For full functionality of this site it is necessary to enable JavaScript. Here are the instructions how to enable JavaScript in your web browser.

New Membership

CU logo
Eligibility
Applying is fast and easy!
You will need the following information in order to complete the application:
Government issued ID/Drivers License/State ID or Passport with current address
Your complete physical and mailing address
Social Security Number
Date of Birth
Select your eligibility
I am a resident of one of the following counties:
I work in one of the following counties:
I am an employee or retiree of the University of Illinois
I am a student at the University of Illinois (please upload a picture of your student ID or enrollment letter below)
I am a member of the University of Illinois Alumni Association.
I am an employee of a
Agency with a regional office in Champaign County.
I am a member of a University of Illinois Allied Organization. For a list of Allied Agencies, click here.
I am employed by Carle.
I am employed by IBEW 601.
I am an employee or retiree of the following telecommunications company:
I am an immediate family member of a current University of Illinois Community Credit Union Member.
Name: and relationship to you: .
Remove Product
Required Products
Select at least one of the following products required for membership
Membership Savings

Savings account with $5.00 minimum opening deposit and no monthly service charge. Dividends are calculated daily and paid quarterly. (Dividends are paid monthly if account also includes a checking or money market product.)

APY: 0.05% Min Deposit: $5.00


You may select one of the following products
Available Products
Loyalty Checking

Free bill pay and monthly eStatements (paper statements $2/month). 50,000+ surcharge-free ATMs. Free debit card and $6 Monthly fee waived by completing 1 of the following each month: $500+ Direct Deposit, 6 electronic or debit card withdrawals*, or $500+ Average balance.

APY: -- Min Deposit: $0.00 Max Deposit: $5,000.00

Illini PLUS

Free debit card and checks, loan rate discount, IDProtect® benefits, cell phone protection*, Cash Back Rewards*, free bill pay, free eStatements sent monthly (paper statements $2/month), over 50,000 surcharge-free ATMs. No daily balance requirement, $6 monthly fee.

APY: 0.05% Min Deposit: $0.00 Max Deposit: $5,000.00

iChecking

No monthly service fees or minimum balance. Free debit card with full ATM with capabilities. Free online banking and bill pay. Free eStatements sent monthly (paper statements $2/month). Overdraft protection and courtesy pay available. No dividends paid.

Min Deposit: $0.00 Max Deposit: $5,000.00

Illini Draft Money Market

Free checks. No minimum balance or service fee. Dividend rate is determined by your current balance (see table below).

Max APY: 0.20% Min Deposit: $100.00 Max Deposit: $5,000.00

Jumbo Money Market

Free checks. No minimum balance or service fee. Dividends are paid at .05% for balances lower than $49,999 and at 0.50% on the portion of the balance $50,000 and higher.

Max APY: 0.50% Min Deposit: $0.00 Max Deposit: $49,999.99

Share Savings

Savings account with a $5.00 minimum opening deposit and no monthly service charge or minimum balance. Dividends are calculated daily and paid quarterly. (Dividends are paid monthly if account also includes a checking or money market product.)

APY: 0.05% Min Deposit: $5.00

Christmas Club

Save for the holidays! Account funds are automatically transferred to your Membership Savings Account in the first week of October. There is a $5.00 access fee for additional withdrawals during the year. This savings account has a $5.00 minimum opening deposit and no minimum balance. Dividends are calculated daily and paid quarterly. (Dividends are paid monthly if account also includes a checking or money market product

APY: 0.05% Min Deposit: $5.00

Vacation Savings

Save for your next adventure! With payroll deduction or by making regular deposits in this account, you'll save faster and reach your goals much sooner. There is no penalty for accessing your funds. Savings account with a $5.00 minimum opening deposit and no monthly service charge or minimum balance. Dividends are calculated daily and paid quarterly. (Dividends are paid monthly if account also includes a checking or money market product)

APY: 0.05% Min Deposit: $5.00

33 Month Add-On Promo

Want a CD you can add money to at any time? Then this is the CD for you! This certificate can help you reach your financial goal faster or provide a way to minimize spending. Limit 1 per person. Minimum deposit: $1,000. Max certificate amount: $15,000. Minimum add-on amount: $25.

APY: 1.00% Min Deposit: $1,000.00 Max Deposit: $15,000.00

90 Day Silver Share Certificate

Give yourself a break. Lock-in your rate with guaranteed growth – worry free. No monthly service fees. Dividends on all certificates are calculated daily and compounded quarterly and at maturity. Early withdrawal penalty, 90 days dividend interest.

APY: 0.15% Min Deposit: $1,000.00 Max Deposit: $50,000.00

6 Month Silver Share Certificate

Give yourself a break. Lock-in your rate with guaranteed growth – worry free. No monthly service fees. Dividends on all certificates are calculated daily and compounded quarterly and at maturity. Early withdrawal penalty, 90 days dividend interest.

