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New Membership

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Eligibility
Applying is fast and easy!
You will need the following information in order to complete the application:
Government issued ID/Driver's license/State ID or Passport with current address
Your complete physical and mailing address
Social Security Number
Please review our membership requirements and choose an option below
IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW ACCOUNT. To help the government fight the funding of terrorism and money laundering activities, Federal Law requires all financial institutions to obtain, verify and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. 

Please Note: The American Consumer Council, MA Chapter (ACC) is an association committed to consumer education and awareness. Joining ACC, MA Chapter is free which qualifies you for membership.  You qualify if you are a consumer who lives, works, or worships in any of the following states:  Massachusetts, Connecticut, New Hampshire, Vermont, New York, or Rhode Island.
Select your eligibility
I want to join through an association:
I am employed by:
I am a relative of a Pioneer Valley Credit Union member:
RelativePlease enter relative's name
I live with a Pioneer Valley Credit Union member:
Please enter member's name
I am an existing member.
Existing Membership Number:
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Required Products
Select at least one of the following products required for membership
Primary Share Account

The Primary Share Account is required to establish membership privilege

APY: 0.025% Min Deposit: $25.00


You may select one of the following products
Available Products
Green Money Market Account

APY: 1.000% Min Deposit: $50,000.00

Money Market Account

The higher the balance the more you earn with the four tiered rate Money Market Account

APY: 0.400% Min Deposit: $2,500.00

13 Month Certificate Special

APY: 2.000% Min Deposit: $25,000.00

30 Month Certificate Special

APY: 3.000% Min Deposit: $25,000.00

59 Month Certificate Special

APY: 3.500% Min Deposit: $25,000.00

6 Month Certificate

APY: 0.900% Min Deposit: $1,000.00

12 Month Certificate

APY: 1.000% Min Deposit: $1,000.00

18 Month Directflex Certificate

APY: 0.650% Min Deposit: $500.00

24 Month Certificate

APY: 1.500% Min Deposit: $1,000.00

36 Month Certificate

APY: 2.320% Min Deposit: $1,000.00

48 Month Certificate

APY: 2.550% Min Deposit: $1,000.00

60 Month Certificate

APY: 2.850% Min Deposit: $1,000.00

Pioneer Free Checking

A free and simple account for easy money management. • No Minimum Balance • No Monthly Fee • Free Checks for Life

Cash Rewards Checking

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Investor Rewards Checking

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Secondary Share

Customize your Share Account to suit your saving needs.

APY: 0.025%

Emergency Fund

Open this account to prepare for unexpected expenses and live stress free. Our Financial Life Coaches recommend three to six months worth of living expenses be set aside.

APY: 0.025% Min Deposit: $10.00

Holiday Club

It's a great way to save for holiday expenses. Open a Holiday Club for as little as $10.00. The funds that have accumulated will be transferred directly into your Share Account, another designated account, or mailed upon your request. (Funds available November 1st).

APY: 0.025% Min Deposit: $10.00

Vacation Club

A fast and easy way to accumulate money for your dream vacation. Minimum balance is $10.00 to open an interest bearing vacation club. Make your next vacation stress free and start saving now!

APY: 0.025% Min Deposit: $10.00

Traditional IRA Share

APY: 0.025% Min Deposit: $10.00

Roth IRA Share

APY: 0.025% Min Deposit: $10.00

Coverdell ESA Share

APY: 0.025% Min Deposit: $10.00

APY (Annual Percentage Yield)
Please answer the following question(s)
I want my statement available electronically.*
How did you hear about us?*
If Referred by Friend/Family, please provide their full name:*
If other, please explain:*
I would like an ATM/Debit card.*
I would like to pick up my ATM/Debit card at a PVCU branch or have it mailed to me (7-10 business days).*
Select YES to Opt-In to receive SMS Text messages with updates regarding your application status.*
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Description

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Choose your rate
Specify the amount to deposit
Choose your term

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Application Cancelled

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

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Funding
How much do you want to deposit?

Fund via Internal Transfer

Fund via Credit Card

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There was a problem with your request

Transfer from another finacial institution

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.
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Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Instant Account Verification
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
Click for more information
Your Business Tax ID is used for identification purposes.
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Please scan and attach any requested documents here.

Additional Information
Please select an Identification Passcode that could be used for phone authentication. (must be 4-20 alpha or numeric characters)*
Re-enter: Please select an Identification Passcode that could be used for phone authentication. (must be 4-20 alpha or numeric characters)

Co-Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification