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New Membership

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Eligibility
Applying is fast and easy!
You will need the following information in order to complete the application:
Government issued ID/Drivers License/State ID or Passport with current address
Your complete physical and mailing address
Social Security Number
Date of Birth
Select your eligibility
I reside or participate in Aroostook or Northern Penobscot Counties
Options
I am related to a current Norstate Member
Name of Relative
Remove Product
Required Products
Select at least one of the following products required for membership
Prime Share

Become a member and share equally in the ownership of your credit union. A $25 minimum deposit is required to open a Savings (Share) Account.

APY: -- Min Deposit: $25.00


You may select one of the following products
Available Products
Share Draft

Our Share Draft (Checking) Account has no minimum balance or monthly service fees and provides unlimited check writing. Online & mobile banking access, debit card and more!

6 Month Certificate

NorState Federal Credit Union offers a variety of terms to fit your needs at competitive rates.

APY: 0.20% Min Deposit: $1,000.00

1 Year Certificate

NorState Federal Credit Union offers a variety of terms to fit your needs at competitive rates.

APY: 0.25% Min Deposit: $1,000.00

18 Month Certificate

NorState Federal Credit Union offers a variety of terms to fit your needs at competitive rates.

APY: 0.35% Min Deposit: $1,000.00

2 Year Certificate

NorState Federal Credit Union offers a variety of terms to fit your needs at competitive rates.

APY: 0.40% Min Deposit: $1,000.00

3 Year Certificate

NorState Federal Credit Union offers a variety of terms to fit your needs at competitive rates.

APY: 0.50% Min Deposit: $1,000.00

4 Year Certificate

NorState Federal Credit Union offers a variety of terms to fit your needs at competitive rates.

APY: 0.60% Min Deposit: $1,000.00

5 Year Certificate

NorState Federal Credit Union offers a variety of terms to fit your needs at competitive rates.

APY: 0.70% Min Deposit: $1,000.00

Wealth Builder Certificate

A step-up savings certificate of deposit. Make incremental deposits to this certificate until you reach a required minimum balance for our regular Share or IRA certificate.

Max APY: 0.25% Min Deposit: $0.00

Christmas Club

This holiday club pays out once a year in October, at which time the Club (Savings) Account is closed and reopened on the next commencement date. Dividends paid.

APY: 0.10% Min Deposit: $0.00

All-Purpose Club

Tax Club, Vacation Club, no matter the reason, a Club Account is a Share (Savings) Account and pays dividends and has unlimited withdrawals. You can open multiple Club Accounts for any occasion.

APY: 0.10% Min Deposit: $0.00

Alternate Medical Club

For members who do not qualify for an HSA. Not subject to IRS rules or contribution limits. NOT tax deductible.

APY: 0.10% Min Deposit: $0.00

Money Market

Dividends paid monthly (rate may vary) based on the average daily balance. A member may deposit or withdraw from the account at any time in minimum amounts of $500.00. There are no penalties for withdrawals. The minimum balance for a flex account is $1000. If the balance in the account falls below the minimum balance required, the remaining funds will be transferred to regular shares.

Max APY: 0.20% Min Deposit: $1,000.00

APY (Annual Percentage Yield)
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Description

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Application Cancelled

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

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Funding
How much do you want to deposit?
How do you want to fund your new account?
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Mail A Check
Internal Transfer

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

There was a problem with your request

Transfer from another finacial institution

Funding is required to complete your account activation. If you choose to fund later [the bank] will reach out to you. This may cause a delay in account activation.

'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
Your Business Tax ID is used for identification purposes.
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Co-Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Beneficiaries Information

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Tell us about your beneficiaries
Are you sure you want to remove this beneficiary?
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Beneficiaries percent share information page

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Tell us about your beneficiary percent shares

Other Products


Please indicate the percentage of the payout each beneficiary will receive:



Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.