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Eligibility

Welcome to Commonwealth Credit Union, where we CU differently!

You will need the following information in order to complete the application:

Social Security Number

Government issued ID/Drivers License/State ID or Passport with current address

Proof of address (if not on ID)

Select your eligibility

I am an existing member or I am eligible through an immediate family member including a (spouse, child, sibling, parent, grandparent, grandchild, stepparent, stepchild, or step sibling)

Name of Relative:

I am joining through my employer or association.

Enter the last 4 digits of your SSN:

Need another way to join? No Problem! Receive a complimentary membership to the association of your choosing.

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Required Products

Select at least one of the following products required for membership

Regular Savings Account

Unlimited withdrawals
Dividends are paid and compounded quarterly based on your average daily balance
Convenient Payroll Deduction for easy saving
No monthly service fees

Click here to see current rates

APY: 0.15% Min Deposit: $5.00

You may select one of the following products

Available Products

Recommended Certificate Account Savings Money Market

Jumbo 12 Month CD

Enjoy substantial dividends that make your money work harder for you.
With a minimum deposit that matches your ambitious spirit, it’s perfect for serious savers.
From grand vacations to major home renovations, use the impressive returns to fund your dreams.

APY: 4.35% Min Deposit: $75,000.00

Jumbo 6 Month CD

Enjoy substantial dividends that make your money work harder for you.
With a minimum deposit that matches your ambitious spirit, it’s perfect for serious savers.
From grand vacations to major home renovations, use the impressive returns to fund your dreams.

APY: 4.50% Min Deposit: $75,000.00

6 MONTH NEW MONEY CERTIFICATE

New money only
Dividends are paid monthly and are based on the daily balance method
$500 minimum deposit required
No maximum deposit limit
No limit on # of CDs that can be opened per member or SSN
Early withdrawal penalties apply
Includes IRA certificates
Renews to standard rate 6 month certificate at maturity
Offered for a limited time
Click here to see current rates.

APY: 4.50% Min Deposit: $500.00

6 Month Certificate

Dividends are paid monthly and are based on the daily balance method
Early withdrawal penalties may apply

Click here to see current rates.

APY: 4.40% Min Deposit: $1,000.00

12 Month Certificate

Dividends are paid monthly and are based on the daily balance method
Early withdrawal penalties may apply

Click here to see current rates

APY: 4.25% Min Deposit: $1,000.00

18 Month Certificate

Dividends are paid monthly and are based on the daily balance method
Early withdrawal penalties may apply

Click here to see current rates

APY: 3.40% Min Deposit: $1,000.00

24 Month Certificate

Dividends are paid monthly and are based on the daily balance method
Early withdrawal penalties may apply

Click here to see current rates

APY: 3.10% Min Deposit: $1,000.00

36 Month Certificate

Dividends are paid monthly and are based on the daily balance method
Early withdrawal penalties may apply

Click here to see current rates

APY: 3.35% Min Deposit: $1,000.00

48 Month Certificate

Dividends are paid monthly and are based on the daily balance method
Early withdrawal penalties may apply

Click here to see current rates

APY: 3.50% Min Deposit: $1,000.00

60 Month Certificate

Dividends are paid monthly and are based on the daily balance method
Early withdrawal penalties may apply

Click here to see current rates

APY: 3.75% Min Deposit: $1,000.00

Power Checking

No minimum balance or monthly fees
Unlimited deposits and withdrawals
Visa Debit Card

An all-in-one account that powers your spending and grows your balance with built-in high-yield savings.

APY: Earn between 0.85%-3.00% on your balance based on a tiered rate structure.

Min Deposit: $0.00

Personal Goal Account

What good is a savings account if you can’t customize it to meet your individual needs? With Personal Goal Savings, you can create multiple savings buckets all in one account, to put your savings goals in reach. New Couch savings. Vacation savings. Bills savings. The possibilities are limitless with Personal Goal Savings. After all, personal goals require personal savings.

Click here to see current rates

APY: 0.50%

Round-UP Checking

No minimum balance or monthly fees

Round UP lets you save money without any hassle

Each debit transaction will be "rounded up" to the next whole dollar amount and deposited into your Round UP Savings Account

Required Features Include: Online Banking, Electronic Statements, and a Visa Debit Card

Min Deposit: $0.00

CommonWealth Checking

No minimum balance or monthly fees
All balances earn dividends based on the average daily balance, paid and compounded monthly

Click here to see current rates

APY: 0.10% Min Deposit: $0.00

Regular Savings

Unlimited withdrawals
No monthly service fee
Automatic deposits from other institutions or payroll deduction for easy savings
Dividends are paid and compounded quarterly based on your average daily balance

Click here to see current rates

APY: 0.15%

Christmas Savings

Payroll deductions, automatic deposits or make deposits on your own
Dividends are paid and compounded monthly based on your average daily balance
A quarterly statement is provided for your convenience
Funds can be transferred to your primary savings or checking account (your choice) the first of October in time for early Christmas shopping!

Click here to see current rates

APY: 0.15% Min Deposit: $0.00

Vacation Club

Payroll deductions, automatic deposits or make your own deposits
Dividends are paid and compounded monthly based on your average daily balance
Two withdrawals are allowed per year; a $5 fee is assessed for each additional withdrawal.

Click here to see current rates.

APY: 0.15% Min Deposit: $0.00

Hideaway Savings

Rewarded every three months for making regular monthly deposits of $50
Earn up to $25 per year
No dividends will be paid

Click here to see the full account disclosure for this product.

Money Market

Unlimited deposits
Dividends paid on accounts that meet minimum balance requirement
No monthly service fees as long as minimum balance is maintained
Federally Insured
*Other restrictions may apply. Contact Commonwealth Credit Union for complete details

Click here to see current rates

Max APY: 2.50% Min Deposit: $2,500.00

APY (Annual Percentage Yield)

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'Doing Business As' Information

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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Date of Birth

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Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Commonwealth Credit Union?

SSN

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

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Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

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Please upload an image of the front of your government issued driver's license, state ID, or passport with current address.

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In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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I certify under penalties of perjury that: (i) I am a US citizen or other US person, (ii) the Social Security Number (SSN)/Employer Identification Number (EIN) shown is my/the correct identification number and (iii) I am NOT, unless designated below, subject to backup withholding because I am exempt or I have not been notified by the IRS that I am subject to backup withholding as a result of a failure to report all dividends or interest, or because the IRS has notified me that I am no longer subject to backup withholding. *

Are you currently or have you ever been a Politically Exposed Person (PEP) or a senior political figure?*

Is your physical address the address listed on your form of identification?

Would you like to subscribe to online banking and electronic statements? Learn more here.*

Who referred you to Commonwealth Credit Union?

Please provide the phone number of the referring individual listed above.

By checking the below box, I acknowledge that certificates of deposit opened via this online portal shall have dividends that compound. I understand that any certificate not redeemed within ten business days of the maturity date will rollover at the same term at our current rate coinciding with that term. Please refer to the Savings Rate and Fee Disclosure for all Certificate details.*

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You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

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The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.

Product Type	Maximum Deposit	Your Requested Deposit
Checking
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