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Eligibility

Applying is fast and easy! You will need the following information in order to complete the application:

Government issued ID, Driver’s License, State ID, or Passport with current address

Social Security Number

Previous Home Address (if you have lived at your current home address for less than two years)

Please note that you must be 18 years of age or older to apply for an account online.

Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. When you open a new account, we will ask for your name, address, date of birth, and other information that will allow us to identify you.

Applicants qualify for CCCU membership by sharing a unifying common bond. The information you provide on this application will enable us to determine your membership qualification.

Identity Verification: At the end of this application, you will be asked a series of verification questions drawn from your Experian credit report. If you currently have a freeze on your credit report, you will need to lift it temporarily to apply. For more information about lifting a freeze, please visit https://www.experian.com/freeze/center.html

Select your eligibility

1) I agree with CCCU's Statement of Faith, and I also attend, am a member of, or am an alumni of a Christian church, school or ministry.

Please type in the name of the Christian Church, School or Ministry, City and State in the text box below*

2) I am related to a current CCCU member:

Phone NumberPlease type relative's full name

3) I want to join by becoming a member of Christian Community Credit Union's (CCCU) partner charity:

Christian Alliance for Orphans, (CAFO) serves to inspire and equip Christians for effective orphan care, family preservation, adoption and foster care. CAFO unites more than 200 respected organizations and over 720 church members to work for the needs of vulnerable children in the U.S. and worldwide.

I want to become a member of CAFO, therefore making me eligible to apply for membership with CCCU. I understand CCCU will share my name and contact information with CAFO and pay the first-year $50 membership fee on my behalf. I also consent to receiving email communications from CAFO. (You will receive a welcome email directly from CAFO with their Privacy Policy and website Terms of Use in the next 7-10 days.)

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Available Products

Certificate Account Savings Loans Checking Money Market

WELCOME CERTIFICATE 7 MONTHS

Welcome Certificate (new money only^)

7 months
$500 minimum
$250,000 maximum per member
At maturity, the certificate will renew into a 12-month term share certificate at the prevailing rate

^Existing CCCU Members: New money is defined as deposits posted to your CCCU account within the past 30 days.

APY: 4.00% Min Deposit: $500.00 Max Deposit: $250,000.00

15 Month Liquid Certificate

Liquid Certificate: $2,000 minimum., $250,000 maximum. ^New money only.

APY assumes that dividends remain in the account until maturity.
Unlimited deposits are accepted during the term of the certificate.
No penalty for withdrawals of up to 50% of the start-of-day certificate balance, minimum $500, if made after the certificate has been opened for a minimum of seven days.
Withdrawal amounts in excess of 50% in one day will be subject to a 90-day interest penalty, not to exceed interest earned to date.
Withdrawal of any amount in the first six days of the certificate being open will result in a penalty of seven days’ dividends.
At maturity, the certificate will renew into a 12-month, regular term share certificate at the prevailing rate.
Not available for IRA accounts.

^Existing CCCU Members: New money is defined as deposits posted to your CCCU account within the past 30 days.

APY: 1.50% Min Deposit: $2,000.00 Max Deposit: $250,000.00

30 MONTH STEP UP CERTIFICATE

30 months
$500 minimum
Step-Up Option

APY: 1.80% Min Deposit: $500.00

6-11 Month Certificate

Term Share Certificates Ability to select term from 6-11 months * $1,000 minimum * Dividends compounded daily and paid monthly * Penalties apply if withdrawn before maturity

Max APY: 1.30% Min Deposit: $1,000.00

12-23 Month Certificate

Term Share Certificates Ability to select term from 12-23 months * $1,000 minimum * Dividends compounded daily and paid monthly * Penalties apply if withdrawn before maturity

Max APY: 1.70% Min Deposit: $1,000.00

24-35 Month Certificate

Term Share Certificates Ability to select term from 24-35 months * $1,000 minimum * Dividends compounded daily and paid monthly * Penalties apply if withdrawn before maturity

