XA Mobile

Eligibility

Already a member? Additional accounts can opened by logging into Digital Banking.
You must be 18 or older to apply online. To open a minor account, please visit your local branch or call us at 888-436-1847.

To open a new membership you will need:

Government Issued ID with current address

Social Security Number

Date of Birth*

Select your eligibility

I am employed by a business or belong to an association that partners with the credit union.

Please select your employer or the association you belong to:

I have an immediate family member who belongs to the credit union.

Please enter their full name:

I will qualify for membership through my support of the credit union's mission to foster thriving communities. Opting for this choice includes a complimentary membership in Co-Op Food Stores.

Remove Product

Remove

Cancel

Required Products

Select at least one of the following products required for membership

Lighthouse Savings

Get all the essentials in one account. Earn dividends, keep your money safe and access it when you need it with no monthly maintenance fee.

APY: 0.01%

You may select one of the following products

Available Products

Checking Savings Certificate Account

Lighthouse Rewards Checking

A premium account that rewards you for your everyday banking! Members earn 1% cashback on eligible debit card purchases, up to $5,000 in spend per month. The $5 monthly maintenance fee is waived when you maintain an average daily balance of $2,500 or more.

Lighthouse Checking

An essential account that is both free and simple. With no monthly maintenance fee and no minimum balance requirement, wherever life takes you this is the checking account that makes the banking part easier.

Min Deposit: $0.00

Lighthouse Premium Savings

A higher-yield account that helps your money grow faster, while also helping others. For every dollar saved, the credit union donates 0.01% to the Lighthouse Foundation. For a detailed breakdown of our current rate tiers, please click here.

Special Purpose Savings

Our regular share account that you can rename and use for vacations, taxes, household expenses or that special item you are saving for!

APY: 0.01% Min Deposit: $0.00

6 Month Certificate

Lock in your dividend rate for a specific length of time, with a penalty for early withdrawal.

APY: 4.25% Min Deposit: $500.00

12 Month Certificate

Lock in your dividend rate for a specific length of time, with a penalty for early withdrawal.

APY: 4.00% Min Deposit: $500.00

18 Month Certificate

Lock in your dividend rate for a specific length of time, with a penalty for early withdrawal.

APY: 3.45% Min Deposit: $500.00

24 Month Certificate

Lock in your dividend rate for a specific length of time, with a penalty for early withdrawal.

APY: 2.95% Min Deposit: $500.00

36 Month Certificate

Lock in your dividend rate for a specific length of time, with a penalty for early withdrawal.

APY: 2.40% Min Deposit: $500.00

48 Month Certificate

Lock in your dividend rate for a specific length of time, with a penalty for early withdrawal.

APY: 2.50% Min Deposit: $500.00

60 Month Certificate

Lock in your dividend rate for a specific length of time, with a penalty for early withdrawal.

APY: 2.55% Min Deposit: $500.00

APY (Annual Percentage Yield)

Continue

Description

Details

Select feature(s)

Additional feature(s)

Add Account Remove Account Save Account OK

Back Next Add Bundle Save Bundle

Choose your rate

Specify the amount to deposit

Choose your term

Placeholder text

Or

Maturity Date

Accept

Thank you for considering us for your financial services needs. We are sorry that we cannot continue with your application for the following reasons:

Return to Application Cancel Application

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

Return to Application

Close

Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Credit Card (max $500.00)

Transfer From Another Financial Institution (max $5,000.00)

Internal Transfer

Continue Or Go Back

sampleCC

Done

Done

There was a problem with your request

Let Me Fix Continue

Done

samplecc

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

Success

Your Google Pay transaction is Successful Ok

Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

Continue

No Thanks

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Tell Us About Yourself

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

Please attach an image of your current Government-Issued Photo ID.

Click or tap here to capture or upload an image or document.

Do you have another applicant?

Yes

No

Continue Or Go Back

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Upload Documents

Please attach an image of your current Government-Issued Photo ID.

Click or tap here to capture or upload an image or document.

Continue Or Go Back

Tell us about your beneficiaries

Add an additional beneficiary

Are you sure you want to remove this beneficiary?

