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New Membership

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Eligibility
Applying is fast and easy!
During the process, you’ll be asked to:

• Enter your full legal name on the application
• Select which products and related services you wish to apply for
• Fill out the online application
• Review and accept our account disclosures
• Answer a few brief questions that help us verify your identity and protect your information
• Choose how you’d like to initially fund your account. (You can transfer from an existing account, transfer from another bank account or use a debit/credit card.)
Important Information About Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.
Select your eligibility
I, or my family, live, work, worship or attend school
in the following county.
I have a relative who is already a member.
Relative First & Last Name of the member
I am an employee of Members Heritage Credit Union
Remove Product
Required Products
Select at least one of the following products required for membership
Primary Share

A Share/Savings Account is required for active membership. This account can be opened for as little as $5.00. After this account is opened, you are then eligible for all the products and services offered by Members Heritage.

Min Deposit: $5.00 Max Deposit: $100,000.00


You may select one of the following products
Available Products
Christmas Club

A Christmas Club Account offers a low $5.00 minimum opening balance. Deposits can be made by payroll deduction. Dividends calculated on average daily balance and paid quarterly. Dividend Rate (balances up to $2500) are 1.00% above Current Share Rate. Dividend Rate (balances over $2500) are at our Current Share Rate.

Preferred Share Draft

Our Share Draft Checking account has features anyone would want. NO monthly fees, minimum balance required, or per check charge. ATM and Debit cards as well as overdraft protection are available.

Max Deposit: $100,000.00

Money Market Share Draft

A Money Market Share Draft Checking provides easy access to your money and offers dividends that are calculated on an average daily balance and paid monthly. It allows up to three free withdrawals per month and requires a minimum balance of $2,500 to earn dividends.

Basic Share Draft

Max Deposit: $100,000.00

APY (Annual Percentage Yield)
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Description

Details
Select feature(s)
Additional feature(s)
Add Account Save Account OK
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Choose your rate
Specify the amount to deposit
Choose your term

Accept

Application Cancelled

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

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Funding
How much do you want to deposit?

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

There was a problem with your request

Transfer from another finacial institution

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.
Success
Your Google Pay transaction is Successful Ok
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Instant Account Verification
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
Click for more information
Your Business Tax ID is used for identification purposes.
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

You may take a picture or upload a copy of your ID document such as driver license, green card, or etc...

Additional Information
What is your occupation? (If retired-what was the occupation you retired from?)*

Co-Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.


Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
You may take a picture or upload a copy of your ID document such as driver license, green card, or etc...

Additional Information
What is your occupation? (If retired-what was the occupation you retired from?)*

Beneficiaries Information

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Tell us about your beneficiaries
Are you sure you want to remove this beneficiary?
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.