XA Mobile

Eligibility

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

You will need the following information to complete the application:

Government issued Driver's License, Passport, Military ID, or State ID with current address
U.S. Social Security Number
External account information, if funding from another financial insitution or debit card
U.S. Social Security number for Joint Owners and Beneficiaries

Select your eligibility

I live or work in the City of Houston or a city within Galveston County.

My immediate family member is a member of Wellby Financial.

Relative's RelationshipRelative's Name

My company or organization partners with Wellby Financial to offer me credit union membership.

I would like to join through American Consumer Council (ACC), a non-profit membership organization dedicated to consumer education, advocacy, and financial literacy. By joining ACC, I qualify for credit union membership. I authorize Wellby Financial to enroll me in ACC at no cost to me and understand that I may receive information related to my membership with ACC. Learn more about ACC at americanconsumercouncil.org.

Remove Product

Remove

Cancel

Required Products

Select at least one of the following products required for membership

PRIMARY SAVINGS

When you join Wellby, you begin your membership by opening a Primary Savings Account in your name, with a simple $5 account deposit (deposited by us!). This account establishes your ownership in the Credit Union, and is the foundation that you can build our other products and services upon for a lifetime of financial management.

Min Deposit: $0.00 Max Deposit: $5,000.00

You may select one of the following products

Available Products

Certificate Account Savings Checking

WELLBY 6 MONTH CERTIFICATE

Our Share Certificates are offered in a variety of term options and earn a guaranteed rate for a specific amount of time.

Min Deposit: $1,000.00

WELLBY 12 MONTH CERTIFICATE

Our Share Certificates are offered in a variety of term options and earn a guaranteed rate for a specific amount of time.

Min Deposit: $1,000.00

WELLBY 18 MONTH CERTIFICATE

Our Share Certificates are offered in a variety of term options and earn a guaranteed rate for a specific amount of time.

Min Deposit: $1,000.00

WELLBY 24 MONTH CERTIFICATE

Our Share Certificates are offered in a variety of term options and earn a guaranteed rate for a specific amount of time.

Min Deposit: $1,000.00

WELLBY 36 MONTH CERTIFICATE

Our Share Certificates are offered in a variety of term options and earn a guaranteed rate for a specific amount of time.

Min Deposit: $1,000.00

WELLBY 48 MONTH CERTIFICATE

Our Share Certificates are offered in a variety of term options and earn a guaranteed rate for a specific amount of time.

Min Deposit: $1,000.00

WELLBY SAVINGS

Your dreams are worth saving for.

$0 initial deposit with $0 monthly service fees
No minimum balance or direct deposit requirements after opening
Monthly interest payments with competitive rates

Min Deposit: $0.00 Max Deposit: $5,000.00

WELLBY SAVINGS PLUS

Increase your earning power with higher interest rates on higher balances.

$25 initial deposit with $0 monthly service fees
No minimum balance requirement after opening
Easy access to your money when you need it while still earning interest

Double your savings rate! Pair this account with a Wellby Checking account to earn a bonus rate on your savings.*

*Requires direct deposit, online banking registration, and eight debit card transactions per month

Min Deposit: $25.00 Max Deposit: $5,000.00

WELLBY EARLY START SAVINGS

For when your kids outgrow their piggy bank.

Starter accounts available for kids ages 4-12
$10 initial deposit with no monthly service fee and $0 minimum balance required

Min Deposit: $0.00 Max Deposit: $5,000.00

WELLBY ACHIEVEMENT SAVINGS

For when your kids outgrow their piggy bank.

Starter accounts available for kids and teens ages 13-17
$10 initial deposit with no monthly service fee and $0 minimum balance required
Perfect for a first job—with free direct deposit

Min Deposit: $0.00 Max Deposit: $5,000.00

WELLBY SECURE SPENDING

Our free, high yield Secure Spending checking account is designed to empower you to build lasting financial success. Enjoy perks like:

High Yield Advantage
No monthly service fees
And more!

Terms and conditions apply. Fees may apply. Visit wellbyfinancial.com for full details.

Min Deposit: $100.00 Max Deposit: $5,000.00

WELLBY EARLY START CARD

The perfect first checking account for kids, with a joint account holder age 18 or older.

Account with digital banking for teens 6 – 12.
Open with a $10 initial deposit.
No monthly service fee and $0 minimum balance required.

