Eligibility

Applying is secure, fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

Select your eligibility

I live, work, worship, volunteer or go to school in an eligible field of membership community.

I am currently working for or have retired from a Select Employee Group(SEG).

I am an immediate relative of someone who is eligible to be a member. Eligible family members include spouse & children, parents, brothers & sisters, grandchildren & grandparents whether through blood, marriage or adoption.

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Required Products

Select at least one of the following products required for membership

Primary Share Account (Savings)

The first step to becoming an OnPath FCU member is to open a primary savings account. Once open, it allows you access to a variety of products and services including online and mobile banking. Interest is earned on balances greater than $200.00. The minimum to open is $5.00.

Min Deposit: $5.00

You may select one of the following products

Available Products

Savings Checking Certificate Account

Student Share Draft

Start a path to financial stability and independence with an account featuring mobile banking and FREE debit card.

Min Deposit: $25.00

Regular Share Draft (Checking)

No monthly fees with full direct deposit or average monthly balance of $500.00 or greater. Enjoy benefits including a free debit card, overdraft protection, and account access through thousands of shared Co-op branches.

Min Deposit: $25.00

Wise Choice Checking

For members 50+ years of age, enjoy the benefits of a free checking account with no minimum balance! Dividends paid monthly on balances $1000 or greater. Benefits include free money orders, free debit card, online and mobile banking access, and email and text notifications.

Min Deposit: $25.00

Money Master Share Draft

This product is for individuals looking to earn higher interest on their checking account. Checks available. Dividends are paid monthly based on average daily balance, and three free withdrawals allowed each month.

Min Deposit: $1,000.00

Additional Share Account (Savings)

Other than your primary share account, this account is for the individual wishing to save for general purposes such as vacation, wedding, schooling, car repairs, etc. Dividends are earned quarterly on balances equal to or greater than $200.00.

Min Deposit: $5.00

Money Master Savings

This product is for the individual looking to earn higher interest on a savings account while still having the ability to withdraw. Three free withdrawals allowed per month. Dividends are paid monthly based on average daily balance.

Min Deposit: $1,000.00

Christmas Club

Start saving year round by opening a Christmas Club account at any time. Funds are automatically transferred to your primary share account at the beginning of November each year. Dividends are paid quarterly on balances equal to or greater than $200.00. $10.00 early withdrawal fee applies.

Min Deposit: $5.00

CD (6-60 MONTHS)

With a minimum deposit of $1000, enjoy higher yields for the term of your choice, from six months to five years. Early withdrawal penalties apply.

Max APY: 0.75% Min Deposit: $1,000.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.20%	0.20%	$1,000.00	6 (min)
.	0.25%	0.25%	$1,000.00	12 (min)
.	0.35%	0.35%	$1,000.00	24 (min)
.	0.55%	0.55%	$1,000.00	36 (min)
.	0.65%	0.65%	$1,000.00	48 (min)
.	0.75%	0.75%	$1,000.00	60 (min)

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Maturity Date

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Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

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Credit Card (max $100.00)

Transfer From Another Financial Institution (max $250,000.00)

Internal Transfer

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Personal Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Please attach government-issued identification including one of the following;

Driver's license
State ID
Passport
Military ID

**If your address does not match your ID, provide proof of current address.

Click or tap here to capture or upload an image or document.

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Personal Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another finacial institution

Co-Driver's License Scan

Driver's License Scan

New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another finacial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information