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Eligibility

Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

Select your eligibility

I live, work, worship, attend school, have a business or other legal entity in one of the following Minnesota counties

My spouse, parent, sibling, child or grandparent is an existing member at SouthPoint Financial Credit Union.

I was a previous member of SouthPoint Financial Credit Union.

I would like to become a Patron of the SouthPoint Financial Credit Union Foundation by making a one-time $5 donation.

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Required Products

Select at least one of the following products required for membership

Membership Savings

Required account that establishes your membership as SouthPoint FCU. Minimum balance requirement is $10.00.

APY: 0.10% Min Deposit: $10.00

You may select one of the following products

Available Products

Certificate Account Checking Savings

13 Mth Cert-SpecialNM

APY: 4.05% Min Deposit: $1,000.00

15 Month Certificate

APY: 4.00% Min Deposit: $1,000.00

11 Mth Cert-SpecialNM

APY: 4.05% Min Deposit: $1,000.00

12 Month Certificate

APY: 3.00% Min Deposit: $1,000.00

36 Month Certificate

APY: 3.20% Min Deposit: $1,000.00

24 Month Certificate

APY: 3.40% Min Deposit: $1,000.00

3 Month Certificate

APY: 1.70% Min Deposit: $1,000.00

13 Month Certificate

APY: 4.00% Min Deposit: $1,000.00

15 Mth Cert-SpecialNM

APY: 4.05% Min Deposit: $1,000.00

11 Month Certificate

APY: 4.00% Min Deposit: $1,000.00

24 Month Step Up Certificate

A certificate with the option to do a rate increase once during the 24 month term

APY: 3.35% Min Deposit: $1,000.00

36 Month Step Up Certificate

A certificate with the option to do a rate increase twice during the 36 month term

APY: 3.15% Min Deposit: $1,000.00

6 Month Certificate

APY: 2.50% Min Deposit: $1,000.00

60 Month Certificate

APY: 3.32% Min Deposit: $1,000.00

18 Month Certificate

APY: 3.25% Min Deposit: $1,000.00

Shining Star Checking

- No minimum balance required.

Min Deposit: $100.00

EzMoney Checking

Min Deposit: $50.00

North Star Checking

- No minimum balance required. - Comes with free standard check blanks and a free debit card.

APY: 0.00% Min Deposit: $100.00

Rising Star Checking

Min Deposit: $100.00

EzMoney Savings

Youth Savings account (Ages 0 - 24) 2 Tiers for rates ($0-5000 & $5001+) Must have eStatements & Age 15+ must have a checking account

Min Deposit: $0.00

UrChoice Savings

An additional savings account that can be used for any purpose. Does not require any minimum balance.

APY: 0.10% Min Deposit: $0.00

Holiday Club Savings

Requires an automatic transfer into the account from another existing SouthPoint account or a direct deposit.

Min Deposit: $0.00

Premium Savings

A tiered-rate savings account. Minimum balance of $2,500 is required to avoid monthly service fee.

Min Deposit: $0.00

APY (Annual Percentage Yield)

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Description

Details

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Additional feature(s)

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Choose your rate

Specify the amount to deposit

Choose your term

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Maturity Date

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We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

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Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Credit Card (max $2,500.00)

Transfer From Another Financial Institution (max $2,500.00)

Internal Transfer

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*Required Field(s)

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Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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Verify account manually instead

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of SouthPoint FCU?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

Continue Or Go Back

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of SouthPoint FCU?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Continue Or Go Back

Tell us about your beneficiaries

Add an additional beneficiary

Are you sure you want to remove this beneficiary?

Remove

Cancel

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

Continue Or Go Back

Review and Submit

Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Beneficiary Information

Funding Source

Have comments

Please answer the following question(s)

How did you hear about the SouthPoint product(s) you are applying for today?*

Please enter the name of the Auto Dealer you were referred from.

Please enter your coupon code.

Please enter the name of your Employer.

Please choose the Online or Social Media option:

If 'Other', please explain:

Please choose what kind of Print Ad:

Please provide more info about referral:

I certify under penalties of perjury that: (i) I am a U.S. citizen or other U.S. person (including U.S. resident alien), (ii) the Social Security Number (SSN)/Taxpayer Identification Number (TIN) shown above is my correct identification number and (iii) I am NOT subject to backup withholding either because (a) I have not been notified that I am subject to backup withholding as a result of a failure to report all dividends or interest (b) the IRS has notified me that I am no longer subject to backup withholding, or (c) I am an exempt recipient under the IRS Regulations.

Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

I (we) have read and understand the Privacy Notice, USA Patriot Act Disclosure, and Fee Schedule

I (we) have read and agree to the terms set out in the Truth In Savings Disclosure and E-Communication Consent Form

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Your E-mail Address

The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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One-Time Passcode

Submit Code

Authentication Questions

Submit Answers

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Do you want to cancel the verification process? Doing so may delay the processing of your application.

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Driver's License Scan

Other Products

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Document Verification

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New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

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Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Beneficiaries Information

Beneficiaries percent share information page

Other Products

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One-Time Passcode

Authentication Questions

Document Verification

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Application Completed

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