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Eligibility

Applying is quick and easy!

Before beginning the online membership application, please have available the following information about you and your joint signer (if applicable):

Driver's license
Social Security Number
Birthdate
Address

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help fight the funding of terrorism and money laundering activities, federal law requires CapEd to obtain, verify, and record information that identifies each person who opens an account. WHAT THIS MEANS FOR YOU: When you open an account, we will ask for personal information and identification that will allow us to identify you.

Select your eligibility

I am an employee, retiree, student or volunteer of a public, private, or parochial school in one of the following Idaho counties: Ada, Adams, Blaine, Boise, Camas, Canyon, Cassia, Elmore, Gem, Gooding, Jerome, Lincoln, Minidoka, Owyhee, Payette, Valley, or Washington.

I am an employee, retiree, student or volunteer of an Idaho public, private, or parochial school* in the following Twin Falls county school district:

I am an immediate family or household member of at least one of the above.

Qualify for membership by becoming a member of the Idaho CapEd Foundation through a one-time $20 membership fee.

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Required Products

Select at least one of the following products required for membership

Primary Savings

APY: 0.05% Min Deposit: $5.00

You may select one of the following products

Available Products

Recommended Money Market Savings Certificate Account

Money Market Checking

See disclosure for balance, transaction and withdrawal limits.

Max APY: 0.40% Min Deposit: $2,500.00

06 Month Certificate

Max APY: 0.35% Min Deposit: $500.00

Smart Step 06 Month Certificate

Certificate for members under 25 years of age.

Max APY: 0.65% Min Deposit: $250.00

12 Month Certificate

Max APY: 0.45% Min Deposit: $500.00

Smart Step 12 Month Certificate

Certificate for members under 25 years of age.

Max APY: 0.85% Min Deposit: $250.00

18 Month Certificate

Max APY: 0.50% Min Deposit: $500.00

24 Month Certificate

Max APY: 0.55% Min Deposit: $500.00

36 Month Certificate

Max APY: 0.65% Min Deposit: $500.00

48 Month Certificate

Max APY: 0.75% Min Deposit: $500.00

60 Month Certificate

Max APY: 0.95% Min Deposit: $500.00

Additional Savings

APY: 0.05%

Holiday Cash Stasher

Only one Holiday Cash Stasher account allowed per Primary Member SSN.

Max APY: 1.00% Min Deposit: $0.00

High Yield Checking™

Earn an outstanding 2.00% APY and up to $25 in nationwide ATM fee refunds each qualification cycle.

Cash Back Checking +

Earn 2% cash back on up to $300 in debit card purchases and nationwide ATM refunds up to $25 each qualification cycle. Cash Back Savings earns higher dividend when checking qualifications are met.

Cash Back Savings

Earn 1.25% APY on balances up to $10,000 with a qualifying Cash Back Checking + account.

Cash Back Checking

Earn 2% cash back on up to $300 in debit card purchases and nationwide ATM refunds up to $25 each qualification cycle.

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	$2,500.00	N/A
.	0.15%	0.15%	$2,500.00	$2,500.00	N/A
.	0.20%	0.20%	$25,000.00	$2,500.00	N/A
.	0.25%	0.25%	$50,000.00	$2,500.00	N/A
.	0.35%	0.35%	$75,000.00	$2,500.00	N/A
.	0.40%	0.40%	$250,000.00	$2,500.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.20%	0.20%	$500.00	$500.00	6 (min)
.	0.30%	0.30%	$10,000.00	$10,000.00	6 (min)
.	0.35%	0.35%	$50,000.00	$50,000.00	6 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.10%	0.10%	$2,500.01	$0.00	N/A
.	1.00%	1.00%	$0.00	$0.00	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.65%	0.65%	$250.00	6 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.30%	0.30%	$500.00	$500.00	12 (min)
.	0.40%	0.40%	$10,000.00	$10,000.00	12 (min)
.	0.45%	0.45%	$50,000.00	$50,000.00	12 (min)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.85%	0.85%	$250.00	12 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.35%	0.35%	$500.00	$500.00	18 (min)
.	0.45%	0.45%	$10,000.00	$10,000.00	18 (min)
.	0.50%	0.50%	$50,000.00	$50,000.00	18 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.40%	0.40%	$500.00	$500.00	24 (min)
.	0.50%	0.50%	$10,000.00	$10,000.00	24 (min)
.	0.55%	0.55%	$50,000.00	$50,000.00	24 (min)

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Funding

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One-time Membership Fee

$0.00

Total Deposit

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Transfer From Another Financial Institution (max $5,000.00)

Internal Transfer

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Personal Information

Click or tap here to pre-fill information with your driver's license

Are you an employee of CapEd Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

You may take a picture or upload a copy of your ID document such as driver license, green card, or etc...

Click or tap here to capture or upload an image or document.

Additional Information

Security Question*

Security Answer*

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

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Moving fast and don't want to type with your thumbs?
Snap a pic of the BACK of your US driver's license to help fill out the form.
If you want to type your information, just close the popup.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Moving fast and don't want to type with your thumbs?
Snap a pic of the BACK of your US driver's license to help fill out the form.
If you want to type your information, just close the popup.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

Security Question*

Security Answer*

Continue Or Go Back

About Your Joint Applicant

Personal Information

Click or tap here to pre-fill information with your driver's license

Are you an employee of CapEd Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

You may take a picture or upload a copy of your ID document such as driver license, green card, or etc...

Click or tap here to capture or upload an image or document.

Additional Information

Security Question*

Security Answer*

Continue Or Go Back

Tell us about your beneficiaries

Add an additional beneficiary

Are you sure you want to remove this beneficiary?

Remove

Cancel

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Applying is quick and easy!

Fund via Internal Transfer

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Transfer from another finacial institution

Co-Driver's License Scan

Driver's License Scan

New Membership

Applying is quick and easy!

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another finacial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Beneficiaries Information