Before beginning the online membership application, please have available the following information about you and your joint signer (if applicable):
Driver's license
Social Security Number
Birthdate
Address
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT: To help fight the funding of terrorism and money laundering activities, federal law requires CapEd to obtain, verify, and record information that identifies each person who opens an account. WHAT THIS MEANS FOR YOU: When you open an account, we will ask for personal information and identification that will allow us to identify you.
Select your eligibility
I am an employee, retiree, student or volunteer of a public, private, or parochial school in one of the following Idaho counties: Ada, Adams, Blaine, Boise, Camas, Canyon, Elmore, Gem, Gooding, Jerome, Lincoln, Owyhee, Payette, Valley, or Washington.
I am an employee, retiree, student or volunteer of an Idaho public, private, or parochial school* in the following Twin Falls county school district:
I am an immediate family or household member of at least one of the above.
Qualify for membership by becoming a member of the Idaho CapEd Foundation through a one-time $20 membership fee.
See disclosure for balance, transaction and withdrawal limits.
Max APY: 0.60%
Min Deposit: $2,500.00
06 Month Certificate
Max APY: 0.30%
Min Deposit: $500.00
Smart Step 06 Month Certificate
Certificate for members under 25 years of age.
Max APY: 1.25%
Min Deposit: $250.00
12 Month Certificate
Max APY: 0.50%
Min Deposit: $500.00
12 Month Promo Certificate
Certificate promotional rates available to new accounts only. Certificate will renew at applicable standard rates.
Max APY: 2.25%
Min Deposit: $500.00
Smart Step 12 Month Certificate
Certificate for members under 25 years of age.
Max APY: 1.75%
Min Deposit: $250.00
18 Month Certificate
Max APY: 0.55%
Min Deposit: $500.00
24 Month Certificate
Max APY: 0.60%
Min Deposit: $500.00
24 Month Promo Certificate
Certificate promotional rates available to new accounts only. Certificate will renew at applicable standard rates.
Max APY: 2.30%
Min Deposit: $500.00
36 Month Certificate
Max APY: 0.85%
Min Deposit: $500.00
48 Month Certificate
Max APY: 1.35%
Min Deposit: $500.00
60 Month Certificate
Max APY: 1.50%
Min Deposit: $500.00
60 Month Promo Certificate
Certificate promotional rates available to new accounts only. Certificate will renew at applicable standard rates.
Max APY: 2.55%
Min Deposit: $500.00
Additional Savings
APY: 0.10%
Holiday Cash Stasher
Only one Holiday Cash Stasher account allowed per Primary Member SSN.
Max APY: 1.00%
Min Deposit: $0.00
High Yield Checking™
Earn an outstanding 2.50% APY and up to $25 in nationwide ATM fee refunds each qualification cycle.
Cash Back Checking +
Earn 2% cash back on up to $300 in debit card purchases and nationwide ATM refunds up to $25 each qualification cycle.
Cash Back Savings earns higher dividend when checking qualifications are met.
Cash Back Savings
Earn 1.24% APY on balances up to $10,000 with a qualifying Cash Back Checking + account.
Cash Back Checking
Earn 2% cash back on up to $300 in debit card purchases and nationwide ATM refunds up to $25 each qualification cycle.
Note: some of the selected products may have been preselected by your financial institution. Please review the list carefully and confirm the choices by clicking Continue.
