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Eligibility

Applying is fast and easy! You will need the following information in order to complete the application:

Government issued ID, Driver’s License, State ID, or Passport with current address

Social Security Number

Previous Home Address (if you have lived at your current home address for less than two years)

Please note that you must be 18 years of age or older to apply for an account online.

Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open a new account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.

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I want to join by becoming a member of Christian Community Credit Union's (CCCU) partner charity

Christian Alliance for Orphans, (CAFO) serves to inspire and equip Christians for effective orphan care, family preservation, adoption and foster care. CAFO unites more than 200 respected organizations and over 720 church members to work for the needs of vulnerable children in the U.S. and worldwide.

I want to become a member of CAFO, therefore making me eligible to apply for membership with CCCU. I understand CCCU will share my name and contact information with CAFO and pay the first-year $50 membership fee on my behalf. I also consent to receiving email communications from CAFO. (You will receive a welcome email directly from CAFO with their Privacy Policy and website Terms of Use)

I agree with CCCU's Statement of Faith, and I also attend, am a member of, am an employee of, or am an alumni of a Christian church, school or ministry. Please enter church, school, or ministry below.

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I am related to a current CCCU member

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Available Products

Checking Savings Money Market Certificate Account Loans

Harvest High-Yield Checking

APY: 4.00% Min Deposit: $100.00 Max Deposit: $5,000.00

Checking

NO Monthly Service Fee
Earns Rewards & Gives to Missions
FREE Mobile & Online Banking
FREE Mobile Deposit
FREE Visa Check Card with Extended Warranty & Buyers Protection Insurance
Available Overdraft Protection
Nearly 30,000 FREE ATMs through the CO-OP Network

APY: 0.00% Min Deposit: $100.00 Max Deposit: $2,500.00

Harvest High-Yield Savings

APY: 5.00% Min Deposit: $100.00 Max Deposit: $5,000.00

Savings Account

Get the most out of your savings with a Savings Account. With just $100, you can begin enjoying the benefits of Christian Community Credit Union's Savings Account while putting your money to good works!

APY: 0.10% Min Deposit: $100.00 Max Deposit: $2,500.00

Premium Money Market

Min Deposit: $10,000.00 Max Deposit: $25,000.00

Money Market

Min Deposit: $1,000.00 Max Deposit: $2,500.00

WELCOME CD - 5 MONTH

Welcome Certificate 5 months (new money only^)

5 months
$500 minimum
$250,000 maximum per member
At maturity, the certificate will renew into a 12-month term share certificate at the prevailing rate

^Existing CCCU Members: New money is defined as deposits posted to your CCCU account within the past 30 days.

APY: 4.50% Min Deposit: $500.00 Max Deposit: $250,000.00

WELCOME CD - 10 MONTH

Welcome Certificate (new money only^)

10 months
$500 minimum
$250,000 maximum per member
At maturity, the certificate will renew into a 12-month term share certificate at the prevailing rate

^Existing CCCU Members: New money is defined as deposits posted to your CCCU account within the past 30 days.

APY: 4.25% Min Deposit: $500.00 Max Deposit: $250,000.00

15 Month Liquid Certificate

Liquid Certificate: $2,000 minimum., $250,000 maximum. ^New money only.

APY assumes that dividends remain in the account until maturity.
Unlimited deposits are accepted during the term of the certificate.
No penalty for withdrawals of up to 50% of the start-of-day certificate balance, minimum $500, if made after the certificate has been opened for a minimum of seven days.
Withdrawal amounts in excess of 50% in one day will be subject to a 90-day interest penalty, not to exceed interest earned to date.
Withdrawal of any amount in the first six days of the certificate being open will result in a penalty of seven days’ dividends.
At maturity, the certificate will renew into a 12-month, regular term share certificate at the prevailing rate.
Not available for IRA accounts.

^Existing CCCU Members: New money is defined as deposits posted to your CCCU account within the past 30 days.

