New Membership
Eligibility
Get Started! The application process should take around 10 minutes. Your new membership includes a regular savings account, along with an optional free checking account and many other benefits we will cover later.
What you’ll need to apply:
- Social Security number or ITIN and date of birth for all account holders
- Phone number and email address
- Physical U.S. address
- Debit card or account information for funding new account(s)
- Valid ID
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Drivers Licence
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Matricula Consular ID
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Military ID
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Passport/Passport Card
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Permanent Resident Card
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Select your eligibility
I am a current Member of Redwood Credit Union.
I currently live or work in
The RCU Member I am related to is my
Their name is
Required Products
Select the following products required for membership
Regular Savings
All RCU Members are required to establish a Regular Share savings account, which represents your share in the Credit Union. Balances under $75.00 are subject to a monthly minimum balance fee. Please see our Cost Recovery Schedule and our Truth in Savings Disclosure for further details.
Min Deposit: $5.00
In addition, select one of the following products
Available Products
Direct Access Checking
- No minimum balance requirements
- No minimum balance fees
- No NSF fees
APY: 0.00%
Regular Checking
- No minimum balance requirement
- No fees or monthly service charges
View Overdraft Protection Options
View Truth in Savings Disclosure - Online Checking Account
APY: 0.00%
Benefits Checking
- Premium checking with cell phone protection, credit and identity theft monitoring, roadside assistance, telehealth, and discounts. First month free, then $7 monthly.
View Overdraft Protection Options
View Truth in Savings Disclosure - Benefits Checking Account
APY: 0.00% Min Deposit: $25.00
APY (Annual Percentage Yield)
Your Selected Products
To verify your identity, please provide the following information:
We apologize for not being able to verify your information. Please contact your financial institution for further assistance.
Application Cancelled
Application Cancelled
We have cancelled your application.
If this was a mistake and you would like to fix errors you can return to the application now.
Funding
Funding
How much do you want to deposit?
How do you want to fund your new account?
*Required Field(s)
Done
There was a problem with your request
This account does not have sufficient balance to cover the total required deposit.
Please select another account.
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By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.
'Doing Business As' Information
'Doing Business As' Information
DBA Business Information
Click for more information
SSN IconLock
SSN IconQuestion
Tell Us About Yourself
Tell Us About Yourself
Current Physical Address
Contact Information
Identification
About Your Employment
Upload Documents
Please upload the required documents.
You're logged in as System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.
Joint Applicant Information
About Your Joint Applicant
Current Physical Address
Contact Information
Identification
About Your Employment
Upload Documents
Please upload the required documents.
Beneficiaries Information
Tell us about your beneficiaries
Beneficiaries percent share information page
Tell us about your beneficiary percent shares
Review and Submit
Review and Submit
Product Selections
Additional Application Information
Applicant Information
Contact Information
Identification Information
Secondary Identification Information
Address
Employment Information
Previous Employment Information
Joint Applicant Information
Joint Applicant Contact Information
Joint Applicant Identification
Joint Applicant Secondary Identification
Joint Applicant Address
Joint Applicant Employment Information
Beneficiary Information
Funding Source
Please answer the following question(s)
Are you a college student?*
What is the preferred language preference?
IRS Backup Withholding
I understand the IRS does not require my consent to any term of any agreement with Redwood Credit Union except the certifications required to avoid
backup withholding.
I certify under penalties of perjury that (a) the Social Security Number or Employer ID number shown is my correct U.S. Taxpayer Identification Number, (b)
I am a U.S. person, and (c) I am not subject to backup withholding because (i) I am exempt from backup withholding, or (ii) I have not been notified by the
Internal Revenue Service that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (iii) the IRS has
notified me that I am no longer subject to backup withholding.*
To help us identify you, provide a verbal password to use when accessing your account in person or with a phone representative. (Max. 20 Characters)*
Please provide a hint to help you remember your password. (Max Characters 25)*
Read, Sign and Submit
Email Agreements & Disclosures
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
Authentication Questions
Application Completed
Almost Done
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
Congratulations
Funds Pending
Almost Done
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
Congratulations
Funds Pending
Almost Done
Almost Done
Please complete the account funding to activate your account.
Funding later may delay account activation
Congratulations
Funds Pending
Almost Done
Almost Done
Please complete the account funding to activate your account.
There was a problem with your request