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Eligibility

We know you're busy, so we made this easy!

You just need a few things to get started:

Government Issued ID/Driver's License/ State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

Online account opening is for new consumer memberships accounts and who are 18 years or older. If you are already a member or would like to open a Business or Minor account , please contact us at (800) 262-4488 to speak with a Member Services Officer or visit one of our local branches.

If you are attempting to log into online banking, you can do so here

Membership is available for anyone who lives, works, worships or attends school in either Santa Cruz, Monterey, San Luis Obispo, Santa Barbara or Ventura county. You are also eligible for membership if you have a family member who is an existing CoastHills member.

Select your eligibility

Please select a membership eligibility:

Please select a county:

Family - If eligibility is due to an immediate family member, please tell us the name of the existing member you are related to:

Please enter the family member relationship:

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Required Products

Select at least one of the following products required for membership

Basic Shares

This is the account that begins your credit union membership. Once you open a Basic Share account, you’re a member (and part-owner) of CoastHills. This means you get full membership privileges such as voting rights (must be 16 years or older), and you’ll earn dividends (earned daily and paid monthly).

Rates

APY: 0.05% Min Deposit: $10.00

You may select one of the following products

Available Products

Recommended Savings Money Market

Holiday Club

APY: 0.05% Min Deposit: $0.00

Special Shares

Put money aside for the good stuff—cruises, cars and RVs, SuperBowl trips. It doesn’t matter what you’re saving for, you call the shots. There are no minimum balances and you earn dividends daily (paid monthly based on your account balance). Set up regular automatic transfers from a CoastHills checking account and see your savings take flight.

Rates

APY: 0.05% Min Deposit: $0.00

Money Market

Where do you go when you want a little bit more for your money? Our tiered-rate Money Market can help you grow your money at a higher yield than a traditional savings account. And with more access options than a certificate. You can access your money similar to a checking account: limited checking writing is available, and you can make up to six withdrawals monthly. A minimum deposit of $5,000 is required and dividends are compounded daily.

Rates

Min Deposit: $5,000.00

Freedom Plus Checking

Totally free checking, Plus a lot more!

Rates

Min Deposit: $50.00

Super Checking

A fully-loaded checking account with a comprehensive identity theft program, high-dividend earnings and ATM fee refunds with a $5.95 monthly service charge.

Rates

Min Deposit: $50.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.10%	0.10%	$500.00	$500.00	3 - 5
.	0.10%	0.10%	$50,000.00	$50,000.00	3 - 5
.	0.20%	0.20%	$100,000.00	$100,000.00	3 - 5

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.35%	0.35%	$500.00	$500.00	6 - 11
.	0.40%	0.40%	$50,000.00	$50,000.00	6 - 11
.	0.45%	0.45%	$100,000.00	$100,000.00	6 - 11

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.55%	0.55%	$500.00	$500.00	12 - 23
.	0.60%	0.60%	$50,000.00	$50,000.00	12 - 23
.	0.60%	0.60%	$100,000.00	$100,000.00	12 - 23

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.60%	0.60%	$500.00	$500.00	24 - 35
.	0.65%	0.65%	$50,000.00	$50,000.00	24 - 35
.	0.65%	0.65%	$100,000.00	$100,000.00	24 - 35

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.65%	0.65%	$500.00	$500.00	36 - 47
.	0.70%	0.70%	$50,000.00	$50,000.00	36 - 47
.	0.75%	0.75%	$100,000.00	$100,000.00	36 - 47

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.75%	0.75%	$500.00	$500.00	48 - 59
.	0.80%	0.80%	$50,000.00	$50,000.00	48 - 59
.	0.85%	0.85%	$100,000.00	$100,000.00	48 - 59

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.90%	0.90%	$500.00	$500.00	60 - 83
.	0.95%	0.95%	$50,000.00	$50,000.00	60 - 83
.	1.05%	1.06%	$100,000.00	$100,000.00	60 - 83

Please answer the following question(s)

Are you the owner of or do you have a financial interest in a cannabis related business?*

Is any of your income derived from the cultivation, packaging, transportation, sales, testing, or any other activity related to marijuana?*

Is any of your income derived from the cultivation, packaging, transportation, sales, testing, or any other activity related to hemp?*

If Yes was selected for previous question, unable to proceed with application.*

I’m sorry, due to regulatory restrictions, we are not able to meet the financial needs of individuals or businesses who are engaged in or have a financial interest in cannabis related activity.

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Description

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Maturity Date

Thank you for considering us for your financial services needs. We are sorry that we cannot continue with your application for the following reasons:

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We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

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Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Mail A Check

Internal Transfer

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Personal Information

Click or tap here to pre-fill information with your driver's license

Are you an employee of CoastHills Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Do you have another applicant?

Yes

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Take an image of the back of your US Driver's License to move a little faster. Want to do it yourself? Close the pop up window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Take an image of the back of your US Driver's License to move a little faster. Want to do it yourself? Close the pop up window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Personal Information

Click or tap here to pre-fill information with your driver's license

Are you an employee of CoastHills Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another finacial institution

Co-Driver's License Scan

Driver's License Scan

New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another finacial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information