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APY: 0.00% Min Deposit: $1.00
Max APY: 0.15% Min Deposit: $1.00
Regular Share – If one savings account isn’t enough, this account provides a second option to organize your money to fit your needs. This account has the same features as our Prime Share account.
- Minimum opening deposit of $1.00
- Minimum daily balance to earn dividends is $1.00
- No monthly service charge
- Free mobile and online banking
- Free Personal Financial Tool
- Access to your account at any Topside FCU office, Plus, AFFN and The Exchange ATMs
- Free descriptive quarterly statements
- Free 24 hour account access through UNO, our Audio Response System
- Free mobile remote deposits
Click for Product Details, Rates, Fees
APY: 0.10% Min Deposit: $1.00
This account provides you a higher dividend for higher balances plus all of the features our Prime Share account offers.
- Earn dividends on balances of $10,000 or higher
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The Premium Savings account is limited to six electronic transactions per calendar month, but is allowed unlimited in-person transactions. Electronic transactions in excess of six will not be processed.
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What does this mean? Electronic transactions include transactions initiated by you via online banking or through the Internet, automated phone system (UNO), by telephone or preauthorized or automatic withdrawals (except for internal transfers to pay a loan with Topside FCU) and fax. ATM transactions and direct deposits are not considered electronic transactions. You may have an unlimited number of electronic transactions, on any of your Topside FCU accounts, except for the Premium Savings account.
Why restrict some accounts and not others? Federal law restricts the number of electronic transactions that can be posted to an account, and most savings accounts qualify for this restriction. Unlike checking accounts that allow unlimited transactions in any form, savings accounts are intended to have far fewer transactions. With this change to our Account Agreement, only the Premium Savings account will be subject to this restriction.
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Click for Product Details, Rates, Fees
Max APY: 0.30% Min Deposit: $1.00
Max APY: 5.00% Min Deposit: $0.00
Vacation Club – This account is perfect for preparing for the vacation you deserve!
- Choose the amount you wish to save
- No monthly service charge
- Free mobile and online banking
- Free access to your account at any credit union office
- Free 24 hour account access through UNO, our Audio Response System
- Free mobile remote deposits
- Free automatic transfers
- $1.00 minimum balance requirement
- Only $1.00 opening deposit required
- Earn quarterly dividends
Click for Product Details, Rates, Fees
APY: 0.10% Min Deposit: $1.00
Christmas Club – Prepare for holiday shopping in advance with this account created specifically for a stress free Christmas:
- Choose the amount you wish to save
- No monthly service charge
- Free mobile and online banking
- Free access to your account at any credit union office
- Free 24 hour account access through UNO, our Audio Response System
- Free mobile remote deposits
- Free automatic transfers
- $1.00 minimum balance requirement
- Only $1.00 opening deposit required
- Earn quarterly dividends
Click for Product Details, Rates, Fees
APY: 0.10% Min Deposit: $1.00
Max APY: 2.45% Min Deposit: $100.00
Max APY: 2.50% Min Deposit: $100.00
Max APY: 2.55% Min Deposit: $100.00
Max APY: 2.65% Min Deposit: $100.00
Max APY: 2.83% Min Deposit: $100.00
Max APY: 3.02% Min Deposit: $100.00
Max APY: 3.20% Min Deposit: $100.00
Max APY: 3.38% Min Deposit: $100.00
Max APY: 3.57% Min Deposit: $100.00
Max APY: 3.90% Min Deposit: $100.00
Max APY: 3.74% Min Deposit: $100.00
Max APY: 3.73% Min Deposit: $100.00
Max APY: 3.72% Min Deposit: $100.00
Max APY: 3.70% Min Deposit: $100.00
Max APY: 3.69% Min Deposit: $100.00
Max APY: 3.68% Min Deposit: $100.00
Max APY: 3.67% Min Deposit: $100.00
Max APY: 3.66% Min Deposit: $100.00
Max APY: 3.65% Min Deposit: $100.00
Max APY: 3.63% Min Deposit: $100.00
Max APY: 3.62% Min Deposit: $100.00
Max APY: 3.75% Min Deposit: $100.00
Max APY: 3.60% Min Deposit: $100.00
Max APY: 3.61% Min Deposit: $100.00
Max APY: 3.61% Min Deposit: $100.00
Max APY: 3.62% Min Deposit: $100.00
Max APY: 3.62% Min Deposit: $100.00
Max APY: 3.62% Min Deposit: $100.00
Max APY: 3.63% Min Deposit: $100.00
Max APY: 3.63% Min Deposit: $100.00
Max APY: 3.63% Min Deposit: $100.00
Max APY: 3.64% Min Deposit: $100.00
Max APY: 3.64% Min Deposit: $100.00
Max APY: 3.80% Min Deposit: $100.00
Max APY: 3.65% Min Deposit: $100.00
Max APY: 3.65% Min Deposit: $100.00
Max APY: 3.66% Min Deposit: $100.00
Max APY: 3.66% Min Deposit: $100.00
Max APY: 3.66% Min Deposit: $100.00
Max APY: 3.66% Min Deposit: $100.00
Max APY: 3.66% Min Deposit: $100.00
Max APY: 3.67% Min Deposit: $100.00
Max APY: 3.67% Min Deposit: $100.00
Max APY: 3.67% Min Deposit: $100.00
Max APY: 3.67% Min Deposit: $100.00
Max APY: 3.67% Min Deposit: $100.00
Max APY: 3.68% Min Deposit: $100.00
Max APY: 3.68% Min Deposit: $100.00
Max APY: 3.68% Min Deposit: $100.00
Max APY: 3.68% Min Deposit: $100.00
Max APY: 3.68% Min Deposit: $100.00
Max APY: 3.69% Min Deposit: $100.00
Max APY: 3.69% Min Deposit: $100.00
Max APY: 3.69% Min Deposit: $100.00
Max APY: 3.69% Min Deposit: $100.00
Max APY: 3.69% Min Deposit: $100.00
Max APY: 3.70% Min Deposit: $100.00
Max APY: 3.80% Min Deposit: $100.00
Max APY: 3.35% Min Deposit: $100.00
Max APY: 4.00% Min Deposit: $100.00
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'Doing Business As' Information
Tell Us About Yourself
If you are 18 or older, please take a moment to upload a picture of the front of your Drivers License or your Passport.
Please apply in branch
Speed up your application process by taking an image of the BACK of your US driver’s license with your tablet or smartphone. You may also import the image if you are working from a laptop or desktop.
If you do not wish to use this feature, simply close this pop up window and proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
You're logged in as Speed up your application process by taking an image of the BACK of your US driver’s license with your tablet or smartphone. You may also import the image if you are working from a laptop or desktop.
If you do not wish to use this feature, simply close this pop up window and proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Joint Applicant Information
If you are 18 or older, please take a moment to upload a picture of the front of your Drivers License or your Passport.
Please apply in branch
Beneficiaries Information
Beneficiaries percent share information page
Review and Submit
Your application is not complete until you click on the “I Agree” button to submit your application. By clicking “I agree,” you: 1: Warrant to us that the information submitted is true and correct. 2: Authorize us to verify the information submitted. 3: Authorize us to obtain your credit report to be used for verification, credit approval, and to determine whether you qualify for other products and services, including extensions of credit, that we may offer to you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. 4: Confirm delivery of the disclosures below. 5: Understand that as a condition of membership, you must purchase and maintain one required share with a value of $1. If you fail to purchase the required share, or if the funds used to purchase the share are subsequently revoked for any reason, including non-sufficient funds, fraud, unauthorized, invalid account, you have not met the membership requirements. You will not be considered a member and the account application will be canceled.
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