You will need the following information in order to complete the application:
Government issued ID/Driver's license/State ID or Passport with current address
Your complete physical and mailing address
Social Security Number
Please review our membership requirements and choose an option below
Please note: The American Consumer Council, MA Chapter (ACC) is an association comitted to consumer education and awareness. Joining ACC, MA Chapter is free which qualifies you for membership. You qualify if you are a consumer who lives, works, or worships in Massaschusetts or any of the following states: Connecticut, New Hampshire, Vermont, New York, or Rhode Island.
Select your eligibility
I am employed by
.
I live with or am a relative of a Pioneer Valley FCU member.
A savings account with a $25 minimum balance establishes membership.
Min Deposit: $25.00
Select additional products
Select product(s)
Pioneer Checking
The Pioneer Package is our classic Free Checking Account!
6 Month Term Share Certificate
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APY: 1.85%
Min Deposit: $1,000.00
12 Month Term Share Certificate
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APY: 2.15%
Min Deposit: $1,000.00
36 Month Term Share Certificate
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APY: 2.75%
Min Deposit: $1,000.00
24 Month Term Share Certificate
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APY: 2.55%
Min Deposit: $1,000.00
48 Month Term Share Certificate
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APY: 3.00%
Min Deposit: $1,000.00
60 Month Term Share Certificate
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APY: 3.50%
Min Deposit: $1,000.00
Direct Flex Term Share Certificate
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APY: 2.55%
Min Deposit: $500.00
Money Market Account
Access, flexibility, and higher rates are some of the great benefits our Money Market Accounts have to offer. $2,500.00 is required to open and maintain the account.
Min Deposit: $2,500.00
Holiday Club
It's a great way to save for holiday expenses. Open a Holiday Club for as little as $10.00. The funds that have accumulated will be transferred directly into your Share Account, another designated account, or mailed upon your request. (Funds available November 1st).
Min Deposit: $10.00
Emergency Fund
Will help you be self-reliant and take care of bills if you have an unexpected expense or if your income is reduced or eliminated without relying on credit. Our Financial Life Coaches recommend three to six months worth of living expenses be set aside.
Min Deposit: $10.00
Vacation Club
A fast and easy way to accumulate money for that dream vacation. Minimum balance is $10.00 to open an interest bearing vacation club, get three free withdrawals a year. Make your next vacation stress free and start saving now!
Min Deposit: $10.00
Secondary Share
This account is comparable to a savings account at most financial institutions.
Note: some of the selected products may have been preselected by your financial institution. Please review the list carefully and confirm the choices by clicking Continue.
1. I want Pioneer Valley Credit Union to authorize and pay overdrafts on my ATM and Debit Card transactions.
*
1. I want Pioneer Valley Credit Union to authorize and pay overdrafts on my ATM and Debit Card transactions.
*
1. I want Pioneer Valley Credit Union to authorize and pay overdrafts on my ATM and Debit Card transactions.
*
1. I want Pioneer Valley Credit Union to authorize and pay overdrafts on my ATM and Debit Card transactions.
*
Press this button if you want to assign an equal value to all beneficiaries.
In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.
To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.
If you do not wish to use this feature simply click the “Done” button, to proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Choose LinkedIn profile to prefill employment information. Click button below
To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.
If you do not wish to use this feature simply click the “Done” button, to proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Choose LinkedIn profile to prefill employment information. Click button below
System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.
1. Please select an Identification Code that could be used for phone authentication. (must be 4-20 characters)*
Read, Sign and Submit
By clicking on "I agree", you authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Email Agreements & Disclosures
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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
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