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Employee, elected or appointed official of the:

Employee, elected or appointed official

Employee or student attending San Francisco State University in San Francisco

I am an immediate family member, spouse, or I reside in the same household as a San Francisco FCU Member:

Family Member's First and Last NameRelationship

Officers and employees of the following organization:

Officers and employees of the following organization

I volunteer in the communities in the city and/or county of San Francisco

I am an employee, board member, or contracted associate of the San Francisco Federal Credit Union

Not eligible through the options above? No problem - we’ve made it easy to qualify through one of these trusted partner organizations:

Financial Fitness Association: Learn More about FFA by clicking here

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Available Products

Certificate Account Savings Money Market Checking

7 Month Term

Offer available from 6/15/26 through 09/30/26 and applies to new money only; transfers of existing deposits do not qualify. Minimum $1,000 deposit required. 7-month term at 3.251% interest, 3.30% APY. Funds roll over automatically into a standard 6-month CD at term’s end. Early withdrawal penalties may apply. Rates, terms, and conditions are subject to change. CD rate cannot be combined with any other promotional or non-promotional offers. Additional terms and conditions may apply.

APY: 3.30% Min Deposit: $1,000.00

13 Month Term

APY: 3.50% Min Deposit: $1,000.00

3 Month Term

Max APY: 1.00% Min Deposit: $1,000.00

6 Month Term

Max APY: 1.20% Min Deposit: $1,000.00

12 Month Term

Max APY: 1.50% Min Deposit: $1,000.00

18 Month Term

Max APY: 1.50% Min Deposit: $1,000.00

24 Month Term

Max APY: 1.80% Min Deposit: $1,000.00

30 Month Term

Max APY: 2.00% Min Deposit: $1,000.00

36 Month Term

Max APY: 2.60% Min Deposit: $1,000.00

48 Month Term

Max APY: 2.75% Min Deposit: $1,000.00

60 Month Term

Max APY: 3.00% Min Deposit: $1,000.00

Membership Savings Account

Required to establish your membership with San Francisco Federal Credit Union

APY: 0.02% Min Deposit: $0.00

Additional Savings

APY: 0.02%

North Star Money Market

Requirements: $20,000.00 minimum deposit of NEW money New checking account to be opened with a minimum balance of $2500.00 Rate of 4% 6/1/2026-9/30/2026 Rate reverts to 2.5% 10/1/2026

APY: 4.00% Min Deposit: $20,000.00

Money Market Yield

APY: 0.10% Min Deposit: $2,500.00

Checking

For members who want a checking account with unlimited ATM access and the convenience of electronic services.

APY: 0.00% Min Deposit: $0.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.995%	1.00%	$1,000.00	$1,000.00	N/A
.	0.995%	1.00%	$10,000.00	$1,000.00	N/A
.	0.995%	1.00%	$25,000.00	$1,000.00	N/A
.	0.995%	1.00%	$50,000.00	$1,000.00	N/A
.	0.995%	1.00%	$100,000.00	$1,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	1.193%	1.20%	$1,000.00	$1,000.00	N/A
.	1.193%	1.20%	$10,000.00	$1,000.00	N/A
.	1.193%	1.20%	$25,000.00	$1,000.00	N/A
.	1.193%	1.20%	$50,000.00	$1,000.00	N/A
.	1.193%	1.20%	$100,000.00	$1,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	1.490%	1.50%	$1,000.00	$1,000.00	N/A
.	1.490%	1.50%	$10,000.00	$1,000.00	N/A
.	1.490%	1.50%	$25,000.00	$1,000.00	N/A
.	1.490%	1.50%	$50,000.00	$1,000.00	N/A
.	1.490%	1.50%	$100,000.00	$1,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	1.490%	1.50%	$1,000.00	$1,000.00	N/A
.	1.490%	1.50%	$10,000.00	$1,000.00	N/A
.	1.490%	1.50%	$25,000.00	$1,000.00	N/A
.	1.490%	1.50%	$50,000.00	$1,000.00	N/A
.	1.490%	1.50%	$100,000.00	$1,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	1.785%	1.80%	$1,000.00	$1,000.00	N/A
.	1.785%	1.80%	$10,000.00	$1,000.00	N/A
.	1.785%	1.80%	$25,000.00	$1,000.00	N/A
.	1.785%	1.80%	$50,000.00	$1,000.00	N/A
.	1.785%	1.80%	$100,000.00	$1,000.00	N/A

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To expedite the processing of your application, please upload the following documents:

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Additional requirements for Student account opening:

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By selecting "Yes" below, I expressly authorize the Lender to obtain, use, and share the loan application, credit report, and related loan information, for all joint applicants, if applicable.*

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Upload Documents

To expedite the processing of your application, please upload the following documents:

California DL/State ID/Passport
Address Verification (1 of the following)
- Utility Bill
- Lease Agreement/Housing Agreement
Green Card/Permanent Resident Card and Social Security Card (If applicable)

Additional requirements for Student account opening:

School ID/School Transcript

Click or tap here to capture or upload an image or document.

Additional Information

Are you a U.S. citizen?*

Do you have citizenship with any other country?*

Country of Citizenship?*

Are you currently, or have you ever been a politically exposed person (PEP) or senior political figure?*

Are you an immediate family member or close associate of someone who is currently, or who was, a PEP?*

Are you an employee of an embassy, foreign consulate or foreign mission?*

Are you a frequent traveler*

Do you travel outside the US*

To which countries do you travel*

By selecting "Yes" below, I expressly authorize the Lender to obtain, use, and share the loan application, credit report, and related loan information, for all joint applicants, if applicable.*

Yes

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In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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