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New Membership

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Eligibility

Join Online

 

Our quick and easy online application will allow you to open your initial share savings and checking, and other deposit accounts. After account opening, you will be provided with an MITFCU member number. Once you have your member number, you can use it to access your accounts online and start taking advantage of the many benefits and services offered by the MIT Federal Credit Union
 
Here's what you'll need to provide:
 
Valid Government issued ID #
Date of Birth
Valid Social Security Number
Address, E-Mail address and phone number(s)
MIT ID (If Applicable)
 

If you are an International applicant, please download and complete this International Application.
Please return the papwork using one of the options below:


1)    Scan and attach as a PDF File and email to mitfcu@mit.edu
2)    Fax: 617-258-5709
3)    Mail to MIT Federal Credit Union, 70 Westview Street. Lexington, MA 02421
4)    Or drop off at any of our 3 Branches

Select your eligibility
MIT Affiliation (Please select):
Lincoln Laboratories
Draper Laboratories
Whitehead Institute
Broad Institute
Novartis
Toyota Research Institute
Sponsored Members - Able to join through an immediate family member (enter name):
Relationship (e.g. Spouse, brother, etc.): Affiliation:
If your affiliation is not listed above, please enter it here:
Remove Product
Required Products
Savings - Required for Membership

Establish your MITFCU membership by opening a Savings account, and begin creating a financial cushion while gaining access to all our additional products and services. Click Here to view the features and benefits

APY: 0.10% Min Deposit: $5.00

Available Products
12 Month Share Certificate

The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits

APY: 0.80% Min Deposit: $500.00

16 Month Share Certificate (Jump-Up)

The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits

APY: 1.05% Min Deposit: $500.00

18 Month Share Certificate

The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits

APY: 0.95% Min Deposit: $500.00

24 Month Share Certificate

The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits

APY: 1.35% Min Deposit: $500.00

28 month Share Certificate (Jump-Up)

The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits

APY: 1.35% Min Deposit: $500.00

36 month Share Certificate

The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits

APY: 1.40% Min Deposit: $500.00

48 month Share Certificate

The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits

APY: 1.55% Min Deposit: $500.00

60 month Share Certificate

The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits

APY: 1.75% Min Deposit: $500.00

Basic Checking

MIT Federal Credit Union caters to you with personal checking accounts that offer convenient features and valuable benefits so you can manage your finances easily. Click Here to view the features and benefits

Plus Checking

MIT Federal Credit Union caters to you with personal checking accounts that offer convenient features and valuable benefits so you can manage your finances easily. Click Here to view the features and benefits

APY: 0.05%

Select Checking

MIT Federal Credit Union caters to you with personal checking accounts that offer convenient features and valuable benefits so you can manage your finances easily. Click Here to view the features and benefits

Select Savings

Select Savings is the go-to savings account for MIT Federal Credit Union members interested in a simple solution for building short-term savings. Click Here to view the features and benefits

APY: 0.50%

Money Market

Money Market Accounts elevate your savings with a higher fixed rate than Select Savings. Rate varies by balance amount. Click Here to view the features and benefits

Min Deposit: $0.00

Holiday Savings

Make holidays merrier with a steady savings strategy through MIT Federal Credit Union's Holiday Club Accounts. Save throughout the year while maintaining anytime access to your funds. Click Here to view the features and benefits

APY: 0.10%

Vacation Club

Make vacations more relaxing with a steady savings strategy through MIT Federal Credit Union's Vacation Club Accounts. Save throughout the year while maintaining anytime access to your funds. Click Here to view the features and benefits

APY: 0.10%

APY (Annual Percentage Yield)
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Funding

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Funding
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Tell Us About Yourself

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Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
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Identification
About Your Employment

Please upload a copy of the primary ID you selected and entered earlier

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Speed up your application process by taking the BACK image of your US driver's license.
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Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Joint Applicant Information

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About Your Joint Applicant
Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
Please upload a copy of the primary ID you selected and entered earlier

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Product Selections
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Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Email Agreements & Disclosures
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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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