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New Membership

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Eligibility

Applying is quick and easy!

Before beginning the online membership application, please have available the following information about you and your joint signer (if applicable):

  • Driver's license
  • Social Security Number
  • Birthdate
  • Address

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT:  To help fight the funding of terrorism and money laundering activities, federal law requires CapEd to obtain, verify, and record information that identifies each person who opens an account.  WHAT THIS MEANS FOR YOU:  When you open an account, we will ask for personal information and identification that will allow us to identify you. 

Select your eligibility
I am an employee, retiree, student or volunteer of a public, private, or parochial school in one of the following Idaho counties: Ada, Adams, Blaine, Boise, Camas, Canyon, Cassia, Elmore, Gem, Gooding, Jerome, Lincoln, Minidoka, Owyhee, Payette, Valley, or Washington.
I am an employee, retiree, student or volunteer of an Idaho public, private, or parochial school* in the following Twin Falls county school district:
I am an immediate family or household member of at least one of the above.
Qualify for membership by becoming a member of the Idaho CapEd Foundation through a one-time $20 membership fee.
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Required Products
Select at least one of the following products required for membership
Primary Savings

APY: 0.10% Min Deposit: $5.00


You may select one of the following products
Available Products
Money Market Checking

See disclosure for balance, transaction and withdrawal limits.

Max APY: 0.40% Min Deposit: $2,500.00

06 Month Certificate

Max APY: 0.30% Min Deposit: $500.00

Smart Step 06 Month Certificate

Certificate for members under 25 years of age.

Max APY: 0.65% Min Deposit: $250.00

12 Month Certificate

Max APY: 0.40% Min Deposit: $500.00

Smart Step 12 Month Certificate

Certificate for members under 25 years of age.

Max APY: 0.85% Min Deposit: $250.00

18 Month Certificate

Max APY: 0.45% Min Deposit: $500.00

24 Month Certificate

Max APY: 0.50% Min Deposit: $500.00

36 Month Certificate

Max APY: 0.55% Min Deposit: $500.00

48 Month Certificate

Max APY: 0.60% Min Deposit: $500.00

60 Month Certificate

Max APY: 0.70% Min Deposit: $500.00

Additional Savings

APY: 0.10%

Holiday Cash Stasher

Only one Holiday Cash Stasher account allowed per Primary Member SSN.

Max APY: 1.00% Min Deposit: $0.00

High Yield Checking™

Earn an outstanding 2.50% APY and up to $25 in nationwide ATM fee refunds each qualification cycle.

Cash Back Checking +

Earn 2% cash back on up to $300 in debit card purchases and nationwide ATM refunds up to $25 each qualification cycle. Cash Back Savings earns higher dividend when checking qualifications are met.

Cash Back Savings

Earn 1.24% APY on balances up to $10,000 with a qualifying Cash Back Checking + account.

Cash Back Checking

Earn 2% cash back on up to $300 in debit card purchases and nationwide ATM refunds up to $25 each qualification cycle.

APY (Annual Percentage Yield)
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Description

Details
Select feature(s)
Additional feature(s)
Add Account Save Account OK
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Choose your rate
Specify the amount to deposit
Choose your term

Accept

Application Cancelled

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

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Funding
How much do you want to deposit?
$0.00

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

There was a problem with your request

Transfer from another finacial institution

'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
Your Business Tax ID is used for identification purposes.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification

You may take a picture or upload a copy of your ID document such as driver license, green card, or etc...

Additional Information
Security Question*
Security Answer*

Co-Driver's License Scan

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Moving fast and don't want to type with your thumbs?
Snap a pic of the BACK of your US driver's license to help fill out the form.
If you want to type your information, just close the popup.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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Moving fast and don't want to type with your thumbs?
Snap a pic of the BACK of your US driver's license to help fill out the form.
If you want to type your information, just close the popup.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
You may take a picture or upload a copy of your ID document such as driver license, green card, or etc...

Additional Information
Security Question*
Security Answer*

Beneficiaries Information

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Tell us about your beneficiaries
Are you sure you want to remove this beneficiary?
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.