Savings account with $5.00 minimum opening deposit and no monthly service charge. Dividends are calculated daily and paid quarterly. (Dividends are paid monthly if account also includes a checking or money market product.)
APY: 0.05%
Min Deposit: $5.00
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Loyalty Checking
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APY: 0.00%
Min Deposit: $100.00
Illini PLUS
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APY: 0.05%
Min Deposit: $100.00
iChecking
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Min Deposit: $100.00
Illini Draft Money Market
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Max APY: 0.15%
Min Deposit: $100.00
Share Savings
Savings account with a $5.00 minimum opening deposit and no monthly service charge or minimum balance. Dividends are calculated daily and paid quarterly. (Dividends are paid monthly if account also includes a checking or money market product.)
APY: 0.05%
Min Deposit: $5.00
Christmas Club
Save for the holidays! Account funds are automatically transferred to your Membership Savings Account in the first week of October. There is a $5.00 access fee for additional withdrawals during the year. This savings account has a $5.00 minimum opening deposit and no minimum balance. Dividends are calculated daily and paid quarterly. (Dividends are paid monthly if account also includes a checking or money market product
APY: 0.05%
Min Deposit: $5.00
Vacation Savings
Save for your next adventure! With payroll deduction or by making regular deposits in this account, you'll save faster and reach your goals much sooner. There is no penalty for accessing your funds. Savings account with a $5.00 minimum opening deposit and no monthly service charge or minimum balance. Dividends are calculated daily and paid quarterly. (Dividends are paid monthly if account also includes a checking or money market product)
APY: 0.05%
Min Deposit: $5.00
90 Day Silver Share Certificate
Lock in your guaranteed dividend rate with a low minimum deposit and a term of 90 days. No monthly service fees. Dividends on all certificates are calculated daily and compounded quarterly and at maturity. Early withdrawal penalty, 90 days dividend interest.
APY: 0.30%
Min Deposit: $1,000.00
6 Month Silver Share Certificate
Lock in your guaranteed dividend rate with a low minimum deposit and a term of 6 months. No monthly service fees. Dividends on all certificates are calculated daily and compounded quarterly and at maturity. Early withdrawal penalty, 90 days dividend interest.
APY: 0.35%
Min Deposit: $1,000.00
1 Year Silver Share Certificate
Lock in your guaranteed dividend rate with a low minimum deposit and a term of 1 year. No monthly service fees. Dividends on all certificates are calculated daily and compounded quarterly and at maturity. Early withdrawal penalty, 90 days dividend interest.
APY: 0.50%
Min Deposit: $500.00
2 Year Silver Share Certificate
Lock in your guaranteed dividend rate with a low minimum deposit and a term of 2 years. No monthly service fees. Dividends on all certificates are calculated daily and compounded quarterly and at maturity. Early withdrawal penalty, 180 days dividend interest.
APY: 1.00%
Min Deposit: $500.00
3 Year Silver Share Certificate
Lock in your guaranteed dividend rate with a low minimum deposit and a term of 3 years. No monthly service fees. Dividends on all certificates are calculated daily and compounded quarterly and at maturity. Early withdrawal penalty, 180 days dividend interest.
APY: 1.25%
Min Deposit: $500.00
4 Year Silver Share Certificate
Lock in your guaranteed dividend rate with a low minimum deposit and a term of 4 years. No monthly service fees. Dividends on all certificates are calculated daily and compounded quarterly and at maturity. Early withdrawal penalty, 180 days dividend interest.
APY: 1.50%
Min Deposit: $500.00
5 Year Silver Share Certificate
Lock in your guaranteed dividend rate with a low minimum deposit and a term of 5 years. No monthly service fees. Dividends on all certificates are calculated daily and compounded quarterly and at maturity. Early withdrawal penalty, 180 days dividend interest.
APY: 2.00%
Min Deposit: $500.00
33 Month Add-On Promo 2019
Our 33 month step-up certificate is an add-on certificate of deposit that allows you to deposit additional funds after the initial open date and will bear the same interest rate of 1.98% (2.00% APR). This certificate can help you reach your financial goal faster or provide a way to minimize spending. Minimum deposit: $1,000. Max certificate amount: $15,000. Minimum add-on amount: $25. Number of add-on deposits: Unlimited. Max per person: 1
Note: some of the selected products may have been preselected by your financial institution. Please review the list carefully and confirm the choices by clicking Continue.