APY: 0.20% Min Deposit: $1,000.00 Max Deposit: $50,000.00

1 Year Silver Share Certificate

Give yourself a break. Lock-in your rate with guaranteed growth – worry free. No monthly service fees. Dividends on all certificates are calculated daily and compounded quarterly and at maturity. Early withdrawal penalty, 180 days dividend interest.

APY: 0.25% Min Deposit: $500.00 Max Deposit: $50,000.00

2 Year Silver Share Certificate

Give yourself a break. Lock-in your rate with guaranteed growth – worry free. No monthly service fees. Dividends on all certificates are calculated daily and compounded quarterly and at maturity. Early withdrawal penalty, 180 days dividend interest.

APY: 0.35% Min Deposit: $500.00 Max Deposit: $50,000.00

3 Year Silver Share Certificate

Give yourself a break. Lock-in your rate with guaranteed growth – worry free. No monthly service fees. Dividends on all certificates are calculated daily and compounded quarterly and at maturity. Early withdrawal penalty, 180 days dividend interest.

APY: 0.45% Min Deposit: $500.00 Max Deposit: $50,000.00

4 Year Silver Share Certificate

Give yourself a break. Lock-in your rate with guaranteed growth – worry free. No monthly service fees. Dividends on all certificates are calculated daily and compounded quarterly and at maturity. Early withdrawal penalty, 180 days dividend interest.

APY: 0.60% Min Deposit: $500.00 Max Deposit: $50,000.00

5 Year Silver Share Certificate

Give yourself a break. Lock-in your rate with guaranteed growth – worry free. No monthly service fees. Dividends on all certificates are calculated daily and compounded quarterly and at maturity. Early withdrawal penalty, 180 days dividend interest.

APY: 0.70% Min Deposit: $500.00 Max Deposit: $50,000.00

APY (Annual Percentage Yield)
Please answer the following question(s)
If you have a promo code, please enter it here.
close
Description

Details
Select feature(s)
Additional feature(s)
Add Account Save Account OK
close
close
Choose your rate
Specify the amount to deposit
Choose your term

Accept
Information
close
We are sorry, but the identify prefill feature is currently unavailable.

Prefill Application Option
close

Applying just got easier!

Verifying your identity now will enable us to prefill your application. Enter your personal mobile phone number, and we will send a validation code.

By clicking 'Prefill My Data', you authorize your wireless carrier to disclose your mobile number to our third party service providers to verify your identity and prevent fraud.

Additionally, you authorize MeridianLink and its service providers to obtain your name, address, email from Equifax in order to validate your identity and/or populate this form. See our Privacy Policy for how we handle your data.

You acknowledge and agree that you are currently located within the territorial boundaries of the United States, Canada, or the United States territories of Puerto Rico, Guam, and the Virgin Islands.

Enter Code
close

Please enter the validation code that was sent to your mobile phone.


Authenticate
close

Almost there! We just need your Zip Code and last 4 digits of your Social Security Number.


*Required Field(s)
Prefill My Data No, Thanks
Incorrect Code
close
Incorrect validation code entered.

Unable to Verify
close
Zip Code:
SSN:

You may go back and correct any typos and re-verify, or continue to the application.


Prefill Application Option
close

Applying just got easier! We noticed you are applying from a mobile device.

Verifying your identity now will enable us to prefill your application. Enter your Zip Code and last 4 digits of your Social Security Number.


By clicking 'Prefill My Data', you authorize your wireless carrier to disclose your mobile number to our third party service providers to verify your identity and prevent fraud.

Additionally, you authorize MeridianLink and its service providers to obtain your name, address, email from Equifax in order to validate your identity and/or populate this form. See our Privacy Policy for how we handle your data.

You acknowledge and agree that you are currently located within the territorial boundaries of the United States, Canada, or the United States territories of Puerto Rico, Guam, and the Virgin Islands.

Application Cancelled

CU logo

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

CU logo
Funding
How much do you want to deposit?

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

There was a problem with your request

Transfer from another finacial institution

'Doing Business As' Information

CU logo
'Doing Business As' Information
DBA Business Information
Your Business Tax ID is used for identification purposes.
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
DBA Physical Address

Tell Us About Yourself

CU logo
Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
About Your Employment

If the address on your application is not the address listed on your photo ID, please upload a utility bill or housing agreement below.

Co-Driver's License Scan

close
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

close
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

CU logo
Tell Us About Yourself

Joint Applicant Information

CU logo
About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
If the address on your application is not the address listed on your photo ID, please upload a utility bill or housing agreement below.

Beneficiaries Information

CU logo