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Eligibility

Enter your ZIP Code

Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

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Required Products

Select at least one of the following products required for membership

Primary Savings

This basic Savings Account is required on all accounts for membership with a minimum $5.00 balance as your ownership share in StagePoint. There is no monthly service fee.

APY: 0.05% Min Deposit: $5.00

You may select one of the following products

Available Products

Savings Checking Money Market Certificate Account

Ultimate Checking

Earn bonus dividends on your average daily balance with our Ultimate Checking account.

Max APY: 4.89% Min Deposit: $0.00

Freedom Checking

We thank our military, first responders, and educators, and honor them by offering exclusive benefits with the Freedom Account.

Max APY: 4.89% Min Deposit: $0.00

Fresh Start Checking

A Fresh Start Checking Account is uniquely designed to allow members with past account closures to open a checking account when other institutions refuse. The Fresh Start Checking has a $5.00 monthly service fee.

APY: 0.00%

Business Checking

In appreciation of our Hometown Businesses, we offer FREE interest-bearing business checking. No Per Item Fees. No Minimum Balance.

APY: 0.10%

High Yield Savings

Deposit a minimum of $2,500 in a High Yield Savings account and still have access to cash when you need it.

Max APY: 1.49% Min Deposit: $2,500.00

Money Market Maximizer

With competitive rates and flexible account options, the Money Market Maximizer is the perfect way to grow your savings without sacrificing liquidity.

APY: 3.75% Min Deposit: $150,000.00

Secondary Savings

A Secondary Savings account is an additional way to save for the things most important to you. These accounts are tailored to fit your income, savings schedule, and goals.

APY: 0.05%

CD 6 Month

APY: 3.75% Min Deposit: $500.00

CD 12 Month

Max APY: 3.50% Min Deposit: $500.00

CD 24 Month

Max APY: 3.25% Min Deposit: $500.00

CD 36 Month

Max APY: 3.25% Min Deposit: $500.00

CD 48 Month

Max APY: 3.00% Min Deposit: $500.00

CD 60 Month

Max APY: 3.25% Min Deposit: $500.00

Youth CD (12 month)

We know the importance of fostering responsible money management in every stage of life. Our Youth Program offers Certificates of Deposit at a special rate for members up to 22 years of age.

APY: 3.50% Min Deposit: $50.00

APY (Annual Percentage Yield)

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Description

Details

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Additional feature(s)

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Choose your rate

Specify the amount to deposit

Choose your term

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Maturity Date

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

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Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Credit Card (max $500.00)

Transfer From Another Financial Institution (max $5,000.00)

Mail A Check

Internal Transfer

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There was a problem with your request

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Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

Continue

Verify account manually instead

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Tell Us About Yourself

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Housing Payment

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

*REQUIRED - Add a photo of your Government Issued ID

Click or tap here to capture or upload an image or document.

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

Continue Or Go Back

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Housing Payment

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

Co-Driver's License Scan

Driver's License Scan

New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information