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Eligibility

Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

Select your eligibility

I live or work in one of the following eligible counties:

I worship or attend school in one of the following eligible counties:

Name of School/Place of Worship: City of School/Place of Worship:

I am an employee of one of the following Member Companies:

I am an immediate family member of an existing member.

Please enter member's name: Relationship to Referring Member:

The Financial Fitness Association Click here for details.

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Available Products

Other Checking Savings Certificate Account

Special 12 Month Certificate

*New Money Only

APY: 4.85% Min Deposit: $1,000.00

Free Checking

No monthly service fee! No minimum balance required.

Min Deposit: $25.00

Unlimited Checking

Enjoy worldwide ATM fee rebates! No monthly service fee with direct deposit of $1000 or more per month or use your KeyPoint debit card to make ten (10) purchases within the month.

Min Deposit: $100.00

Dividend Checking

Earn dividends on your account balances! Monthly service fee waived with direct deposit of $500 per month or an average daily balance of $750.

APY: 0.05% Min Deposit: $100.00

Smart Savings

Great yields! No fee with minimum daily balance of $25.

Max APY: 0.10% Min Deposit: $25.00

QuickStart Savings

Get an interest boost on your first $2,000 in savings!

Max APY: 0.50% Min Deposit: $25.00

Performance Money Market

With the Performance Money Market account, you get super high dividends for your idle cash. Minimum opening deposit is $25,000.

Max APY: 2.27% Min Deposit: $25,000.00

Money Market

Our highest yielding savings. No fee with minimum daily balance of $1,000.

Max APY: 0.20% Min Deposit: $1,000.00

1+ Month Certificate

Max APY: 0.75% Min Deposit: $1,000.00

3+ Month Certificate

Max APY: 0.80% Min Deposit: $1,000.00

6+ Month Certificate

Max APY: 2.02% Min Deposit: $1,000.00

12+ Month Certificate

Max APY: 3.04% Min Deposit: $1,000.00

24+ Month Certificate

Max APY: 3.04% Min Deposit: $1,000.00

36+ Month Certificate

Max APY: 2.78% Min Deposit: $1,000.00

48+ Month Certificate

Max APY: 2.78% Min Deposit: $1,000.00

60 Month Certificate

Max APY: 3.04% Min Deposit: $1,000.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.05%	0.05%	$0.00	$25.00	N/A
.	0.10%	0.10%	$50,000.00	$25.00	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.10%	--	$25.00	N/A
.	0.10%	--	$25.00	N/A
.	0.10%	--	$25.00	N/A
.	0.25%	--	$25.00	N/A
.	0.50%	0.50%	$25.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.50%	0.50%	$0.00	$25,000.00	N/A
.	0.75%	0.75%	$25,000.00	$25,000.00	N/A
.	1.25%	1.26%	$50,000.00	$25,000.00	N/A
.	1.75%	1.76%	$100,000.00	$25,000.00	N/A
.	2.00%	2.02%	$250,000.00	$25,000.00	N/A
.	2.25%	2.27%	$500,000.00	$25,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.05%	0.05%	$1,000.00	$1,000.00	N/A
.	0.10%	0.10%	$10,000.00	$1,000.00	N/A
.	0.15%	0.15%	$25,000.00	$1,000.00	N/A
.	0.20%	0.20%	$50,000.00	$1,000.00	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.75%	0.75%	$1,000.00	1 - 2

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.80%	0.80%	$1,000.00	3 - 5

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	2.00%	2.02%	$1,000.00	6 - 11

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	3.00%	3.04%	$1,000.00	12 - 23

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Funding

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Total Deposit

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Credit Card (max $2,500.00)

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Tell Us About Yourself

Personal Information

Suffix (Jr., Sr., etc.)

Date of Birth

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Please upload a copy of your identification.

Click or tap here to capture or upload an image or document.

Additional Information

Are you subject to backup withholding?*

What Industry from the list below best describes the one you work in?*

Which of the following best describes your position or job title?*

Which of the following best describes your position of job title?*

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

Continue Or Go Back
Or Finish Later

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

Are you subject to backup withholding?*

What Industry from the list below best describes the one you work in?*

Which of the following best describes your position or job title?*

Which of the following best describes your position of job title?*

Continue Or Go Back

About Your Joint Applicant

Personal Information

Suffix (Jr., Sr., etc.)

Date of Birth

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

Co-Driver's License Scan

Driver's License Scan

New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information