Your membership at Vibrant starts with as little as $5 in a credit union savings account. That’s the initial seed for growing your savings. Once your credit union savings account is set up, you can create additional savings accounts for just about any dream you have! Click here for RATES

Min Deposit: $5.00

A no fuss, no frills, free checking account option with no monthly fees.

The yield you deserve and no hoops to jump through. If you routinely carry a balance of $10,000 or more in checking, you can earn interest at higher rates than you’ll find with many savings accounts. Of course, there are never any monthly maintenance fees, no matter what your balance is.

Worried that rising interest rates can’t get much higher? For a limited time, you can lock in our best available rate until 2025—that’s 5.50% APY (annual percentage yield). Open an account with as little as $5.

APY: 5.50%

Get a great rate without locking yourself into a lengthy commitment. For a limited time, open an account with as little as $5 and earn 5.00% APY (annual percentage yield).

APY: 5.00%

For a limited time, open an account with as little as $5 and earn 4.50% APY (annual percentage yield).

APY: 4.50%

Take advantage of great rates-certificates are perfect for the saver with a longer-term view. Click here for RATES

APY: 0.20%

Take advantage of great rates-certificates are perfect for the saver with a longer-term view. Click here for RATES

APY: 0.30%

Take advantage of great rates-certificates are perfect for the saver with a longer-term view. Click here for RATES

APY: 0.20%

Take advantage of great rates-certificates are perfect for the saver with a longer-term view. Click here for RATES

APY: 2.75%

Take advantage of great rates-certificates are perfect for the saver with a longer-term view. Click here for RATES

APY: 2.50%

Take advantage of great rates-certificates are perfect for the saver with a longer-term view. Click here for RATES

APY: 0.40%

Take advantage of great rates-certificates are perfect for the saver with a longer-term view. Click here for RATES

APY: 2.00%

Take advantage of great rates-certificates are perfect for the saver with a longer-term view. Click here forRATES

APY: 0.50%

Take advantage of great rates-certificates are perfect for the saver with a longer-term view. Click here for RATES

APY: 0.65%

Get a great rate now, with the potential for an even better rate later. Open a 40-month Bump-Up CD now and earn 1.90% APY (annual percentage yield), with the option to “bump” your rate once more if the rate on our 40-month CD increases. The minimum deposit to open an account is just $5.

APY: 1.90%

Get the CD that allows you to increase your deposit throughout the entire 60-month term. The 60-month Add-On earns 0.80% APY (annual percentage rate) for the next five years—but you can continue to add to your balance. Open an account for as little as $5 now, then keep adding.

APY: 0.80%

If your primary savings goal is keeping extra cash available for unexpected expenses rather than maximizing your interest income, this is the account for you—without transaction limits, monthly maintenance fees, or minimum balance requirements.

If your savings balance ranges between $25,000 and $100,000, you can maximize your interest income with this account. As always, there are no monthly maintenance fees or minimum balance requirements.

If your savings balance is $100,000 or higher, you can earn interest at rates comparable to a high-yield CD—without penalties when you need to withdraw cash. Have more than $250,000 in savings? Talk to us about strategies to extend your NCUA deposit limit.

Need an extra incentive to grow your nest egg? With this account, you’ll earn our highest available rate—until you reach a balance of $15,000.