Eligibility

Important Information About Procedures for Opening a New Account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents.

You will need the following information to complete the application:

Government issued Diver's License, Passport, Military ID, or State ID with current address
U.S. Social Security Number
External account information, if funding from another financial insitution or debit card
U.S. Social Security number for Joint Owners and Beneficiaries

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Required Products

Select at least one of the following products required for membership

PRIMARY SAVINGS

Min Deposit: $0.00

You may select one of the following products

Available Products

Checking Savings Certificate Account

WELLBY SPENDING

Min Deposit: $25.00

WELLBY SECURE SPENDING

Min Deposit: $25.00

WELLBY SPENDING PLUS

Min Deposit: $25.00

WELLBY EARLY START CARD

The perfect first checking account for kids, with a joint account holder age 18 or older.

Account with digital banking for teens 6 – 12.
Open with a $10 initial deposit.
No monthly service fee and $0 minimum balance required.

Min Deposit: $10.00

WELLBY ACHIEVEMENT CARD

The perfect starter accounts for teens age 13 - 17, with a joint account holder age 18 or older.

$0 monthly service fee
Open with only a $10 initial deposit
No minimum balance required after opening

Min Deposit: $10.00

WELLBY SAVINGS

Your dreams are worth saving for.

$0 initial deposit with $0 monthly service fees
No minimum balance or direct deposit requirements after opening
Monthly interest payments with competitive rates

Min Deposit: $0.00

WELLBY SAVINGS PLUS

Increase your earning power with higher interest rates on higher balances.

$25 initial deposit with $0 monthly service fees
No minimum balance requirement after opening
Easy access to your money when you need it while still earning interest

Min Deposit: $25.00

WELLBY EARLY START SAVINGS

For when your kids outgrow their piggy bank.

Starter accounts available for kids ages 4-12
$10 initial deposit with no monthly service fee and $0 minimum balance required

Min Deposit: $0.00

WELLBY ACHIEVEMENT SAVINGS

For when your kids outgrow their piggy bank.

Starter accounts available for kids and teens ages 13-17
$10 initial deposit with no monthly service fee and $0 minimum balance required
Perfect for a first job—with free direct deposit

Min Deposit: $10.00

WELLBY 6 MONTH CERTIFICATE

Our Share Certificates are offered in a variety of term options and earn a guaranteed rate for a specific amount of time.

Min Deposit: $1,000.00

WELLBY 12 MONTH CERTIFICATE

Our Share Certificates are offered in a variety of term options and earn a guaranteed rate for a specific amount of time.

Min Deposit: $1,000.00

WELLBY 18 MONTH CERTIFICATE

Our Share Certificates are offered in a variety of term options and earn a guaranteed rate for a specific amount of time.

Min Deposit: $1,000.00

WELLBY 24 MONTH CERTIFICATE

Our Share Certificates are offered in a variety of term options and earn a guaranteed rate for a specific amount of time.

Min Deposit: $1,000.00

WELLBY 36 MONTH CERTIFICATE

Our Share Certificates are offered in a variety of term options and earn a guaranteed rate for a specific amount of time.

Min Deposit: $1,000.00

WELLBY 48 MONTH CERTIFICATE

Our Share Certificates are offered in a variety of term options and earn a guaranteed rate for a specific amount of time.

Min Deposit: $1,000.00

APY (Annual Percentage Yield)

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Funding

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Total Deposit

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Credit Card (max $1,000.00)

Transfer From Another Financial Institution (max $5,000.00)

Internal Transfer

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Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

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Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.

Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.

This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.

Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Personal Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Please attach your photo ID and proof of your current address (if different from your ID).

Click or tap here to capture or upload an image or document.

Additional Information

Do you intend to use a Relay Call service for the Hearing Impaired to contact the credit union regarding your account?*

Do you have any beneficiaries?

Yes

No

Do you have another applicant?

Yes

No

Continue Or Go Back

Speed up your application process by taking the BACK image of your US driver's license. Take picture in landscape mode.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license. Take picture in landscape mode.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

Do you intend to use a Relay Call service for the Hearing Impaired to contact the credit union regarding your account?*

Continue Or Go Back

About Your Joint Applicant

Personal Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Please attach your photo ID and proof of your current address (if different from your ID).

Click or tap here to capture or upload an image or document.

Additional Information

Do you intend to use a Relay Call service for the Hearing Impaired to contact the credit union regarding your account?*