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Eligibility

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To help the government fight the funding for terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person when opening a new account. You will need the following information in order to complete the application:

Government issued ID/driver's license/State ID or passport with current address

Your complete physical and mailing address

Social Security Number

Date of birth

Select your eligibility

I’m a DOI Employee/Contractor/Volunteer or Retiree of:

Organization

I’m a Non DOI Employee, Volunteer or Retiree of:

I’m a Family Member of:

Name of Member:

I'm a Member of:

Association

Need another way to join? If you join our partner association, the Public Lands Foundation, you are eligible to apply for Credit Union membership. No cost to join.

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Required Products

Select at least one of the following products required for membership

You may select one of the following products

Primary Savings Account

Establish your membership and earn competitive dividends with a Prime Savings account.

$25 minimum balance must be maintained.
Rate may be higher for balances of $1500 and up
Access to a nationwide shared branch/ATM network
Convenient digital banking

APY: 0.15% Min Deposit: $25.00 Max Deposit: $5,000.00

Young Adult Savings Account

If you are between the ages of 18-26, you can establish membership with a Young Adult Savings Account.

$25 minimum balance must be maintained
Rate may be higher for balances of $1500 and up
Access to a nationwide shared branch/ATM network
Convenient digital banking

APY: 0.15% Min Deposit: $25.00 Max Deposit: $5,000.00

Available Products

Checking Certificate Account Savings Money Market

Digital Spend Account

Eligible for Loyalty Rewards. Earn our basic dividend rate or qualify to earn our highest dividend rates:

3.01% APY* on balances below $10,000
.50% APY* on balances $10,000+

Maximum of one checking account per membership. Federally insured by NCUA.

APY: 0.05% Min Deposit: $0.00 Max Deposit: $5,000.00

Teen Spend Account

Ages 13-17 ONLY. Includes unlimited free ATM transactions.

3.01% APY* on balances below $499.99
.05% APY* on balances $500.00+

Maximum of one checking account per membership. Federally insured by NCUA.

APY: 0.05% Min Deposit: $0.00 Max Deposit: $5,000.00

Young Adult Spend Account

Ages 18-26 ONLY. Includes free ATM transactions and special perks!

3.01% APY* on balances below $499.99
.50% APY* on balances $500.00+

Maximum of one checking account per membership. Federally insured by NCUA.

APY: 0.05% Min Deposit: $0.00 Max Deposit: $5,000.00

3 Month Certificate

Max APY: 3.04% Min Deposit: $500.00 Max Deposit: $250,000.00

6 Month Certificate

Max APY: 3.45% Min Deposit: $500.00 Max Deposit: $250,000.00

12 Month Certificate

Max APY: 3.56% Min Deposit: $500.00 Max Deposit: $250,000.00

20 Month Bump Up Certificate

Ability to bump up your rate to the going 24 month certificate rate once during the 20 month term

Max APY: 3.30% Min Deposit: $500.00 Max Deposit: $250,000.00

24 Month Certificate

Max APY: 3.40% Min Deposit: $500.00 Max Deposit: $250,000.00

36 Month Certificate

Max APY: 3.61% Min Deposit: $500.00 Max Deposit: $250,000.00

48 Month Certificate

Max APY: 3.51% Min Deposit: $500.00 Max Deposit: $250,000.00

56 Month Bump Up Certificate

Ability to bump up your rate to the going 60 month certificate rate once during the 56 month term

Max APY: 3.40% Min Deposit: $500.00 Max Deposit: $250,000.00

60 Month Certificate

Max APY: 3.30% Min Deposit: $500.00 Max Deposit: $250,000.00

Accumulator Certificate

Earn competitive rates, while having the flexibility to add money as you go.

Open to Little Buffalo Accounts, Teen, Custodial & Young Adults Ages 0-26
Minimum opening deposit of $50. Make deposits anytime with as little as $25
24-month term

APY: 3.40% Min Deposit: $50.00 Max Deposit: $250,000.00

Holiday Club Account

A Holiday Club Savings Account helps you set money aside throughout the year so you can be prepared for holiday expenses.

No minimum deposit
Contribute throughout the year, and access funds on October 1st
Option to personalize account name

APY: 0.20% Max Deposit: $5,000.00

Vacation Club Account

Planning a getaway? Use a Vacation Club Account to save money towards a well deserved vacation, or any other large expense.

No minimum deposit
Access to funds at any time
No withdraw penalty
Option to personalize account name

APY: 0.20% Max Deposit: $5,000.00

Secondary Savings Account

Secondary Savings Accounts can be used to save for any specific needs you may have!

No minimum deposit
No minimum balance
No withdrawal penalty
Option to personalize account name

Max APY: 0.20% Min Deposit: $0.00 Max Deposit: $5,000.00

Money Market Account

If you want to earn high dividends without tying up your funds, take advantage of the Interior Federal Money Market Account.

No minimum opening deposit
No monthly fees
Check writing available
Competitive dividends on average daily balance of $1,000 or more

Max APY: 0.60% Min Deposit: $0.00 Max Deposit: $5,000.01

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.00%	3.04%	$500.00	$500.00	3 (min)
.	3.00%	3.04%	$100,000.00	$100,000.00	3 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.40%	3.45%	$500.00	$500.00	6 (min)
.	3.40%	3.45%	$100,000.00	$100,000.00	6 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	$0.00	N/A
.	0.50%	0.51%	$1,000.00	$0.00	N/A
.	0.60%	0.60%	$5,000.00	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.50%	3.56%	$500.00	$500.00	12 (min)
.	3.50%	3.56%	$100,000.00	$100,000.00	12 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.25%	3.30%	$500.00	$500.00	20 (min)
.	3.25%	3.30%	$100,000.00	$100,000.00	20 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.35%	3.40%	$500.00	$500.00	24 (min)
.	3.35%	3.40%	$100,000.00	$100,000.00	24 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	$0.00	N/A
.	0.15%	0.15%	$25.00	$0.00	N/A
.	0.20%	0.20%	$1,500.00	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.55%	3.61%	$500.00	$500.00	36 (min)
.	3.55%	3.61%	$100,000.00	$100,000.00	36 (min)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.45%	3.51%	$500.00	$500.00	48 (min)
.	3.45%	3.51%	$100,000.00	$100,000.00	48 (min)

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'Doing Business As' Information

DBA Business Information

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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NEW MEMBERS: For identification purposes, please provide a copy of your driver's license, state issued identification card OR passport. If your identification contains an address that is not current or invalid, you will need to also include proof of this change. Acceptable proof documents include: DMV change of address receipt, rental agreement, or insurance policy.
EXISTING MEMBERS: If you are currently a member of Interior FCU and we do not have your current ID on file, your ID may be required.

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Speed up your application process by providing an image of the BACK of your U.S. driver's license.

Recommendation for best recognition:

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NEW MEMBERS: For identification purposes, please provide a copy of your driver's license, state issued identification card OR passport. If your identification contains an address that is not current or invalid, you will need to also include proof of this change. Acceptable proof documents include: DMV change of address receipt, rental agreement, or insurance policy.
EXISTING MEMBERS: If you are currently a member of Interior FCU and we do not have your current ID on file, your ID may be required.

Click or tap here to capture or upload an image or document.

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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