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Eligibility

Applying is fast and easy!

You will need the following in order to complete the application:

Social Security Number or ITIN
Date of Birth
Phone Number
Email Address
Physical and Mailing Address
Visa or MasterCard Debit/Credit Card or Account Information for Funding New Account(s)
Valid Driver's License, State ID, Passport or Government Issued Military ID

Select your eligibility

I live or work in one of the following eligible counties:

Eligible County

I attend school or worship in one of the following eligible counties:

Eligible CountyName of School/Place of Worship

I am an employee of one of the following Member Companies:

Member CompanyCompany County/State

I am an immediate family member of an existing member.

Immediate Family Member's NameRelationship to existing member

None of the above apply, but I am interested in becoming a Member by joining The Financial Fitness Association (FFA) at no cost to me. Click here for details.

By selecting Agree, I authorize KeyPoint Credit Union to enroll me as a member with the FFA. I understand that KeyPoint Credit Union will pay for the first year of membership ($8 value) and will process enrollment on my behalf sharing my contact information with FFA, which may include but is not limited to:

Name
PhoneNumber
Email Address
Mailing Address

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Required Products

Select at least one of the following products required for membership

Membership Savings

A Membership Savings account is required for membership at KeyPoint. Only one Membership Savings account is needed. The $10 minimum balance represents your purchase of one share in the Credit Union.

APY: 0.05% Min Deposit: $10.00

You may select one of the following products

Available Products

Checking Savings Certificate Account

Free Checking

No monthly service fee! No minimum balance required.

Min Deposit: $10.00

Unlimited Checking

Enjoy worldwide ATM fee rebates! No monthly service fee with direct deposit of $1000 or more per month or use your KeyPoint debit card to make ten (10) purchases within the month.

Min Deposit: $100.00

Dividend Checking

Earn dividends on your account balances! Monthly service fee waived with direct deposit of $500 per month or an average daily balance of $750.

APY: 0.05% Min Deposit: $100.00

Smart Savings

Great yields! No fee with minimum daily balance of $10.

Max APY: 0.10% Min Deposit: $10.00

QuickStart Savings

Get an interest boost on your first $2,000 in savings!

Max APY: 0.50% Min Deposit: $25.00

Money Market

Our highest yielding savings. No fee with minimum daily balance of $1,000.

Max APY: 0.20% Min Deposit: $1,000.00

Performance Money Market

With the Performance Money Market account, you get super high dividends for your idle cash. Minimum opening deposit is $25,000.

Max APY: 2.27% Min Deposit: $25,000.00

Special 5 Month Certificate

*New Money Only

APY: 3.65% Min Deposit: $500.00

Special 12 Month Certificate

*New Money Only

APY: 3.80% Min Deposit: $500.00

3+ Month Certificate

Max APY: 2.02% Min Deposit: $500.00

6+ Month Certificate

Max APY: 2.78% Min Deposit: $500.00

12+ Month Certificate

Max APY: 3.04% Min Deposit: $500.00

24+ Month Certificate

Max APY: 3.04% Min Deposit: $500.00

36+ Month Certificate

Max APY: 2.78% Min Deposit: $500.00

48+ Month Certificate

Max APY: 2.78% Min Deposit: $500.00

60 Month Certificate

Max APY: 3.04% Min Deposit: $500.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.05%	0.05%	$0.00	$10.00	N/A
.	0.10%	0.10%	$50,000.00	$10.00	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.10%	--	$25.00	N/A
.	0.10%	--	$25.00	N/A
.	0.10%	--	$25.00	N/A
.	0.25%	--	$25.00	N/A
.	0.50%	0.50%	$25.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.05%	0.05%	$1,000.00	$1,000.00	N/A
.	0.10%	0.10%	$10,000.00	$1,000.00	N/A
.	0.15%	0.15%	$25,000.00	$1,000.00	N/A
.	0.20%	0.20%	$50,000.00	$1,000.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.75%	0.75%	$25,000.00	$25,000.00	N/A
.	1.25%	1.26%	$50,000.00	$25,000.00	N/A
.	1.75%	1.76%	$100,000.00	$25,000.00	N/A
.	2.00%	2.02%	$250,000.00	$25,000.00	N/A
.	2.25%	2.27%	$500,000.00	$25,000.00	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	2.00%	2.02%	$500.00	3 - 5

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	2.75%	2.78%	$500.00	6 - 11

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	3.00%	3.04%	$500.00	12 - 23

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	3.00%	3.04%	$500.00	24 - 35

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	2.75%	2.78%	$500.00	36 - 47

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

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Address

Zip

City

State

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Tell Us About Yourself

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Date of Birth

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Current Physical Address

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Address

Zip

City

State

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Mailing Address

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Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

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Upload a Copy of Current ID
To help reduce processing time, please upload a copy of the following: Valid Driver's License, State ID, Passport or Government Issued Military ID

Click or tap here to capture or upload an image or document.

Additional Information

What Industry from the list below best describes the one you work in?*

Which of the following best describes your position or job title?*

Which of the following best describes your position of job title?*

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

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Speed up your application process by taking the BACK image of your US driver's license.

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Recommendation for best recognition:

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

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* Avoid glare

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System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

What Industry from the list below best describes the one you work in?*

Which of the following best describes your position or job title?*

Which of the following best describes your position of job title?*

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About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Date of Birth

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Upload Documents

Upload a Copy of Current ID
To help reduce processing time, please upload a copy of the following: Valid Driver's License, State ID, Passport or Government Issued Military ID

Click or tap here to capture or upload an image or document.

Additional Information

What Industry from the list below best describes the one you work in?*

Which of the following best describes your position or job title?*

Which of the following best describes your position of job title?*

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Tell us about your beneficiaries

Add an additional beneficiary

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Review and Submit

Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Beneficiary Information

Funding Source

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Please answer the following question(s)

Are you a senior foreign political figure or a close associate of a senior foreign political figure?*

Do you expect regular foreign funds transfers to occur on services established with KeyPoint?*

Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Email me all below disclosure link(s)

I have read and understand the following new account disclosures: Consumer Member Handbook, Change in Terms, Electronic Disclosure, Truth In Savings Disclosures, General Consumer Fee Disclosure, Consumer Account Rate Schedule and Courtesy Pay Privilege Disclosure.

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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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