Remove

Cancel

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Continue Or Go Back

Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

Continue Or Go Back

Document Upload Button

Document Capture Button

Document Upload Button

Document Capture Button

Review and Submit

Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Funding Source

Have comments

Please answer the following question(s)

Do you work or live in a foreign country?*

If yes, what country?

Do you travel more than 6 times a year?*

if Yes - Do you travel outside the US?*

To which countries do you travel?*

Are you a US citizen?*

What is your Country of Origin (home country or country of citizenship)*

Do you have a Green Card, or are you a foreign resident of the US (legal permanent resident)?*

Do you have a US Individual Taxpayer Identification Number (ITIN)?*

What is your US Individual Taxpayer Identification Number?*

Do you have citizenship with any other country?*

With what other countries do you have citizenship?*

Are you currently, or have you ever been a politically exposed person (PEP) or a senior political figure?*

In what country are/ were you a Politically Exposed Person?*

Are you an immediate family member or a close associate of someone who is currently, or who was, a Politically Exposed Person?*

What is the nature of your relation to him/ her?*

What is their Name and in what country is/ were they a Politically Exposed Person?*

What is the nature of your relation to him/ her?*

What is their Name and in what country is/ were they a Politically Exposed Person?*

Are you subject to backup withholdings either because the IRS has not notified us as a result of failure to report all interest and /or dividends, or the IRS has notified us that we are no longer subject to backup withholdings*

Read, Sign and Submit

You are now ready to submit your application.

By clicking on ‘I agree’, I/we certify that I/we am of legal contracting age and that I/we have read, understood, and agree to all the terms stated here. I/we represent that the information provided is true, accurate and complete. If this is a joint application, I/we understand that such liability is joint.

All disclosures listed below must be read and agreed upon before you continue.

I/we understand and authorize Lighthouse Credit Union:

I. to obtain information from consumer reporting agencies with respect to this application and that I/we may obtain the name and address of any consumer reporting agencies used in conjunction with this application upon my/our request;
II. to obtain from and exchange my/our financial information with any affiliates or correspondents; and
III. I/we acknowledge that final approval is subject to verification of the information provided in this application and to any additional terms and conditions contained in the approval notice, including qualifying for and establishing membership with Lighthouse Credit Union.

If I/we submit this application electronically, I/we understand that Lighthouse Credit Union does not guarantee the security of the data and will not be held responsible or liable for interception by third parties. I/we agree to be bound by the terms of the account agreement that will be provided.

This form is subject to change. To learn of any changes, please contact Lighthouse Credit Union at 1.888.436.1847, write to PO Box 1240, Portsmouth, NH, 03802 or visit your local branch.

I/we acknowledge that I/we have been provided and agree to the terms of the Privacy Policy.

ESIGN Consent: I/we consent to conducting business electronically with respect to this application, including but not limited to signing documents and receiving disclosures. I/we understand that I/we will need to verify my/our identity and agree to the terms and conditions set forth by the third-party vendor in order to conduct business electronically. You may withdraw your consent at any time and have the right to receive paper copies of all documents.

Email Agreements & Disclosures

Your E-mail Address

The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

Send

I Agree Or Go Back

One-Time Passcode

Submit Code

Authentication Questions

Submit Answers

Continue Cancel

Do you want to cancel the verification process? Doing so may delay the processing of your application.

Yes No

Continue Cancel

Do you want to cancel the verification process? Doing so may delay the processing of your application.

Yes No

Almost Done

Please complete the account funding to activate your account.

Fund Later

Funding later may delay account activation

Almost Done

Please complete the account funding to activate your account.

Fund Now with Plaid

Fund Later

Funding later may delay account activation

Almost Done

Please complete the account funding to activate your account.

Fund Now with Repay

Fund Later

Funding later may delay account activation

Almost Done

Please complete the account funding to activate your account.

Apple Pay button

Fund Later

Funding later may delay account activation

There was a problem with your request

Ok

Restart will clear all data and return to the main page. Are you sure?

Yes No

Return to our website

Product Funding Limit Exceeded

The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.

Product Type	Maximum Deposit	Your Requested Deposit
Checking
Savings
Certificate

Close