Dividend Rate(s)
APY
Minimum Balance
Minimum Deposit
Term (months)
$0.00
$2,500.00
N/A
0.25%
0.25%
$2,500.00
$2,500.00
N/A
0.30%
0.30%
$25,000.00
$2,500.00
N/A
0.35%
0.35%
$50,000.00
$2,500.00
N/A
0.45%
0.45%
$75,000.00
$2,500.00
N/A
0.60%
0.60%
$250,000.00
$2,500.00
N/A
Dividend Rate(s)
0.00%
APY:
0.00%
Minimum Balance:
$0.00
Min Deposit:
$2,500.00
Dividend Rate(s)
0.25%
APY:
0.25%
Minimum Balance:
$2,500.00
Min Deposit:
$2,500.00
Dividend Rate(s)
0.30%
APY:
0.30%
Minimum Balance:
$25,000.00
Min Deposit:
$2,500.00
Dividend Rate(s)
0.35%
APY:
0.35%
Minimum Balance:
$50,000.00
Min Deposit:
$2,500.00
Dividend Rate(s)
0.45%
APY:
0.45%
Minimum Balance:
$75,000.00
Min Deposit:
$2,500.00
Dividend Rate(s)
0.60%
APY:
0.60%
Minimum Balance:
$250,000.00
Min Deposit:
$2,500.00
Dividend Rate(s)
APY
Minimum Balance
Minimum Deposit
Term (months)
0.15%
0.15%
$500.00
$500.00
6
0.25%
0.25%
$10,000.00
$10,000.00
6
0.30%
0.30%
$50,000.00
$50,000.00
6
Dividend Rate(s)
0.15%
APY:
0.15%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
6
Dividend Rate(s)
0.25%
APY:
0.25%
Minimum Balance:
$10,000.00
Min Deposit:
$10,000.00
Term (months):
6
Dividend Rate(s)
0.30%
APY:
0.30%
Minimum Balance:
$50,000.00
Min Deposit:
$50,000.00
Term (months):
6
Dividend Rate(s)
APY
Minimum Balance
Minimum Deposit
Term (months)
0.10%
0.10%
$2,500.01
$0.00
N/A
1.00%
1.00%
$0.00
$0.00
N/A
Dividend Rate(s)
0.10%
APY:
0.10%
Minimum Balance:
$2,500.01
Dividend Rate(s)
1.00%
APY:
1.00%
Minimum Balance:
$0.00
Dividend Rate(s)
APY
Minimum Balance
Minimum Deposit
Term (months)
1.24%
1.25%
$250.00
$250.00
6
Dividend Rate(s)
1.24%
APY:
1.25%
Minimum Balance:
$250.00
Min Deposit:
$250.00
Term (months):
6
Dividend Rate(s)
APY
Minimum Balance
Minimum Deposit
Term (months)
0.30%
0.30%
$500.00
$500.00
12
0.40%
0.40%
$10,000.00
$10,000.00
12
0.50%
0.50%
$50,000.00
$50,000.00
12
Dividend Rate(s)
0.30%
APY:
0.30%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
12
Dividend Rate(s)
0.40%
APY:
0.40%
Minimum Balance:
$10,000.00
Min Deposit:
$10,000.00
Term (months):
12
Dividend Rate(s)
0.50%
APY:
0.50%
Minimum Balance:
$50,000.00
Min Deposit:
$50,000.00
Term (months):
12
Dividend Rate(s)
APY
Minimum Balance
Minimum Deposit
Term (months)
2.23%
2.25%
$500.00
$500.00
12
Dividend Rate(s)
2.23%
APY:
2.25%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
12
Dividend Rate(s)
APY
Minimum Balance
Minimum Deposit
Term (months)
1.74%
1.75%
$250.00
$250.00
12
Dividend Rate(s)
1.74%
APY:
1.75%
Minimum Balance:
$250.00
Min Deposit:
$250.00
Term (months):
12
Dividend Rate(s)
APY
Minimum Balance
Minimum Deposit
Term (months)
0.35%
0.35%
$500.00
$500.00
18
0.45%
0.45%
$10,000.00
$10,000.00
18
0.55%
0.55%
$50,000.00
$50,000.00
18
Dividend Rate(s)
0.35%
APY:
0.35%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
18
Dividend Rate(s)
0.45%
APY:
0.45%
Minimum Balance:
$10,000.00
Min Deposit:
$10,000.00
Term (months):
18
Dividend Rate(s)
0.55%
APY:
0.55%
Minimum Balance:
$50,000.00
Min Deposit:
$50,000.00
Term (months):
18
Dividend Rate(s)
APY
Minimum Balance
Minimum Deposit
Term (months)
0.40%
0.40%
$500.00
$500.00
24
0.50%
0.50%
$10,000.00
$10,000.00
24
0.60%
0.60%
$50,000.00
$50,000.00
24
Dividend Rate(s)
0.40%
APY:
0.40%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
24
Dividend Rate(s)
0.50%
APY:
0.50%
Minimum Balance:
$10,000.00
Min Deposit:
$10,000.00
Term (months):
24
Dividend Rate(s)
0.60%
APY:
0.60%
Minimum Balance:
$50,000.00
Min Deposit:
$50,000.00
Term (months):
24
Dividend Rate(s)
APY
Minimum Balance
Minimum Deposit
Term (months)
2.28%
2.30%
$500.00
$500.00
24
Dividend Rate(s)
2.28%
APY:
2.30%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
24
Dividend Rate(s)
APY
Minimum Balance
Minimum Deposit
Term (months)
0.65%
0.65%
$500.00
$500.00
36
0.75%
0.75%
$10,000.00
$10,000.00
36
0.85%
0.85%
$50,000.00
$50,000.00
36
