For full functionality of this site it is necessary to enable JavaScript. Here are the instructions how to enable JavaScript in your web browser.

New Membership

CU logo
Eligibility

Join Online

 

Our quick and easy online application will allow you to open your initial share savings and checking, and other deposit accounts. After account opening, you will be provided with an MITFCU member number. Once you have your member number, you can use it to access your accounts online and start taking advantage of the many benefits and services offered by the MIT Federal Credit Union
 
Here's what you'll need to provide:
 
Valid Government issued ID #
Date of Birth
Address, E-Mail address and phone number(s)
MIT ID (If Applicable)
 

 

 

Select your eligibility
MIT Affiliation (Please select):
Lincoln Laboratories
Draper Laboratories
Whitehead Institute
Broad Institute
Novartis
Toyota Research Institute
Sponsored Members - Able to join through an immediate family member (enter name):
Relationship (e.g. Spouse, brother, etc.): Affiliation:
If your affiliation is not listed above, please enter it here:
Remove Product
Remove
Cancel
Required Products
Select at least one of the following products required for membership
Savings - Required for Membership

Establish your MITFCU membership by opening a Savings account, and begin creating a financial cushion while gaining access to all our additional products and services. Click Here to view the features and benefits

APY: 0.05% Min Deposit: $5.00

You may select one of the following products
Available Products
12 Month Share Certificate

The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits

APY: 0.20% Min Deposit: $500.00

18 Month Share Certificate

The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits

APY: 0.25% Min Deposit: $500.00

24 Month Share Certificate

The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits

APY: 0.30% Min Deposit: $500.00

36 month Share Certificate

The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits

APY: 0.40% Min Deposit: $500.00

48 month Share Certificate

The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits

APY: 0.40% Min Deposit: $500.00

60 month Share Certificate

The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits

APY: 0.50% Min Deposit: $500.00

Basic Checking

MIT Federal Credit Union caters to you with personal checking accounts that offer convenient features and valuable benefits so you can manage your finances easily. Click Here to view the features and benefits

Plus Checking

MIT Federal Credit Union caters to you with personal checking accounts that offer convenient features and valuable benefits so you can manage your finances easily. Click Here to view the features and benefits

APY: 0.05%

Select Checking

MIT Federal Credit Union caters to you with personal checking accounts that offer convenient features and valuable benefits so you can manage your finances easily. Click Here to view the features and benefits

Select Savings

Select Savings is the go-to savings account for MIT Federal Credit Union members interested in a simple solution for building short-term savings. Click Here to view the features and benefits

APY: 0.10%

Money Market

Money Market Accounts elevate your savings with a higher fixed rate than Select Savings. Rate varies by balance amount. Click Here to view the features and benefits

Min Deposit: $0.00

Holiday Savings

Make holidays merrier with a steady savings strategy through MIT Federal Credit Union's Holiday Club Accounts. Save throughout the year while maintaining anytime access to your funds. Click Here to view the features and benefits

APY: 0.05%

Vacation Club

Make vacations more relaxing with a steady savings strategy through MIT Federal Credit Union's Vacation Club Accounts. Save throughout the year while maintaining anytime access to your funds. Click Here to view the features and benefits

APY: 0.05%

APY (Annual Percentage Yield)
Continue no text
close
Description

Details
Select feature(s)
Additional feature(s)
Add Account Save Account OK
close
Back Next Add Bundle Save Bundle
close
Choose your rate
Specify the amount to deposit
Choose your term

Accept

Application Cancelled

CU logo

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Return to Application
Close

Funding

CU logo
Funding
How much do you want to deposit?
Continue no text Or Go Back

Fund via Internal Transfer

close
Done no text

Fund via Credit Card

close
Done no text

Alert Popup

There was a problem with your request
Let Me Fix Continue

Transfer from another finacial institution

close
Done no text
Insufficient Balance
close

This account does not have sufficient balance to cover the total required deposit.

Please select another account.
Success
Your Google Pay transaction is Successful Ok
close
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
close
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
close
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Instant Account Verification
close
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

CU logo
'Doing Business As' Information
DBA Business Information
TIN
SSN
Click for more information
close
Your Business Tax ID is used for identification purposes.
SSN IconLock SSN IconQuestion
close
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
DBA Physical Address
Continue no text Or Go Back

Tell Us About Yourself

CU logo
Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
close
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
OK

Please upload a copy of the primary ID you selected and entered earlier

Additional Information
What is your citizenship status?*
Country of Residency*
Country of Citizenship*
Yes
No
Continue no text Or Go Back

Co-Driver's License Scan

close
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done no text

Driver's License Scan

close
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done no text
close
System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.
OK

Minor Applicant Information

CU logo
Tell Us About Yourself
Continue no text Or Go Back

Joint Applicant Information

CU logo
About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
close
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
OK