Your Rights Under E-SIGN
 

The Electronic Signatures in Global and National Commerce Act (E-SIGN) gives consumers certain rights if they elect to receive consumer disclosures in electronic form. You may not consent to receive disclosures until we have provided you with this notice which explains your rights under E-SIGN. You must electronically consent to these disclosures. Until you have consented electronically, you will continue to receive paper disclosures. Please read this notice carefully and let us know if you have any questions.

• You have the right to have any record, document or disclosure that we send you electronically to be made available on paper.
• You have the right to withdraw your consent to receive any record, document or disclosure in electronic form. If you do choose to withdraw your consent or fail to consent electronically and you have a Super Checking or Freedom Plus Checking account, you may earn reduced dividends. If you withdraw your consent, you may be subject to a paper statement fee.
• If you withdraw your consent to receive documents in electronic form or fail to consent electronically, or if you need to update your contact information, to include your email address for receiving these documents, you can use online banking, call us at 1-800-262-4488 or 805-733-7600 or write to us at:
•             CoastHills Credit Union
              P.O. Box 200
              Lompoc, CA 93438-0200
• If you would like to receive a paper copy of a record, document or disclosure that you received electronically, please call 800-262-4488 or 805-733-7600.
• If you request a paper copy of a record, document or disclosure that you received electronically, you may be charged a fee.
• To receive your electronic records, documents and disclosures, you will need a computer as well as a working connection to the Internet. You will need a supported browser; supported browsers include the current and prior major releases of Internet Explorer, Firefox, Safari and Chrome. When a new version is announced as Release to Web (RTW), support will cease on the third-oldest major version. In addition, you will need a PDF software installed such as Acrobat or similar software to view and print PDF files.
• To ensure that the Credit Union is able to provide you with communications and/or online statements and notices, you must provide the Credit Union with your current email address and update the Credit Union with any changes. You can update your email address by logging on to your account online at coasthills.coop. If you fail to update or change an incorrect email address or other contact information, you understand and agree that any communications and/or online statements and notices shall nevertheless be deemed to have been provided to you if they were made available to you in electronic form on our website or emailed to the email address we have for you in our records.
• We reserve the right, in our sole discretion, to discontinue providing records in electronic form. We also reserve the right to change the terms and conditions of this disclosure and consent. If required by law, we will provide you with notice of any such termination or change and request a new electronic consent.
• If you download or print any confidential materials, such as your transaction history, be sure that you store them in a secure environment, just as you would paper-based Credit Union records.
• In order to continue to access your statements and notices electronically, CoastHills requires that you log into online banking or our mobile app at least every six months. Failure to log into online banking or our mobile app may result in this feature being turned off and your statement processing to be converted to a paper statement to be mailed to the current address of record.

By clicking on the "I AGREE" button below, you affirmatively consent to receive, and acknowledge that you can receive, access and retain electronically, Communications. You acknowledge that you have read and agree to the terms in this Disclosure and that your computer system meets the minimum system requirements described herein.
 

Your Application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application. Important Information About Procedures for Opening a New Account: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, telephone number, date of birth, Social Security Number or EIN, employer, driver's license number or picture ID. We may also ask to see a copy of these identifying documents.

Submitting your initial deposit gives CoastHills permission to apply the required $5 membership fee to the CoastHills Community Foundation, $5 minimum deposit to your Basic Share, and the balance to your checking (if applicable).

I have read and understand the Terms and Conditions.

							eConsent

By clicking on the "I AGREE" button below, you agree this will be your electronic signature that you and the Credit Union both understand will formalize this agreement and your membership with us. You acknowledge that you have read and agree to the terms in this Disclosure and that your computer system meets the minimum system requirements described herein.