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Loyalty Checking

Free bill pay and monthly eStatements (paper statements $2/month). 50,000+ surcharge-free ATMs. Free debit card and $6 Monthly fee waived by completing 1 of the following each month: $500+ Direct Deposit, 6 electronic or debit card withdrawals*, or $500+ Average balance.

APY: -- Min Deposit: $0.00 Max Deposit: $5,000.00

Illini PLUS

Free debit card and checks, loan rate discount, IDProtect® benefits, cell phone protection*, Cash Back Rewards*, free bill pay, free eStatements sent monthly (paper statements $2/month), over 50,000 surcharge-free ATMs. No daily balance requirement, $6 monthly fee.

APY: 0.05% Min Deposit: $0.00 Max Deposit: $5,000.00

iChecking

No monthly service fees or minimum balance. Free debit card with full ATM with capabilities. Free online banking and bill pay. Free eStatements sent monthly (paper statements $2/month). Overdraft protection and courtesy pay available. No dividends paid.

Min Deposit: $0.00 Max Deposit: $5,000.00

Illini Draft Money Market

Free checks. No minimum balance or service fee. Dividend rate is determined by your current balance (see table below). Limited to six (6) electronic withdrawals per month, including online banking, checks, and ACH withdrawals from this account.

Max APY: 0.20% Min Deposit: $100.00 Max Deposit: $5,000.00

Jumbo Money Market

Free checks. No minimum balance or service fee. Dividends are paid at .05% for balances lower than $49,999 and at 0.80% on the portion of the balance $50,000 and higher. Limited to six (6) electronic withdrawals per month, including online banking, checks, and ACH withdrawals from this account.

Max APY: 0.80% Min Deposit: $0.00 Max Deposit: $49,999.99

Share Savings

Savings account with a $5.00 minimum opening deposit and no monthly service charge or minimum balance. Dividends are calculated daily and paid quarterly. (Dividends are paid monthly if account also includes a checking or money market product.)

APY: 0.05% Min Deposit: $5.00

Christmas Club

Save for the holidays! Account funds are automatically transferred to your Membership Savings Account in the first week of October. There is a $5.00 access fee for additional withdrawals during the year. This savings account has a $5.00 minimum opening deposit and no minimum balance. Dividends are calculated daily and paid quarterly. (Dividends are paid monthly if account also includes a checking or money market product

APY: 0.05% Min Deposit: $5.00

Vacation Savings

Save for your next adventure! With payroll deduction or by making regular deposits in this account, you'll save faster and reach your goals much sooner. There is no penalty for accessing your funds. Savings account with a $5.00 minimum opening deposit and no monthly service charge or minimum balance. Dividends are calculated daily and paid quarterly. (Dividends are paid monthly if account also includes a checking or money market product)

APY: 0.05% Min Deposit: $5.00

33 Month Add-On Promo

Want a CD you can add money to at any time? Then this is the CD for you! This certificate can help you reach your financial goal faster or provide a way to minimize spending. Limit 1 per person. Minimum deposit: $1,000. Max certificate amount: $15,000. Minimum add-on amount: $25.

APY: 2.00% Min Deposit: $1,000.00 Max Deposit: $15,000.00

90 Day Silver Share Certificate

Give yourself a break. Lock-in your rate with guaranteed growth – worry free. No monthly service fees. Dividends on all certificates are calculated daily and compounded quarterly and at maturity. Early withdrawal penalty, 90 days dividend interest.

APY: 0.20% Min Deposit: $1,000.00 Max Deposit: $50,000.00

6 Month Silver Share Certificate

Give yourself a break. Lock-in your rate with guaranteed growth – worry free. No monthly service fees. Dividends on all certificates are calculated daily and compounded quarterly and at maturity. Early withdrawal penalty, 90 days dividend interest.

APY: 0.25% Min Deposit: $1,000.00 Max Deposit: $50,000.00

1 Year Silver Share Certificate

Give yourself a break. Lock-in your rate with guaranteed growth – worry free. No monthly service fees. Dividends on all certificates are calculated daily and compounded quarterly and at maturity. Early withdrawal penalty, 180 days dividend interest.

APY: 0.35% Min Deposit: $500.00 Max Deposit: $50,000.00

2 Year Silver Share Certificate

Give yourself a break. Lock-in your rate with guaranteed growth – worry free. No monthly service fees. Dividends on all certificates are calculated daily and compounded quarterly and at maturity. Early withdrawal penalty, 180 days dividend interest.

APY: 0.60% Min Deposit: $500.00 Max Deposit: $50,000.00

3 Year Silver Share Certificate

Give yourself a break. Lock-in your rate with guaranteed growth – worry free. No monthly service fees. Dividends on all certificates are calculated daily and compounded quarterly and at maturity. Early withdrawal penalty, 180 days dividend interest.

APY: 0.70% Min Deposit: $500.00 Max Deposit: $50,000.00

4 Year Silver Share Certificate

Give yourself a break. Lock-in your rate with guaranteed growth – worry free. No monthly service fees. Dividends on all certificates are calculated daily and compounded quarterly and at maturity. Early withdrawal penalty, 180 days dividend interest.

APY: 0.85% Min Deposit: $500.00 Max Deposit: $50,000.00

5 Year Silver Share Certificate

Give yourself a break. Lock-in your rate with guaranteed growth – worry free. No monthly service fees. Dividends on all certificates are calculated daily and compounded quarterly and at maturity. Early withdrawal penalty, 180 days dividend interest.

APY: 1.00% Min Deposit: $500.00 Max Deposit: $50,000.00

APY (Annual Percentage Yield)
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'Doing Business As' Information

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Tell Us About Yourself

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Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
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If you are not yet a member of the U of I Community Credit Union, please upload a copy of your valid State Issued Driver’s License, ID Card or Passport. Please also upload a utility bill or housing agreement if the address on your application is not the address listed on your photo ID.

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Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
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Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

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Minor Applicant Information

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Joint Applicant Information

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
About Your Employment
If you are not yet a member of the U of I Community Credit Union, please upload a copy of your valid State Issued Driver’s License, ID Card or Passport. Please also upload a utility bill or housing agreement if the address on your application is not the address listed on your photo ID.

Beneficiaries Information

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Beneficiaries percent share information page

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In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.