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Eligibility

Join Directions - and enjoy the many BENEFITS of a Credit Union!

What will we need from you? To make this process faster and easier, please have the following information:

•Social Security Number for all applicants
•Driver’s License or government issued ID for all applicants
•"Selfie" photo of each applicant holding their ID
•Personal information (Birthdate, Address, Employer, etc.)
•Information for funding your new account (existing Directions Credit Union account number or a credit/debit card).

Select your eligibility

I live, work, worship, or attend school in the following county:

I have an immediate family member that is currently a member of DCU.

is my family member's name and my relationship to them is .

I work for one of DCU's Preferred Partners.

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Required Products

Select at least one of the following products required for membership

Primary Shares

Your primary membership savings account with a minimum of $5 to open and maintain membership.

APY: 0.10% Min Deposit: $5.00

You may select one of the following products

Available Products

Certificate Account Savings Checking

19 Month Certificate

APY: 5.12% Min Deposit: $500.00

14 Month Certificate

APY: 4.80% Min Deposit: $500.00

3 Month Certificate

APY: 0.45% Min Deposit: $500.00

6 Month Certificate

APY: 0.65% Min Deposit: $500.00

12 Month Certificate

APY: 1.56% Min Deposit: $500.00

18 Month Certificate

APY: 4.07% Min Deposit: $500.00

24 Month Certificate

APY: 1.76% Min Deposit: $500.00

30 Month Certificate

APY: 1.81% Min Deposit: $500.00

36 Month Certificate

APY: 1.92% Min Deposit: $500.00

48 Month Certificate

APY: 2.12% Min Deposit: $500.00

60 Month Certificate

APY: 2.32% Min Deposit: $500.00

Holiday Club

A designated savings account to help save for the holidays.

APY: 0.10%

Other Shares

Additional savings accounts for personal use. (e.g. Vacation, Tuition, etc.)

APY: 0.10%

Money Management

Designed for members wanting higher dividends.

Youth Savings

Saving for something special? Earn higher interest and reach your goal faster.

APY: 0.10%

Basic Checking

No minimum balance and no monthly maintenance fee.

APY: 0.00% Min Deposit: $25.00

Advantage Checking

Advantage Checking offers a rate discount on your loan.

APY: 0.05% Min Deposit: $25.00

Investment Checking

Earn higher dividends and a rate discount on loans.

Min Deposit: $25.00

APY (Annual Percentage Yield)

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Choose your rate

Specify the amount to deposit

Choose your term

Placeholder text

Maturity Date

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

Return to Application

Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Credit Card

Internal Transfer

Continue Or Go Back

Done

There was a problem with your request

Let Me Fix Continue

Done

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

Continue

Verify account manually instead

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Tell Us About Yourself

Personal Information

Click or tap here to pre-fill information with your driver's license

Are you an employee of Directions Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Please upload the following documentation. This is required for your application to be processed.

ID Document such as driver's license, green card, etc.
Selfie with the form of ID
Proof of address if current address does not match ID. This can be in the form of a utility bill, lease agreement, W2, phone bill, or paystub

Click or tap here to capture or upload an image or document.

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

Continue Or Go Back

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Personal Information

Click or tap here to pre-fill information with your driver's license

Are you an employee of Directions Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

Co-Driver's License Scan

Driver's License Scan

New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information