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New Membership

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Eligibility
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Welcome to MyPoint Credit Union!

Your Membership Agreement should take approximately 10 minutes to complete. You must be a U.S. citizen or a U.S. resident alien. If you are less than 18 years old, please visit one of our convenient branch locations or call (888) 495-3400 to inquire about opening an account.

Please have the following information available:

· Driver’s License/State ID or US Government ID
· Previous Home Address (if you have lived at your current home address less than two years)
· U.S. Social Security Number
· Information for any Joint Account Owners or Beneficiaries

Here are a few things you need to know:

· An initial minimum deposit of $5.00 in your primary share savings account and a one time $5.00 membership fee opens the door to a credit union membership with MyPoint Credit Union.
· To fund your new account, you may either electronically transfer funds from another financial institution, transfer funds from an existing account, or use a credit card.
· Upon completion of your application, you will need to print the Membership Agreement, sign it, and return it to us along with a photocopy of your · Driver’s License/State ID or US Government ID.
· Your account number will be issued and activated once it has been approved.
Select your eligibility
I am an existing MyPoint Credit Union Member.
I live, work, or worship in San Diego or Riverside County.
I am a member of the immediate family or household of an existing member.
I work for a MyPoint Credit Union Selected Employee Group (SEG). My employer is:
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Available Products
Share Savings

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Max APY: 0.03% Min Deposit: $10.00

Money Management Account

Max APY: 0.25% Min Deposit: $1,000.00

13 Month Liquid CD

13 Month Liquid CD with a high yield and free access. Penalty-free withdrawals and deposits with only a $1,000.00 minimum and no maximum. Dividends are paid monthly and will automatically renew to a non-promotional 1 Year Add-On Certificate.

APY: 0.77% Min Deposit: $1,000.00

6 Month Certificate

Dividend is paid at maturity and automatically renews for the same term.

APY: 0.41% Min Deposit: $1,000.00

90 Day Certificate

Dividends are paid at maturity and is automatically renewed for another 3 months.

APY: 0.31% Min Deposit: $1,000.00

1 Year Add On Certificate

1 Year Add-On CD has a minimum deposit of $50 with additional deposits not to exceed $25,000 in a calendar year. Dividends are paid monthly and automatically renews for the same term.

APY: 0.75% Min Deposit: $50.00

2 Year Certificate

Dividends paid monthly and automatically renews at the same term.

APY: 1.02% Min Deposit: $1,000.00

3 Year Certificate

Dividends paid quarterly and automatically renews at the same term.

APY: 1.16% Min Deposit: $1,000.00

4 Year Certificate

Dividends paid quarterly and automatically renews at the same term.

APY: 1.21% Min Deposit: $1,000.00

5 Year Certificate

Dividends paid quarterly and automatically renews at the same term.

APY: 1.50% Min Deposit: $1,000.00

MyVIP Checking

Our best checking account offering platinum security and benefits.

Max APY: 0.02% Min Deposit: $25.00

MyPoint+ Checking

Our checking account with benefits to meet your everyday lifestyle.

MyFreedom Checking

Our low cost checking account with basic benefits.

APY (Annual Percentage Yield)
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Description

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Application Cancelled

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

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Funding
How much do you want to deposit?

Fund via Internal Transfer

Fund via Credit Card

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Transfer from another finacial institution

'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
Your Business Tax ID is used for identification purposes.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Please take a picture or upload a copy of your ID document such as driver license, green card, or etc...

Co-Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
Please take a picture or upload a copy of your ID document such as driver license, green card, or etc...

Beneficiaries Information

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Tell us about your beneficiaries
Are you sure you want to remove this beneficiary?
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.