XA Mobile

Eligibility

Already a member? Additional accounts can opened by logging into Digital Banking.
You must be 18 or older to apply online. To open a minor account, please visit your local branch or call us at 888-436-1847.

To open a new membership you will need:

Government Issued ID with current address

Social Security Number

Date of Birth*

Select your eligibility

I am employed by a business or belong to an association that partners with the credit union.

Please select your employer or the association you belong to:

I have an immediate family member who belongs to the credit union.

Please enter their full name:

I will qualify for membership through my support of the credit union's mission to foster thriving communities. Opting for this choice includes a complimentary membership in Co-Op Food Stores.

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Required Products

Select at least one of the following products required for membership

Lighthouse Savings

Get all the essentials in one account. Earn dividends, keep your money safe and access it when you need it with no monthly maintenance fee.

APY: 0.01%

You may select one of the following products

Available Products

Checking Savings Certificate Account

Lighthouse Rewards Checking

A premium account that rewards you for your everyday banking! Members earn 1% cashback on eligible debit card purchases, up to $5,000 in spend per month. The $5 monthly maintenance fee is waived when you maintain an average daily balance of $2,500 or more.

Lighthouse Checking

An essential account that is both free and simple. With no monthly maintenance fee and no minimum balance requirement, wherever life takes you this is the checking account that makes the banking part easier.

Min Deposit: $0.00

Lighthouse Premium Savings

A higher-yield account that helps your money grow faster, while also helping others. For every dollar saved, the credit union donates 0.01% to the Lighthouse Foundation. For a detailed breakdown of our current rate tiers, please click here.

Special Purpose Savings

Our regular share account that you can rename and use for vacations, taxes, household expenses or that special item you are saving for!

APY: 0.01% Min Deposit: $0.00

6 Month Certificate

Lock in your dividend rate for a specific length of time, with a penalty for early withdrawal.

APY: 4.50% Min Deposit: $500.00

12 Month Certificate

Lock in your dividend rate for a specific length of time, with a penalty for early withdrawal.

APY: 4.00% Min Deposit: $500.00

18 Month Certificate

Lock in your dividend rate for a specific length of time, with a penalty for early withdrawal.

APY: 3.45% Min Deposit: $500.00

24 Month Certificate

Lock in your dividend rate for a specific length of time, with a penalty for early withdrawal.

APY: 2.95% Min Deposit: $500.00

36 Month Certificate

Lock in your dividend rate for a specific length of time, with a penalty for early withdrawal.

APY: 2.40% Min Deposit: $500.00

48 Month Certificate

Lock in your dividend rate for a specific length of time, with a penalty for early withdrawal.

APY: 2.50% Min Deposit: $500.00

60 Month Certificate

Lock in your dividend rate for a specific length of time, with a penalty for early withdrawal.

APY: 2.55% Min Deposit: $500.00

APY (Annual Percentage Yield)

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

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DBA Physical Address

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Address

Zip

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State

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Address

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Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

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About Your Employment

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As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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Date:

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Do you have another applicant?

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Speed up your application process by taking the BACK image of your US driver's license.

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Recommendation for best recognition:

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Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

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Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

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About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Upload Documents

Please attach an image of your current Government-Issued Photo ID.

Click or tap here to capture or upload an image or document.