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New Membership

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Eligibility

Join Online

 

Our quick and easy online application will allow you to open your initial share savings and checking, and other deposit accounts. After account opening, you will be provided with an MITFCU member number. Once you have your member number, you can use it to access your accounts online and start taking advantage of the many benefits and services offered by the MIT Federal Credit Union
 
Here's what you'll need to provide:
 
Valid Government issued ID #
Date of Birth
Valid Social Security Number
Address, E-Mail address and phone number(s)
MIT ID (If Applicable)
 

If you are an International applicant, please download and complete this International Application.
Please return the papwork using one of the options below:


1)    Scan and attach as a PDF File and email to info@mitfcu.mit.edu
2)    Fax: 781-205-4880
3)    Mail to MIT Federal Credit Union, 70 Westview Street. Lexington, MA 02421
4)    Or drop off at our Tech Square branch

Select your eligibility
MIT Affiliation (Please select):
Lincoln Laboratories
Draper Laboratories
Whitehead Institute
Broad Institute
Novartis
Toyota Research Institute
Sponsored Members - Able to join through an immediate family member (enter name):
Relationship (e.g. Spouse, brother, etc.): Affiliation:
If your affiliation is not listed above, please enter it here:
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Required Products
Select at least one of the following products required for membership
Savings - Required for Membership

Establish your MITFCU membership by opening a Savings account, and begin creating a financial cushion while gaining access to all our additional products and services. Click Here to view the features and benefits

APY: 0.10% Min Deposit: $5.00

You may select one of the following products
Available Products
12 Month Share Certificate

The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits

APY: 0.80% Min Deposit: $500.00

16 Month Share Certificate (Jump-Up)

The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits

APY: 1.05% Min Deposit: $500.00

18 Month Share Certificate

The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits

APY: 0.95% Min Deposit: $500.00

24 Month Share Certificate

The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits

APY: 1.35% Min Deposit: $500.00

28 month Share Certificate (Jump-Up)

The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits

APY: 1.35% Min Deposit: $500.00

36 month Share Certificate

The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits

APY: 1.40% Min Deposit: $500.00

48 month Share Certificate

The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits

APY: 1.55% Min Deposit: $500.00

60 month Share Certificate

The road toward a more secure financial future begins with saving strategies using MIT Federal Credit Union's Share Certificates. Click Here to view the features and benefits

APY: 1.75% Min Deposit: $500.00

Basic Checking

MIT Federal Credit Union caters to you with personal checking accounts that offer convenient features and valuable benefits so you can manage your finances easily. Click Here to view the features and benefits

Plus Checking

MIT Federal Credit Union caters to you with personal checking accounts that offer convenient features and valuable benefits so you can manage your finances easily. Click Here to view the features and benefits

APY: 0.05%

Select Checking

MIT Federal Credit Union caters to you with personal checking accounts that offer convenient features and valuable benefits so you can manage your finances easily. Click Here to view the features and benefits

Select Savings

Select Savings is the go-to savings account for MIT Federal Credit Union members interested in a simple solution for building short-term savings. Click Here to view the features and benefits

APY: 0.50%

Money Market

Money Market Accounts elevate your savings with a higher fixed rate than Select Savings. Rate varies by balance amount. Click Here to view the features and benefits

Min Deposit: $0.00

Holiday Savings

Make holidays merrier with a steady savings strategy through MIT Federal Credit Union's Holiday Club Accounts. Save throughout the year while maintaining anytime access to your funds. Click Here to view the features and benefits

APY: 0.10%

Vacation Club

Make vacations more relaxing with a steady savings strategy through MIT Federal Credit Union's Vacation Club Accounts. Save throughout the year while maintaining anytime access to your funds. Click Here to view the features and benefits

APY: 0.10%

APY (Annual Percentage Yield)
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Funding

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'Doing Business As' Information

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'Doing Business As' Information
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Speed up your application process by taking the BACK image of your US driver's license.
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Minor Applicant Information

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Joint Applicant Information

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Beneficiaries Information

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.