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New Membership

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Eligibility
Get Started! The application process should take around 10 minutes. Your new membership includes a regular savings account, along with an optional free checking account and many other benefits we will cover later.
What you’ll need to apply:
  • Social Security number or ITIN and date of birth for all account holders
  • Phone number and email address
  • Physical U.S. address
  • Debit card or account information for funding new account(s)
  • Valid ID
    • Drivers Licence

    • Matricula Consular ID

    • Military ID

    • Passport/Passport Card

    • Permanent Resident Card

Select your eligibility
I am a current Member of Redwood Credit Union.
I currently live or work in
The RCU Member I am related to is my
Their name is
Select a product to join
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Regular Savings

All RCU Members are required to establish a Regular Share savings account, which represents your share in the Credit Union. Balances under $75.00 are subject to a monthly minimum balance fee. Please see our Cost Recovery Schedule and our Truth in Savings Disclosure for further details.

Min Deposit: $5.00

Select additional products
No Fee Checking

  • No minimum balance requirement
  • No fees or monthly service charges
  • Free debit card with rewards option

View Overdraft Protection Options

APY: 0.00% 

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Description

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Select feature(s)
Additional feature(s)
Add Account
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Description

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Funding

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Funding
How much do you want to deposit?

Fund via Internal Transfer

Fund via Credit Card

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Transfer from another finacial institution

Tell Us About Yourself

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Tell Us About Yourself
About Your Custodian or Joint Applicant
Personal Information
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Please indicate the percentage of the payout each beneficiary will receive:



Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

Current Physical Address
Current Physical Address
Contact Information
Identification
About Your Employment


Co-Driver's License Scan

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Save time and typing ! Take a photo of the barcode on your current identification if there is one available. No barcode ? Close this window to continue.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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Save time and typing ! Take a photo of the barcode on your current identification if there is one available. No barcode ? Close this window to continue.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Review and Submit

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Review and Submit
Product Selections
Other Product Interest
Applicant Information
Beneficiary Information
Contact Information
Identification Information
Address
Employment Information
Previous Employment Information
Joint Applicant Information
Joint Applicant Contact Information
Joint Applicant Identification
Joint Applicant Address
Joint Applicant Employment Information
Funding Source
Review Minor Information
Minor Information
Minor Contact Information
Minor Physical Address
Please answer question(s) below
1.  Are you a college student?*
2.  What is the preferred language preference?*
3.  IRS Backup Withholding

I understand the IRS does not require my consent to any term of any agreement with Redwood Credit Union except the certifications required to avoid backup withholding.

I certify under penalties of perjury that (a) the Social Security Number or Employer ID number shown is my correct U.S. Taxpayer Identification Number, (b) I am a U.S. person, and (c) I am not subject to backup withholding because (i) I am exempt from backup withholding, or (ii) I have not been notified by the Internal Revenue Service that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (iii) the IRS has notified me that I am no longer subject to backup withholding.

*
4.  To help us identify you, provide a verbal password to use when accessing your account in person or with a phone representative. (Max. 20 Characters)*
5.  Please provide a hint to help you remember your password. (Max Characters 25)*
Read, Sign and Submit


Email Agreements & Disclosures
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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

Authentication Questions

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Authentication Questions

Application Completed

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