Your membership at Vibrant starts with as little as $5 in a credit union savings account. That’s the initial seed for growing your savings. Once your credit union savings account is set up, you can create additional savings accounts for just about any dream you have! Click here for RATES
Min Deposit: $5.00
Everyday Checking
A no fuss, no frills, free checking account option with no monthly fees.
Premier Checking
The yield you deserve and no hoops to jump through. If you routinely carry a balance of $10,000 or more in checking, you can earn interest at higher rates than you’ll find with many savings accounts. Of course, there are never any monthly maintenance fees, no matter what your balance is.
13 Months CD Special
Take advantage of great rates-certificates are perfect for the saver with a longer-term view. Click here for RATES
APY: 5.50%
23 Months CD Special
Take advantage of great rates-certificates are perfect for the saver with a longer-term view. Click here for RATES
APY: 4.00%
8 Months CD
Take advantage of great rates-certificates are perfect for the saver with a longer-term view. Click here for RATES
APY: 0.30%
12 Months CD
Take advantage of great rates-certificates are perfect for the saver with a longer-term view. Click here for RATES
APY: 0.20%
15 Months CD
Take advantage of great rates-certificates are perfect for the saver with a longer-term view. Click here for RATES
APY: 0.50%
18 Months CD
Take advantage of great rates-certificates are perfect for the saver with a longer-term view. Click here for RATES
APY: 0.60%
24 Months CD
Take advantage of great rates-certificates are perfect for the saver with a longer-term view. Click here for RATES
APY: 0.60%
30 Months CD
Take advantage of great rates-certificates are perfect for the saver with a longer-term view. Click here for RATES
APY: 2.00%
36 Months CD
Take advantage of great rates-certificates are perfect for the saver with a longer-term view. Click here forRATES
APY: 0.50%
40 Months Bump-Up
Get a great rate now, with the potential for an even better rate later. Open a 40-month Bump-Up CD now and earn 1.90% APY (annual percentage yield), with the option to “bump” your rate once more if the rate on our 40-month CD increases. The minimum deposit to open an account is just $5.
APY: 1.90%
48 Months CD
Take advantage of great rates-certificates are perfect for the saver with a longer-term view. Click here for RATES
APY: 0.65%
60 Months Add-On
Get the CD that allows you to increase your deposit throughout the entire 60-month term. The 60-month Add-On earns 0.80% APY (annual percentage rate) for the next five years—but you can continue to add to your balance. Open an account for as little as $5 now, then keep adding.
APY: 0.80%
Everyday Savings
If your primary savings goal is keeping extra cash available for unexpected expenses rather than maximizing your interest income, this is the account for you—without transaction limits, monthly maintenance fees, or minimum balance requirements.
Premier Savings
If your savings balance ranges between $25,000 and $100,000, you can maximize your interest income with this account. As always, there are no monthly maintenance fees or minimum balance requirements.
Elite Savings
If your savings balance is $100,000 or higher, you can earn interest at rates comparable to a high-yield CD—without penalties when you need to withdraw cash. Have more than $250,000 in savings? Talk to us about strategies to extend your NCUA deposit limit.
Preferred Savings
Need an extra incentive to grow your nest egg? With this account, you’ll earn our highest available rate—until you reach a balance of $15,000.
APY (Annual Percentage Yield)
Your Selected Products
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At our sole discretion, we authorize and pay overdrafts for transactions including the use of checks, other transactions made using a checking account number, and automatic bill payments. We do not authorize and pay overdrafts for ATM transactions or debit card transaction unless you ask us to. We charge a $29.00 fee for each transaction that overdrafts your account. An overdraft occurs when the available balance of funds in your account is less than the amount to cover the transaction. There is no limit to how many overdraft fees you can be assessed. If your account is overdrawn more than 7 consecutive days, we charge an additional fee of $29.00. When attempting to use a debit card at a point of sale and there are insufficient funds to complete the transaction, would you like the transaction to be approved or declined?*
Would you like to have a debit card mailed to you?*
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No
At our sole discretion, we authorize and pay overdrafts for transactions including the use of checks, other transactions made using a checking account number, and automatic bill payments. We do not authorize and pay overdrafts for ATM transactions or debit card transaction unless you ask us to. We charge a $29.00 fee for each transaction that overdrafts your account. An overdraft occurs when the available balance of funds in your account is less than the amount to cover the transaction. There is no limit to how many overdraft fees you can be assessed. If your account is overdrawn more than 7 consecutive days, we charge an additional fee of $29.00. When attempting to use a debit card at a point of sale and there are insufficient funds to complete the transaction, would you like the transaction to be approved or declined?*
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
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Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
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