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Open an Account

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Getting Started
It's easy!
You will need the following information in order to complete the application:
Social Security Number
Date of birth
Mailing address
A valid state ID
 
USA PATRIOT Act - To help the federal government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, and record information that identifies each person who opens an account.
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Available Products
Essential Checking

Essential Checking offers a full range of features plus the flexibility to customize your account to your banking needs.

Min Deposit: $25.00

Essential Student

Are you a student 15-25 years of age? Open a full-featured Essential Student Checking account and enjoy no service charge until your 26th birthday.

Min Deposit: $25.00

Essential Senior

Are you 62 or more years young? Open a full-featured Essential Checking account and enjoy a discounted service charge.

Min Deposit: $25.00

Premier Checking

Premier Checking offers premium features, exceptional benefits and tiered interest.

Max APY: 0.05% Min Deposit: $100.00

Basic Checking

Are you looking for a simple, everyday checking account? Our Basic Checking is just that...a great option for your basic banking needs.

Min Deposit: $25.00

Regular Savings

Bank Independent's savings accounts are a great savings vehicle for those just starting out, or who need access to ready cash.

APY: 0.05% Min Deposit: $100.00

Essential Student Savings

Essential Student Savings is designed specifically for students between the ages of 15-25. Grow your savings while you earn interest and enjoy no service fees until your 26th birthday.

APY: 0.05% Min Deposit: $1.00

Christmas Club

Bank Independent makes it easy to save for the holidays.

APY: 0.11% Min Deposit: $2.00

Smart Money Market

Bank Independent's Smart Money Market account is perfect for start-up businesses or those that need ready access to cash.

Max APY: 0.05% Min Deposit: $2,500.00

Premier Money Market

Bank Independent's Premier Money Market accounts are linked to our innovative Smart Growth savings programs. If you would like to earn great rates on FDIC-insured funds, Bank Independent's Premier Money Market account is for you.

APY: 0.05% Min Deposit: $1.00

3 Month CD

A Bank Independent Certificate of Deposit (CD) is a good savings alternative for individuals who don't need immediate access to savings and would like to see their money earn more.

APY: 0.11% Min Deposit: $1,000.00

6 Month CD

A Bank Independent Certificate of Deposit (CD) is a good savings alternative for individuals who don't need immediate access to savings and would like to see their money earn more.

APY: 0.11% Min Deposit: $1,000.00

1 Year CD

A Bank Independent Certificate of Deposit (CD) is a good savings alternative for individuals who don't need immediate access to savings and would like to see their money earn more.

APY: 0.21% Min Deposit: $1,000.00

18 Month CD

A Bank Independent Certificate of Deposit (CD) is a good savings alternative for individuals who don't need immediate access to savings and would like to see their money earn more.

APY: 0.21% Min Deposit: $1,000.00

2 Year CD

A Bank Independent Certificate of Deposit (CD) is a good savings alternative for individuals who don't need immediate access to savings and would like to see their money earn more.

APY: 0.31% Min Deposit: $1,000.00

3 Year CD

A Bank Independent Certificate of Deposit (CD) is a good savings alternative for individuals who don't need immediate access to savings and would like to see their money earn more.

APY: 0.31% Min Deposit: $1,000.00

4 Year CD

A Bank Independent Certificate of Deposit (CD) is a good savings alternative for individuals who don't need immediate access to savings and would like to see their money earn more.

APY: 0.41% Min Deposit: $1,000.00

5 Year CD

A Bank Independent Certificate of Deposit (CD) is a good savings alternative for individuals who don't need immediate access to savings and would like to see their money earn more.

APY: 0.41% Min Deposit: $1,000.00

Premier Growth CD

Bank Independent's Premier Growth accounts are linked to our innovative Smart Growth savings programs. If you would like to earn great rates on FDIC-insured funds, Bank Independent's Premier Growth account is for you.

Max APY: 0.05% Min Deposit: $1.00

APY (Annual Percentage Yield)
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Funding

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Funding
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Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
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Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
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This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Instant Account Verification
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We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
TIN
SSN
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Your Business Tax ID is used for identification purposes.
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
DBA Physical Address
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Tell Us About Yourself

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Tell Us About Yourself
Personal Information
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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
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Additional Information
Are you a US Citizen?*
In order to apply for an account online, you must be a US Citizen. Please feel free to visit one of our branches and we will be happy to accept your application.*
Are you an individual or an organization?*
Are you already a customer of Bank Independent?*
This application is for personal accounts. If you would like to open an account for a business or organization, please refer to the Business Banking area of our website and select your accounts there.*
What is your county of residence?*
Are you a senior foreign political figure?*
What is the position held?*
In what country do you hold your position?*
Are you a close associate or family member of a senior foreign political figure?*
What is your relationship to the associated senior foreign political figure?*
What is the name of the associated senior foreign political figure?*
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No
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No
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Co-Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done no text
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System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.
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Minor Applicant Information

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Tell Us About Yourself