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Eligibility

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In order to qualify for membership, First Community invites anyone who lives, works, attends school, or worships in the Texas counties, https://fccu.org/counties, we serve, anyone employed by a Select Employee Group, https://fccu.org/seglist, or anyone that is a relative or family member of an FCCU member or employee in order to reach their financial goals with us. By clicking submit, you understand that an eligible membership with FCCU is required as a condition of obtaining deposit accounts or loan products.

You will need the following information in order to complete the application:

New Member must include a Savings account

Government issued ID/driver license/State ID or passport with current address

Your complete physical and mailing address

Social Security Number

Date of birth

Applicant Must Be 18 Years of age to apply.

For minor accounts, such as Red Ranger or Claim Your Youth, please call us at 281.856.5300. We're happy to assist you with this request.

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

Discretionary Overdraft Options are available on most FCCU consumer checking accounts being maintained in good standing and the member is 18 or older. Standard Overdraft Practices automatically come with most accounts. For debit and ATM transactions to be covered, you must Opt-in to Enhanced Overdraft Privilege. Overdraft Transfers are an option. Nominal fees may apply for the service selected and not all transactions may be paid. Overdrafts must be covered to bring the account to a positive status within 30 days to avoid further action being taken.

*Funding is not processed until new account is approved.

Select your eligibility

I reside, work, or worship in selected county:

County

I am employed with a Select Employee Partner:

I am a relative of an existing member. Member Name / Relationship

Member NameRelationship

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Available Products

Recommended Certificate Account Savings Money Market Checking

3 Month CD

Min Deposit: $500.00

6 Month CD

Min Deposit: $500.00

7 MONTH CD

Min Deposit: $500.00

9 Month CD

Min Deposit: $500.00

1 Year CD

Min Deposit: $500.00

18 Month CD

Min Deposit: $500.00

2 Year CD

Min Deposit: $500.00

2 Year CD Builder Account

Min Deposit: $100.00

2 Year Flex Rate CD

Min Deposit: $500.00

3 Year CD

Min Deposit: $500.00

4 Year CD

Min Deposit: $500.00

4 Year Flex Rate CD

Min Deposit: $500.00

5 Year CD

Min Deposit: $500.00

U First Savings

Ages 18 - 25 Designed with benefits for young adults.

Min Deposit: $5.00

Primary Savings Account

Age 26 - 64 Our main primary savings for adults up to age 64

Min Deposit: $5.00

Prime Time Savings

65 years of age and better! Designed with benefits for those in the prime of their life.

Min Deposit: $5.00

Christmas Club Account

Min Deposit: $5.00

Secondary Savings

Min Deposit: $5.00

Money Management Account

Min Deposit: $2,500.00

First Money Market Fund

Min Deposit: $25,000.00

Free Checking

Min Deposit: $25.00

First Rewards Checking

Min Deposit: $25.00

APY (Annual Percentage Yield)

Please answer the following question(s)

Under penalties of perjury, I certify that: 1. The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to be issued to me), and 2. I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding, 3. I am a U.S. citizen or other U.S. person including a U.S. resident alien) and 4. the FATCA code(s) entered on this form (if any) indicating that I am exempt from FATCA reporting is correct. ** IF YOU ARE UNABLE TO CERTIFY THIS STATEMENT IS TRUE, YOU WILL NEED TO APPLY IN PERSON. ***

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'Doing Business As' Information

DBA Business Information

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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Please attach your driver’s license or other form of government issued ID (non-military). If your current address is not reflected on your ID, Please provide an image of a current utility bill or other 3rd party proof of address.

Click or tap here to capture or upload an image or document.

Do you have another applicant?

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

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Contact Information

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Address

Zip

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About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

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Address

Zip

City

State

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Address

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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ONLINE NEW ACCOUNT E-SIGN CONSENT TO RECEIVE ELECTRONIC COMMUNICATIONS, INCLUDING CONSUMER DISCLOSURES Please read this consent ("Consent") completely. This Consent covers electronic records, including consumer disclosures, as specified below, that are provided by First Community Credit Union (the "Credit Union"). The words "we," "us," "our" and other similar terms refer to the Credit Union, and the words "you," "your" and other similar terms mean you, the individual(s) or entity identified on the account(s). For this electronic service enrollment process, consent by any one authorized user will be effective for all authorized users on the account(s). IT IS RECOMMENDED THAT YOU PRINT OR SAVE THESE DOCUMENTS FOR FUTURE REFERENCE. If you choose not to agree you will not be eligible to continue with the online new account process. However, you may open an account through other channels, such as in person, over the phone, or through the mail. By clicking “I Agree”, you authorize the Credit Union to obtain credit reports in connection with this application for credit and for any update, increase, renewal, extension, or collection of the credit received and for other accounts, products, or services we may offer you or for which you may qualify.

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I have read and agree to the following:
Deposit Agreement
Funds Availability Act
Privacy Policy
Fee Schedule

By clicking I Agree below, I/we agree to the terms and conditions of the Member and Account Agreement, Truth-In-Savings Rate and Fee Schedule, Funds Availability Policy Disclosure, if applicable, and to any amendment the Credit Union makes from time to time which are incorporated herein. I/We acknowledge receipt of a copy of the Agreement and Disclosures applicable to the accounts and services requested herein. If an access card or EFT services is requested and provided, I/we agree to the terms of and acknowledge receipt for the Electronic Funds Transfer Agreement. I/we authorize the Credit Union to have employment verified and obtain credit reports in connection with this application for credit and for any update, increase, renewal, extension, or collection of the credit received and for other accounts, products, or services we may offer you or for which you may qualify. All parties acknowledge and agree that each owner of the account set forth in this agreement can take any and all actions on this account ultimately, without the signature of any other owner.
The Internal Revenue Service does not require your consent to any provision of this document other than the certifications required to avoid backup withholding.

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