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Eligibility

Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

Select your eligibility

I reside or participate in Aroostook or Northern Penobscot Counties

Options

I am related to a current Norstate Member

Name of Relative

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Required Products

Select at least one of the following products required for membership

Prime Share

Become a member and share equally in the ownership of your credit union. A $25 minimum deposit is required to open a Savings (Share) Account.

APY: 0.00% Min Deposit: $25.00

You may select one of the following products

Available Products

Recommended Savings Certificate Account Other Money Market

Share Draft

Our Share Draft (Checking) Account has no minimum balance or monthly service fees and provides unlimited check writing. Online & mobile banking access, debit card and more!

6 Month Certificate

NorState Federal Credit Union offers a variety of terms to fit your needs at competitive rates.

APY: 3.40% Min Deposit: $1,000.00

1 Year Certificate

NorState Federal Credit Union offers a variety of terms to fit your needs at competitive rates.

APY: 4.35% Min Deposit: $1,000.00

18 Month Certificate

NorState Federal Credit Union offers a variety of terms to fit your needs at competitive rates.

APY: 4.10% Min Deposit: $1,000.00

2 Year Certificate

NorState Federal Credit Union offers a variety of terms to fit your needs at competitive rates.

APY: 4.00% Min Deposit: $1,000.00

3 Year Certificate

NorState Federal Credit Union offers a variety of terms to fit your needs at competitive rates.

APY: 3.75% Min Deposit: $1,000.00

4 Year Certificate

NorState Federal Credit Union offers a variety of terms to fit your needs at competitive rates.

APY: 3.65% Min Deposit: $1,000.00

5 Year Certificate

NorState Federal Credit Union offers a variety of terms to fit your needs at competitive rates.

APY: 3.65% Min Deposit: $1,000.00

Wealth Builder Certificate

A step-up savings certificate of deposit. Make incremental deposits to this certificate until you reach a required minimum balance for our regular Share or IRA certificate.

Max APY: 4.35% Min Deposit: $0.00

Christmas Club

This holiday club pays out once a year in October, at which time the Club (Savings) Account is closed and reopened on the next commencement date. Dividends paid.

APY: 0.00% Min Deposit: $0.00

All-Purpose Club

Tax Club, Vacation Club, no matter the reason, a Club Account is a Share (Savings) Account and pays dividends and has unlimited withdrawals. You can open multiple Club Accounts for any occasion.

APY: 0.00% Min Deposit: $0.00

Alternate Medical Club

For members who do not qualify for an HSA. Not subject to IRS rules or contribution limits. NOT tax deductible.

APY: 0.00% Min Deposit: $0.00

Money Market

Dividends paid monthly (rate may vary) based on the average daily balance. A member may deposit or withdraw from the account at any time in minimum amounts of $500.00. There are no penalties for withdrawals. The minimum balance for a flex account is $1000. If the balance in the account falls below the minimum balance required, the remaining funds will be transferred to regular shares.

Max APY: 3.00% Min Deposit: $1,000.00

APY (Annual Percentage Yield)

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We have cancelled your application.

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This account does not have sufficient balance to cover the total required deposit.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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Verify account manually instead

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

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Please upload documents here.

Click or tap here to capture or upload an image or document.

Do you have any beneficiaries?

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No

Do you have another applicant?

Yes

No

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)