Min Deposit: $10.00 Max Deposit: $5,000.00

WELLBY ACHIEVEMENT CARD

The perfect starter accounts for teens age 13 - 17, with a joint account holder age 18 or older.

$0 monthly service fee
Open with only a $10 initial deposit
No minimum balance required after opening

Min Deposit: $10.00 Max Deposit: $5,000.00

APY (Annual Percentage Yield)

Continue

Description

Details

Select feature(s)

Additional feature(s)

Add Account Remove Account Save Account OK

Back Next Add Bundle Save Bundle

Choose your rate

Specify the amount to deposit

Choose your term

Placeholder text

Or

Maturity Date

Accept

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

Return to Application

Close

Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Transfer From Another Financial Institution

Internal Transfer

Continue Or Go Back

sampleCC

*Required Field(s)

Done

Done

There was a problem with your request

Let Me Fix Continue

Done

samplecc

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

Success

Your Google Pay transaction is Successful Ok

Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

Continue

Verify account manually instead

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Tell Us About Yourself

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Wellby?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

Please attach your photo ID and proof of your current address (if different from your ID).

Click or tap here to capture or upload an image or document.

Additional Information

Card Designs:

Select your favorite card design:

*

Do you hold dual citizenship?*

Passport Country*

ID Card Number

Date Issued

Expiration Date

Are you, or have you ever been, a politically exposed person (PEP) or a high-ranking political or military figure? (A Politically Exposed Person (PEP) is an individual holding a prominent public position, such as a government official, judge, military leader, or executive of a state-owned corporation.)*

If yes, in what country were you recognized as a PEP?*

Are you a close associate of someone who is a politically exposed person?*

Do you have any beneficiaries?

Yes

No

Do you have another applicant?

Yes

No

Continue Or Go Back
Or Finish Later

Speed up your application process by taking the BACK image of your US driver's license. Take picture in landscape mode.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license. Take picture in landscape mode.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

Card Designs:

Select your favorite card design:

*

Do you hold dual citizenship?*

Passport Country*

ID Card Number

Date Issued

Expiration Date

Are you, or have you ever been, a politically exposed person (PEP) or a high-ranking political or military figure? (A Politically Exposed Person (PEP) is an individual holding a prominent public position, such as a government official, judge, military leader, or executive of a state-owned corporation.)*

If yes, in what country were you recognized as a PEP?*

Are you a close associate of someone who is a politically exposed person?*

Continue Or Go Back

About Your Joint Applicant

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Wellby?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Upload Documents

Please attach your photo ID and proof of your current address (if different from your ID).

Click or tap here to capture or upload an image or document.

Additional Information

Card Designs:

Select your favorite card design:

*

Do you hold dual citizenship?*

Passport Country*

ID Card Number

Date Issued

Expiration Date

Are you, or have you ever been, a politically exposed person (PEP) or a high-ranking political or military figure? (A Politically Exposed Person (PEP) is an individual holding a prominent public position, such as a government official, judge, military leader, or executive of a state-owned corporation.)*

If yes, in what country were you recognized as a PEP?*

Are you a close associate of someone who is a politically exposed person?*

Continue Or Go Back
Or Finish Later

Tell us about your beneficiaries

Add an additional beneficiary

Are you sure you want to remove this beneficiary?

Remove

Cancel

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Continue Or Go Back
Or Finish Later

Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

Continue Or Go Back
Or Finish Later

Document Upload Button

Document Capture Button

Document Upload Button

Document Capture Button

One-Time Passcode

Submit Code

Authentication Questions

Submit Answers

Continue Cancel

Do you want to cancel the verification process? Doing so may delay the processing of your application.

Yes No

Continue Cancel

Do you want to cancel the verification process? Doing so may delay the processing of your application.

Yes No

Return to our website

Almost Done

Please complete the account funding to activate your account.

Fund Later

Funding later may delay account activation

Almost Done

Please complete the account funding to activate your account.

Fund Now with Plaid

Fund Later

Funding later may delay account activation

Almost Done

Please complete the account funding to activate your account.

Fund Now with Repay

Fund Later

Funding later may delay account activation

Almost Done

Please complete the account funding to activate your account.

Apple Pay button

Fund Later

Funding later may delay account activation

There was a problem with your request

Ok

Restart will clear all data and return to the main page. Are you sure?

Yes No

Return to our website

Product Funding Limit Exceeded

The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.

Product Type	Maximum Deposit	Your Requested Deposit
Checking
Savings
Certificate

Close