Dividend Rate(s)
APY
Minimum Balance
Minimum Deposit
Term (months)
0.05%
0.05%
$0.00
$100.00
N/A
0.15%
0.15%
$2,500.00
$2,500.00
N/A
Dividend Rate(s)
0.05%
APY:
0.05%
Minimum Balance:
$0.00
Min Deposit:
$100.00
Dividend Rate(s)
0.15%
APY:
0.15%
Minimum Balance:
$2,500.00
Min Deposit:
$2,500.00
If you use all 6 transfers from Savings before month's end, Basic Courtesy Pay will prevent your checks & electronic payments from bouncing if you don't have the funds available. If a check/electronic payment were to try and clear your checking account in this scenario, Basic Courtesy Pay will cover the check or electronic payment (up to $1000) so the item gets paid and a $30 fee will be assessed.(You can only use this service on 1 checking account per Member and it will not be added to the account until 60 days from opening. The account will then be reviewed and Courtesy Pay may be added at that time)Or you can opt to have Full Courtesy Pay, which also covers your one-time debit card purchases. If you use all 6 transfers from Savings before month's end, and insufficient funds in your Checking, the debit card transaction will be covered and a $30 fee assessed.(If, in the scenario above, you had only Basic Courtesy Pay, the debit card would be denied but no fee would be assessed.)*
If you use all 6 transfers from Savings before month's end, Basic Courtesy Pay will prevent your checks & electronic payments from bouncing if you don't have the funds available. If a check/electronic payment were to try and clear your checking account in this scenario, Basic Courtesy Pay will cover the check or electronic payment (up to $1000) so the item gets paid and a $30 fee will be assessed.(You can only use this service on 1 checking account per Member and it will not be added to the account until 60 days from opening. The account will then be reviewed and Courtesy Pay may be added at that time)Or you can opt to have Full Courtesy Pay, which also covers your one-time debit card purchases. If you use all 6 transfers from Savings before month's end, and insufficient funds in your Checking, the debit card transaction will be covered and a $30 fee assessed.(If, in the scenario above, you had only Basic Courtesy Pay, the debit card would be denied but no fee would be assessed.)*
If you use all 6 transfers from Savings before month's end, Basic Courtesy Pay will prevent your checks & electronic payments from bouncing if you don't have the funds available. If a check/electronic payment were to try and clear your checking account in this scenario, Basic Courtesy Pay will cover the check or electronic payment (up to $1000) so the item gets paid and a $30 fee will be assessed.(You can only use this service on 1 checking account per Member and it will not be added to the account until 60 days from opening. The account will then be reviewed and Courtesy Pay may be added at that time)Or you can opt to have Full Courtesy Pay, which also covers your one-time debit card purchases. If you use all 6 transfers from Savings before month's end, and insufficient funds in your Checking, the debit card transaction will be covered and a $30 fee assessed.(If, in the scenario above, you had only Basic Courtesy Pay, the debit card would be denied but no fee would be assessed.)*
Press this button if you want to assign an equal value to all beneficiaries.
In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.
Please upload a copy of your valid State Issued Driver’s License, ID Card or Passport. Please also upload a utility bill or housing agreement if the address on your application is not the address listed on your photo ID.
System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.
Please upload a copy of your valid State Issued Driver’s License, ID Card or Passport. Please also upload a utility bill or housing agreement if the address on your application is not the address listed on your photo ID.
To better protect your accounts, please provide a security keyword to use when calling UICCU to speak with a representative, or if you have already established a keyword, please provide it now. This should be a simple word or phrase that is easy to remember if asked. If you have already established a keyword for phone services, please provide that now.*
In accordance with the Telephone Consumer Protection Act (TCPA) UICCU must obtain consent before contacting your cell phone to discuss certain types of account activity. By selecting accept, you grant permission to UICCU to contact you at the telephone numbers you have provided. This may include contact via an autodialing and/or prerecorded message, text message or standard call. You have the right to opt-out of this permission by selecting deny or by contacting UICCU to revoke consent.*
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Checking Promotion Refer-a-Friend
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