Dividend Rate(s)
0.65%
APY:
0.65%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
36
Dividend Rate(s)
0.75%
APY:
0.75%
Minimum Balance:
$10,000.00
Min Deposit:
$10,000.00
Term (months):
36
Dividend Rate(s)
0.85%
APY:
0.85%
Minimum Balance:
$50,000.00
Min Deposit:
$50,000.00
Term (months):
36
Dividend Rate(s)
APY
Minimum Balance
Minimum Deposit
Term (months)
1.14%
1.15%
$500.00
$500.00
48
1.24%
1.25%
$10,000.00
$10,000.00
48
1.34%
1.35%
$50,000.00
$50,000.00
48
Dividend Rate(s)
1.14%
APY:
1.15%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
48
Dividend Rate(s)
1.24%
APY:
1.25%
Minimum Balance:
$10,000.00
Min Deposit:
$10,000.00
Term (months):
48
Dividend Rate(s)
1.34%
APY:
1.35%
Minimum Balance:
$50,000.00
Min Deposit:
$50,000.00
Term (months):
48
Dividend Rate(s)
APY
Minimum Balance
Minimum Deposit
Term (months)
1.24%
1.25%
$500.00
$500.00
60
1.39%
1.40%
$10,000.00
$10,000.00
60
1.49%
1.50%
$50,000.00
$50,000.00
60
Dividend Rate(s)
1.24%
APY:
1.25%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
60
Dividend Rate(s)
1.39%
APY:
1.40%
Minimum Balance:
$10,000.00
Min Deposit:
$10,000.00
Term (months):
60
Dividend Rate(s)
1.49%
APY:
1.50%
Minimum Balance:
$50,000.00
Min Deposit:
$50,000.00
Term (months):
60
Dividend Rate(s)
APY
Minimum Balance
Minimum Deposit
Term (months)
2.53%
2.55%
$500.00
$500.00
60
Dividend Rate(s)
2.53%
APY:
2.55%
Minimum Balance:
$500.00
Min Deposit:
$500.00
Term (months):
60
Are you interested in a line of credit for overdraft protection?*
Yes
No
Are you interested in a line of credit for overdraft protection?*
Yes
No
Would you like Courtesy Pay Extended coverage on ATM and one-time debit card transactions if your account qualifies?*
Yes
No
Enter Checking Account Promo Code, if applicable.*
Are you interested in a line of credit for overdraft protection?*
Yes
No
Would you like Courtesy Pay Extended coverage on ATM and one-time debit card transactions if your account qualifies?*
Yes
No
Are you interested in a line of credit for overdraft protection?*
Yes
No
Would you like Courtesy Pay Extended coverage on ATM and one-time debit card transactions if your account qualifies?*
Press this button if you want to assign an equal value to all beneficiaries.
In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.
Current Physical Address
Current Physical Address
Contact Information
Identification
You may take a picture or upload a copy of your ID document such as driver license, green card, or etc...
Moving fast and don't want to type with your thumbs?
Snap a pic of the BACK of your US driver's license to help fill out the form.
If you want to type your information, just close the popup.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Choose LinkedIn profile to prefill employment information. Click button below
Moving fast and don't want to type with your thumbs?
Snap a pic of the BACK of your US driver's license to help fill out the form.
If you want to type your information, just close the popup.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Choose LinkedIn profile to prefill employment information. Click button below
System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.
I expressly consent to CapEd texting or calling me at the number(s) I have provided regarding accounts, products, and services I have or that the Credit Union may offer. These calls may include autodialed, prerecorded or artificial voice calls. Messages and calls may relate to transactions, fraud alerts, services you have with us, promotions, and marketing. This consent is not required in order for me to receive accounts, products, or services from the Credit Union and I may contact CapEd at any time to opt out of these communications.*
Read, Sign and Submit
Email Agreements & Disclosures
close
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
You're logged in as 