Max APY: 2.10% Min Deposit: $1,000.00

36-47 Month Certificate

Term Share Certificates Ability to select term from 48-59 months * $1,000 minimum * Dividends compounded daily and paid monthly * Penalties apply if withdrawn before maturity

Max APY: 2.10% Min Deposit: $1,000.00

48-59 Month Certificate

Term Share Certificates Ability to select term from 48-59 months * $1,000 minimum * Dividends compounded daily and paid monthly * Penalties apply if withdrawn before maturity

Max APY: 2.30% Min Deposit: $1,000.00

60 Month Certificate

Term Share Certificates 60 months * $1,000 minimum * Dividends compounded daily and paid monthly * Penalties apply if withdrawn before maturity

Max APY: 2.60% Min Deposit: $1,000.00

Savings Account

Get the most out of your savings with a Savings Account. With just $100, you can begin enjoying the benefits of Christian Community Credit Union's Savings Account while putting your money to good works!

APY: 0.10% Min Deposit: $100.00 Max Deposit: $2,500.00

New Membership for Credit Card or Loan Only Applicants

If you are applying for a loan without a deposit account, please add New Membership for Credit Card or Loan Only Applicants to proceed with your application.

Checking Plus

APY: 0.05% Min Deposit: $100.00 Max Deposit: $2,500.00

Checking

APY: 0.00% Min Deposit: $100.00 Max Deposit: $2,500.00

Student Checking

APY: 0.00% Min Deposit: $100.00 Max Deposit: $2,500.00

Premium Money Market

Max APY: 0.70% Min Deposit: $10,000.00 Max Deposit: $250,000.00

Money Market

Max APY: 0.65% Min Deposit: $1,000.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.45%	0.45%	$10,000.00	N/A
.	0.55%	0.55%	$25,000.00	0 (min)
.	0.70%	0.70%	$50,000.00	N/A

	Dividend Rate	APY	Minimum Deposit	Term (days)
.	0.40%	0.40%	$1,000.00	N/A
.	0.40%	0.40%	$10,000.00	N/A
.	0.50%	0.50%	$25,000.00	N/A
.	0.65%	0.65%	$100,000.00	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	1.09%	1.10%	$1,000.00	6 - 11
.	1.19%	1.20%	$10,000.00	6 - 11
.	1.24%	1.25%	$50,000.00	6 - 11
.	1.29%	1.30%	$100,000.00	6 - 11

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	1.49%	1.50%	$1,000.00	12 - 23
.	1.59%	1.60%	$10,000.00	12 - 23
.	1.64%	1.65%	$50,000.00	12 - 23
.	1.69%	1.70%	$100,000.00	12 - 23

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	1.88%	1.90%	$1,000.00	24 - 35
.	1.98%	2.00%	$10,000.00	24 - 35
.	2.03%	2.05%	$50,000.00	24 - 35
.	2.08%	2.10%	$100,000.00	24 - 35

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	1.88%	1.90%	$1,000.00	36 - 47
.	1.98%	2.00%	$10,000.00	36 - 47
.	2.03%	2.05%	$50,000.00	36 - 47
.	2.08%	2.10%	$100,000.00	36 - 47

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

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Suffix (Jr., Sr., etc.)

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About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Please take a picture or upload a copy of your current government issued photo ID.

Click or tap here to capture or upload an image or document.

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

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Recommendation for best recognition:

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* Avoid glare

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Speed up your application process by taking the BACK image of your US driver's license

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Tell Us About Yourself

Minor Information

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Date of Birth

Mother's Maiden Name

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About Your Joint Applicant

Personal Information

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

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Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

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Address

Zip

City

State

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	2.37%	2.40%	$1,000.00	60 (min)
.	2.47%	2.50%	$10,000.00	60 (min)
.	2.52%	2.55%	$50,000.00	60 (min)
.	2.57%	2.60%	$100,000.00	60 (min)

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