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New Membership

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Eligibility
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Applying is fast and easy!
You will need the following information in order to complete the application:
Government issued ID/Drivers License/State ID or Passport with current address
Your complete physical and mailing address
Social Security Number
Date of Birth
USA PATRIOT Act - To help the federal government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, and record information that identifies each person who opens an account.
Select your eligibility
University of Maine System - I am a
Maine Maritime Academy - I am a
The Landing School - I am a
Northeast Technical Institute - I am a
Cosmotech - I am a
I am employed by a school district in Penobscot County.
I live or work in the town of Orono.
I am a member, employee or pensioner of one of your Select Employer Groups
I am an immediate family member of a person who is associated with the above groups.
Maine Consumer Council - Because you are a resident of Maine and are applying to join UCU, you are eligible to be a member of the American Consumer Council. There are no annual dues and you will not receive any emails or direct mail from ACC because all communication will come from UCU. Also, ACC does not sell, rent or distribute its membership list to anyone. Your information is confidential and not shared by anyone.
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Required Products
Prime Share - Savings

Base membership savings account

APY: 0.10% Min Deposit: $5.00

Available Products
Kasasa Tunes Checking

Kasasa Tunes Checking is a free checking account that earns iTunes and Amazon download refunds each month that the account holder qualifies as well as up to $25 in nationwide ATM refunds.

KASASA Cash Back

Free checking that earns you 2.5% cash back on debit card purchases up to $10 per monthly qualification cycle and nationwide ATM refunds

Kasasa Cash Checking

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APY: 3.01% Min Deposit: $0.00

Kasasa Cash Saver Checking

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APY: 3.01% Min Deposit: $0.00

Custom Checking
Free4ME checking

Designed for members between the ages of 18 and 25 years old. Receive 2 "oops" passes per year(refunding of 2 fees). Free VISA Debit Card, online banking and e-statements. No minimum balance required.

APY (Annual Percentage Yield)
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Description

Details
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Choose your term

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Application Cancelled

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

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Funding
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Fund via Internal Transfer

Fund via Credit Card

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Transfer from another finacial institution

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Please indicate the percentage of the payout each beneficiary will receive:



Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

Current Physical Address
Contact Information
Identification
About Your Employment

Attention: Please upload the front of your ID to speed up the application process

Co-Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
Attention: Please upload the front of your ID to speed up the application process

Document Upload Source Selector

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Document Upload Button
Document Capture Button

Document Upload Source Selector

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Document Upload Button
Document Capture Button

Review and Submit

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Review and Submit
Product Selections
Applicant Information
Beneficiary Information
Contact Information
Identification Information
Address
Employment Information
Previous Employment Information
Joint Applicant Information
Joint Applicant Contact Information
Joint Applicant Identification
Joint Applicant Address
Joint Applicant Employment Information
Funding Source
Review Minor Information
Minor Information
Minor Contact Information
Minor Physical Address
Please answer question(s) below
Promo Code
Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Email Agreements & Disclosures
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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

Authentication Questions

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Authentication Questions

Application Completed

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