Eligibility

Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

Select your eligibility

I live, work, worship, attend school, have a business or other legal entity in one of the following Minnesota counties

My spouse, parent, sibling, child or grandparent is an existing member at SouthPoint Financial Credit Union.

I was a previous member of SouthPoint Financial Credit Union.

I would like to become a Patron of the SouthPoint Financial Credit Union Foundation by making a one-time $5 donation.

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Required Products

Select at least one of the following products required for membership

Membership Savings

Required account that establishes your membership as SouthPoint FCU. Minimum balance requirement is $10.00.

APY: 0.10% Min Deposit: $10.00

You may select one of the following products

Available Products

Checking Certificate Account Savings

Premium Checking

- No minimum balance required. - Tiered-rate checking account allows you to earn interest on balances over $1,000.

Min Deposit: $100.00

EzMoney Checking

Min Deposit: $50.00

Basic Checking

- No minimum balance required. - Comes with free standard check blanks and a free debit card.

Min Deposit: $100.00

15 Month Certificate

APY: 1.10% Min Deposit: $1,000.00

12 Month Certificate

APY: 0.50% Min Deposit: $1,000.00

36 Month Certificate

APY: 0.65% Min Deposit: $1,000.00

24 Month Certificate

APY: 0.60% Min Deposit: $1,000.00

3 Month Certificate

APY: 0.20% Min Deposit: $1,000.00

24 Month Step Up Certificate

A certificate with the option to do a rate increase once during the 24 month term

APY: 0.55% Min Deposit: $1,000.00

36 Month Step Up Certificate

A certificate with the option to do a rate increase twice during the 36 month term

APY: 0.60% Min Deposit: $1,000.00

20 Month Certificate

APY: 1.30% Min Deposit: $1,000.00

6 Month Certificate

APY: 0.30% Min Deposit: $1,000.00

60 Month Certificate

APY: 2.01% Min Deposit: $1,000.00

18 Month Certificate

APY: 0.55% Min Deposit: $1,000.00

EzMoney Savings

Youth Savings account (Ages 0 - 24) 2 Tiers for rates ($0-5000 & $5001+) Must have eStatements & Age 15+ must have a checking account

Min Deposit: $0.00

UrChoice Savings

An additional savings account that can be used for any purpose. Does not require any minimum balance.

Min Deposit: $0.00

Holiday Club Savings

Requires an automatic transfer into the account from another existing SouthPoint account or a direct deposit.

Min Deposit: $0.00

Premium Savings

A tiered-rate savings account. Minimum balance of $2,500 is required to avoid monthly service fee.

Min Deposit: $0.00

APY (Annual Percentage Yield)

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Description

Details

Select feature(s)

Additional feature(s)

Add Account Save Account OK

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Choose your rate

Specify the amount to deposit

Choose your term

Placeholder text

Maturity Date

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

Return to Application

Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Credit Card (max $2,500.00)

Transfer From Another Financial Institution (max $2,500.00)

Mail A Check

Internal Transfer

Continue Or Go Back

Done

Alert Popup

There was a problem with your request

Let Me Fix Continue

Done

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

Success

Your Google Pay transaction is Successful Ok

Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.

This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.

Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Tell Us About Yourself

Personal Information

Suffix (Jr., Sr., etc.)

Date of Birth

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

Continue Or Go Back

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Personal Information

Suffix (Jr., Sr., etc.)

Date of Birth

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Continue Or Go Back

Tell us about your beneficiaries

Add an additional beneficiary

Are you sure you want to remove this beneficiary?

Remove

Cancel

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another finacial institution

Co-Driver's License Scan

Driver's License Scan

New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another finacial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Beneficiaries Information