APY: 1.90% Min Deposit: $2,000.00 Max Deposit: $52,000.00

30 MONTH STEP UP CERTIFICATE

30 months
$500 minimum
Step-Up Option

APY: 2.00% Min Deposit: $500.00 Max Deposit: $52,000.00

6-11 Month Certificate

Term Share Certificates Ability to select term from 6-11 months * $1,000 minimum * Dividends compounded daily and paid monthly * Penalties apply if withdrawn before maturity

Max APY: 2.45% Min Deposit: $1,000.00

12-23 Month Certificate

Term Share Certificates Ability to select term from 12-23 months * $1,000 minimum * Dividends compounded daily and paid monthly * Penalties apply if withdrawn before maturity

Max APY: 2.85% Min Deposit: $1,000.00

24-35 Month Certificate

Term Share Certificates Ability to select term from 24-35 months * $1,000 minimum * Dividends compounded daily and paid monthly * Penalties apply if withdrawn before maturity

Max APY: 3.85% Min Deposit: $1,000.00

36-47 Month Certificate

Term Share Certificates Ability to select term from 48-59 months * $1,000 minimum * Dividends compounded daily and paid monthly * Penalties apply if withdrawn before maturity

Max APY: 3.05% Min Deposit: $1,000.00

48-59 Month Certificate

Term Share Certificates Ability to select term from 48-59 months * $1,000 minimum * Dividends compounded daily and paid monthly * Penalties apply if withdrawn before maturity

Max APY: 3.20% Min Deposit: $1,000.00

60 Month Certificate

Term Share Certificates 60 months * $1,000 minimum * Dividends compounded daily and paid monthly * Penalties apply if withdrawn before maturity

Max APY: 2.60% Min Deposit: $1,000.00

New Membership for Applicants who have Completed a Loan Application

If you are applying for a loan without a deposit account, please add New Membership for Applicants who have Completed a Loan Application

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	2.23%	2.25%	$1,000.00	6 - 11
.	2.32%	2.35%	$10,000.00	6 - 11
.	2.37%	2.40%	$50,000.00	6 - 11
.	2.42%	2.45%	$100,000.00	6 - 11

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	2.62%	2.65%	$1,000.00	12 - 23
.	2.71%	2.75%	$10,000.00	12 - 23
.	2.76%	2.80%	$50,000.00	12 - 23
.	2.81%	2.85%	$100,000.00	12 - 23

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	3.59%	3.65%	$1,000.00	24 - 35
.	3.68%	3.75%	$10,000.00	24 - 35
.	3.73%	3.80%	$50,000.00	24 - 35
.	3.78%	3.85%	$100,000.00	24 - 35

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	2.81%	2.85%	$1,000.00	36 - 47
.	2.91%	2.95%	$10,000.00	36 - 47
.	2.96%	3.00%	$50,000.00	36 - 47
.	3.01%	3.05%	$100,000.00	36 - 47

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	2.96%	3.00%	$1,000.00	48 - 59
.	3.05%	3.10%	$10,000.00	48 - 59
.	3.10%	3.15%	$50,000.00	48 - 59
.	3.15%	3.20%	$100,000.00	48 - 59

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	2.37%	2.40%	$1,000.00	60 (min)
.	2.47%	2.50%	$10,000.00	60 (min)
.	2.52%	2.55%	$50,000.00	60 (min)
.	2.57%	2.60%	$100,000.00	60 (min)

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As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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By clicking on the "I agree," button, I hereby apply for membership in Christian Community Credit Union with this application. I certify that I qualify for membership based on the relationship stated above. I understand that any new account information will be verified. I understand that to continue my membership at Christian Community Credit Union, I must maintain a Christian Community Credit Union deposit, loan, or credit card account. By signing this application, I/we authorize you to gather whatever credit, checking account and employment information you consider appropriate from time to time. I/we understand that this will assist in determining eligibility for products and services offered by the Christian Community Credit Union. Upon your request, we will inform you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You affirm that the information you are submitting is true and correct. By submitting this application, you are allowing us to receive the information stated in your application, as well as the status of your application.

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By submitting this application, the applicant agrees to the terms and conditions of the Schedule of Fees, Truth-in-Savings , Truth-in-Savings Addendum, Privacy & Security Policy, Consent to Electronic Disclosures , SMS Policy, American Share Insurance and Terms and Conditions if applicable, and to any amendment the lender makes from time to time which are incorporated herein.

By submitting this application, the applicant agrees to our Statement of Faith.

SUBSTITUTE W-9 CERTIFICATION: Under penalties of perjury, I certify that: 1).The TIN on this form is my correct taxpayer identification number, 2).I am not subject to backup withholding due to failure to report interest and divdend income, 3).I am a U.S. person (defined in the instructions) available upon request. The Internal Revenue Service does not require your consent to any provisions of this document other than the certifications required to avoid backup withholding.

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