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New Membership

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Eligibility
Applying is fast and easy!
You will need the following information in order to complete the application:
Government issued ID/Drivers License/State ID or Passport with current address
Your complete physical and mailing address
Social Security Number
Date of Birth
Select your eligibility
I live, work, worship, attend school, have a business or other legal entity in one of the following Minnesota counties
My spouse, parent, sibling, child or grandparent is an existing member at SouthPoint Financial Credit Union.
I was a previous member of SouthPoint Financial Credit Union.
I would like to become a Patron of the SouthPoint Financial Credit Union Foundation by making a one-time $5 donation.
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Required Products
Select at least one of the following products required for membership
Membership Savings

Required account that establishes your membership as SouthPoint FCU. Minimum balance requirement is $10.00.

APY: 0.10% Min Deposit: $10.00


You may select one of the following products
Available Products
Premium Checking

- No minimum balance required. - Tiered-rate checking account allows you to earn interest on balances over $1,000.

Min Deposit: $100.00

EzMoney Checking

Min Deposit: $50.00

Basic Checking

- No minimum balance required. - Comes with free standard check blanks and a free debit card.

Min Deposit: $100.00

9 Mth Cert-SpecialNM

APY: 3.48% Min Deposit: $1,000.00

15 Month Certificate

APY: 4.04% Min Deposit: $1,000.00

12 Month Certificate

APY: 1.71% Min Deposit: $1,000.00

9 Month Certificate

APY: 3.23% Min Deposit: $1,000.00

36 Month Certificate

APY: 2.26% Min Deposit: $1,000.00

24 Month Certificate

APY: 2.01% Min Deposit: $1,000.00

3 Month Certificate

APY: 0.40% Min Deposit: $1,000.00

13 Month Certificate

APY: 3.02% Min Deposit: $1,000.00 Max Deposit: $500,000.00

15 Mth Cert-SpecialNM

APY: 4.19% Min Deposit: $1,000.00

24 Month Step Up Certificate

A certificate with the option to do a rate increase once during the 24 month term

APY: 1.96% Min Deposit: $1,000.00

36 Month Step Up Certificate

A certificate with the option to do a rate increase twice during the 36 month term

APY: 2.21% Min Deposit: $1,000.00

6 Month Certificate

APY: 1.00% Min Deposit: $1,000.00

60 Month Certificate

APY: 2.01% Min Deposit: $1,000.00

18 Month Certificate

APY: 1.81% Min Deposit: $1,000.00

EzMoney Savings

Youth Savings account (Ages 0 - 24) 2 Tiers for rates ($0-5000 & $5001+) Must have eStatements & Age 15+ must have a checking account

Min Deposit: $0.00

UrChoice Savings

An additional savings account that can be used for any purpose. Does not require any minimum balance.

Min Deposit: $0.00

Holiday Club Savings

Requires an automatic transfer into the account from another existing SouthPoint account or a direct deposit.

Min Deposit: $0.00

Premium Savings

A tiered-rate savings account. Minimum balance of $2,500 is required to avoid monthly service fee.

Min Deposit: $0.00

APY (Annual Percentage Yield)
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Description

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Specify the amount to deposit
Choose your term

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

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Funding
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Fund via Internal Transfer

Fund via Credit Card

Alert Popup

There was a problem with your request

Transfer from another finacial institution

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.
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Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Instant Account Verification
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
Click for more information
Your Business Tax ID is used for identification purposes.
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Co-Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Beneficiaries Information

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Tell us about your beneficiaries
Are you sure you want to remove this beneficiary?
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.