By clicking on “I agree”, I certify the accuracy of the information and authorize a recognized agency or bureau of UNCLE Credit Union's choice to access my credit file to authenticate my identity and facilitate the processing of this new account or loan application. You authorize the Credit Union to obtain credit reports in connection with this application for membership or credit and for any update, increase, renewal, extension or collection of the credit received. If there are any important changes you will notify us in writing immediately. You understand that the Credit Union will rely on the information in this application and on your credit report to make its decision. If you request, the Credit Union will give you the name and address of any credit bureau from which it received a credit report on you. I understand that I may be asked questions based on the information in my credit file as part of this process. I also understand that UNCLE Credit Union may review my credit history and past banking relationships before approving this account. It is a federal crime to willfully and deliberately provide incomplete or incorrect information on loan applications made to federal credit unions or state chartered credit unions insured by the NCUA.