New Membership
During the process, you’ll be asked to:
- Select which products and related services you wish to apply for.
- Review and accept our account disclosures.
- Complete personal identifiation information.
- Choose how you’d like to initially fund your account.
- Answer a few brief questions that help us verify your identity and protect your information.
This system includes enhanced security for your protection. During the application process, you will be asked questions about loans or accounts you currently hold that only you should know the answers to. This will help us validate your identity. You may wish to have this information readily available during the application process as well.
Important Information About Procedures for Opening a New AccountTo help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
It’s not just a savings account, it's your part in owning the credit union! A $5.00 minimum deposit is considered a member’s share in the credit union and opens the door to a full array of products and services.
APY: 0.05% Min Deposit: $5.00
Rest assured that we care about where you’re headed, and we’re here to get you there safely. For $4.95 a month (can be waived if account requirements are met) we offer roadside assistance, dark web monitoring, ID theft protection, and much more! Plus, you get all the perks of the Basic Checking!
Min Deposit: $50.00
Our Basic Checking is the perfect starting point when building your roadmap to financial success. This easy option for your everyday banking needs comes with access to over 70,000 surcharge free ATMs and no minimum balance requirements.
Max APY: 0.05% Min Deposit: $5.00
This fee-free, minimum balance checking account is the perfect way to save smarter while still having access to your funds. Our Money Market checking offers higher tiered-rates and checks so you can earn more on higher balances.
Max APY: 0.20% Min Deposit: $1,500.00
Don’t let the season of giving take away your hard-earned savings. Save throughout the year so you can have a head start! Removal of funds by November 1st will come with a $10 fee, but after that the money is automatically transferred to your savings at no charge!
Max APY: 0.45% Min Deposit: $5.00
If you are a first-time homebuyer this is the perfect account for you. Set your money aside to earn a higher dividend so that when the time comes, you are ready. Plus, if you decide to finance your home with KCU you get an extra incentive at closing!
APY: 0.25% Min Deposit: $50.00
This high-yield savings account is subject to a minimum balance, but is perfect for growing your money. If you are looking to set aside a larger amount of money you can use these great, exclusive tiered-rates to grow your funds at a faster pace!
Max APY: 1.25% Min Deposit: $25,000.00
Application Cancelled
We have cancelled your application.
If this was a mistake and you would like to fix errors you can return to the application now.
Funding
This account does not have sufficient balance to cover the total required deposit.
Please select another account.
'Doing Business As' Information
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Joint Applicant Information