investment vehicle that requires a specific balance to remain on deposit for an established period of time. In return, the dividend rate is usually higher than that of other share accounts.

Max APY: 2.05% Min Deposit: $500.00

Insured Money Management Account

Our Insured Money Management Account, or IMMA, is a premium savings account that may pay higher dividends than our main share, and can offer the convenience of writing drafts if you so choose.

Max APY: 0.50% Min Deposit: $0.00

Freedom-Plus Checking

APY: 0.05% Min Deposit: $10.00

e-Checking

APY: 0.05% Min Deposit: $10.00

Military Checking

APY: 0.05% Min Deposit: $10.00

Additional Share Savings

Our additional Savings account is available to any member in good standing. This account can be used to save for vacations, holiday expenses, tution, etc.

APY: 0.10% Min Deposit: $10.00

APY (Annual Percentage Yield)

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Description

Details

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We have cancelled your application.

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Funding

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Total Deposit

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Internal Transfer

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This account does not have sufficient balance to cover the total required deposit.

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Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.

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This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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Verify account manually instead

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Personal Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Please provide ID document such as driver's license, green card, or etc..

Click or tap here to capture or upload an image or document.

Do you have any beneficiaries?

Yes

No

Do you have another applicant?

Yes

No

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Personal Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information