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Eligibility

Get Started! The application process should take around 10 minutes. Your new membership includes a regular savings account, along with an optional free checking account and many other benefits we will cover later.

What you’ll need to apply:

Social Security number or ITIN and date of birth for all account holders
Phone number and email address
Physical U.S. address
Debit card or account information for funding new account(s)
Valid ID
- Drivers Licence
- Matricula Consular ID
- Military ID
- Passport/Passport Card
- Permanent Resident Card

Select your eligibility

I am a current Member of Redwood Credit Union.

I currently live or work in

The RCU Member I am related to is my

Their name is

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Regular Savings

All RCU Members are required to establish a Regular Share savings account, which represents your share in the Credit Union. Balances under $75.00 are subject to a monthly minimum balance fee. Please see our Cost Recovery Schedule and our Truth in Savings Disclosure for further details.

Min Deposit: $5.00

Select additional products

No Fee Checking

APY: 0.00%

APY (Annual Percentage Yield)

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Description

Choose rate

Select feature(s)

Additional feature(s)

Add Account

Description

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

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Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Credit Card (max $510.00)

Transfer From Another Financial Institution (max $1,010.00)

Internal Transfer

Continue Or Go Back

Done

There was a problem with your request

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Tell Us About Yourself

About Your Custodian or Joint Applicant

Personal Information

Click or tap here to pre-fill information with your driver's license

Are you an employee of Redwood Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Add a beneficiary

Please indicate the percentage of the payout each beneficiary will receive:

Total

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Continue without Co-Applicant Continue with Co-Applicant Or Go Back

Save time and typing ! Take a photo of the barcode on your current identification if there is one available. No barcode ? Close this window to continue.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Save time and typing ! Take a photo of the barcode on your current identification if there is one available. No barcode ? Close this window to continue.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

About Your Joint Applicant

Personal Information

Click or tap here to pre-fill information with your driver's license

Are you an employee of Redwood Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Continue Or Go Back

Review and Submit

Branch Selection

Product Selections

Other Product Interest

Product Additional Features

Applicant Information

Beneficiary Information

Contact Information

Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Address

Joint Applicant Employment Information

Funding Source

Have comments

Please answer question(s) below

Are you a college student?*

What is the preferred language preference?*

IRS Backup Withholding

I understand the IRS does not require my consent to any term of any agreement with Redwood Credit Union except the certifications required to avoid backup withholding.

I certify under penalties of perjury that (a) the Social Security Number or Employer ID number shown is my correct U.S. Taxpayer Identification Number, (b) I am a U.S. person, and (c) I am not subject to backup withholding because (i) I am exempt from backup withholding, or (ii) I have not been notified by the Internal Revenue Service that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (iii) the IRS has notified me that I am no longer subject to backup withholding.

To help us identify you, provide a verbal password to use when accessing your account in person or with a phone representative. (Max. 20 Characters)*

Please provide a hint to help you remember your password. (Max Characters 25)*

Read, Sign and Submit

By checking this box and clicking the “I agree” button below, you authorize us to verify the information you submitted and to obtain your credit report to determine if you qualify for Membership and other RCU products or services, and to manage any loans you may have at RCU. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. You understand that account applications for minors must be completed and submitted by an adult who will be a joint Member on the account and certify that you are over 18 years old.

I have read and understand the Membership Account Disclosure Esign agreeement Cost Recovery Schedule

Email Agreements & Disclosures

Your E-mail Address

The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

Send

I Agree Or Go Back

Authentication Questions

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Redwood Credit Union

Federally Insured by NCUA. Equal Housing Lender.

New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

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Transfer from another finacial institution

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Review and Submit

Authentication Questions

Application Completed

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Access Denied