For full functionality of this site it is necessary to enable JavaScript. Here are the instructions how to enable JavaScript in your web browser.

New Membership

CU logo
Eligibility


Grow With Us

Capital Credit Union invites all who reside within a 75-mile radius of Bismarck-Mandan, Fargo, or Hazen, North Dakota or 50-mile radius of Beulah or New Salem, North Dakota to become members.

The following information is necessary when you join and open your credit union account at CCU:
 
  • Your Full Name
  • Valid Social Security Number
  • Date of Birth
  • Your Current Physical Address and Mailing Address (if different)
  • Telephone Number
  • Valid Identification Information – number, issue date, and expiration date
  • Beneficiary information
With a minimum deposit of only $25, you can open your savings account with CCU. When you open your savings account, you become a member-owner and can begin enjoying all the benefits that come with Credit Union membership.
Select your eligibility
I live within...
I am a(n)
of who is a current CCU member.
I was a former CCU primary member...
Remove Product
Required Products
Select at least one of the following products required for membership
Regular Share

A Share Savings Account earns you regular dividends and offers free access to online banking tools and a mobile banking app. You also get to vote for the folks who make policy for Capital Credit Union.

APY: 0.05% Min Deposit: $25.00


You may select one of the following products
Available Products
Edge Checking

Edge Checking provides our members with free online and mobile banking tools, rewards debit card purchases with bonus cash, and refunds ATM fees. When it comes to checking extras, we've got the edge on the competition.

Min Deposit: $0.00

Classic Checking

With Classic Checking, you'll save money with ATM fee refunds, overdraft protection and free online banking. And you'll be rewarded with dividends paid on your account balance. It's a classic, living up to our always-high standards.

APY: -- Min Deposit: $2,500.00

Simple Checking

Simple Checking offers no minimum balance, no limits on transactions or any other fine print. This account lets you handle your banking tasks 24/7 and keeps cost to a minimum. At Capital Credit Union, let us put this as simply as possible: We've got you covered.

Min Deposit: $0.00

Money Market

With a Capital Credit Union Money Market account, you'll never have to worry about losing your initial deposit. You'll earn higher returns than you would with a regular savings account. And if you decide you need the money for something else? No problem. You can access it whenever you need it.

APY: 0.15% Min Deposit: $2,500.00

Special Share

Show more...

APY: 0.05% Min Deposit: $0.00

CU Save

with CU Save you can arrange for regular, automatic deposits into your savings account. You can also choose to have debit card purchases rounded up to the next dollar and the difference deposited into your account.

APY: 0.05% Min Deposit: $0.00

6 Month CD ($500)

A Certificate of Deposit, or CD, is a type of savings account that has a fixed interest rate and fixed date of withdrawal, known as the maturity date. CDs earn guaranteed dividends that exceed regular saving rates. CDs have no regular service charge and are insured up to $250,000.

APY: 0.10% Min Deposit: $500.00 Max Deposit: $2,499.00

12 Month CD ($500)

A Certificate of Deposit, or CD, is a type of savings account that has a fixed interest rate and fixed date of withdrawal, known as the maturity date. CDs earn guaranteed dividends that exceed regular saving rates. CDs have no regular service charge and are insured up to $250,000.

APY: 0.15% Min Deposit: $500.00 Max Deposit: $2,499.00

24 Month CD ($500)

A Certificate of Deposit, or CD, is a type of savings account that has a fixed interest rate and fixed date of withdrawal, known as the maturity date. CDs earn guaranteed dividends that exceed regular saving rates. CDs have no regular service charge and are insured up to $250,000.

APY: 0.20% Min Deposit: $500.00 Max Deposit: $2,499.00

36 Month CD ($500)

A Certificate of Deposit, or CD, is a type of savings account that has a fixed interest rate and fixed date of withdrawal, known as the maturity date. CDs earn guaranteed dividends that exceed regular saving rates. CDs have no regular service charge and are insured up to $250,000.

APY: 0.35% Min Deposit: $500.00 Max Deposit: $2,499.00

3-Month CD

A Certificate of Deposit, or CD, is a type of savings account that has a fixed interest rate and fixed date of withdrawal, known as the maturity date. CDs earn guaranteed dividends that exceed regular saving rates. CDs have no regular service charge and are insured up to $250,000.

APY: 0.25% Min Deposit: $2,500.00 Max Deposit: $9,999,999.00

6-Month CD

A Certificate of Deposit, or CD, is a type of savings account that has a fixed interest rate and fixed date of withdrawal, known as the maturity date. CDs earn guaranteed dividends that exceed regular saving rates. CDs have no regular service charge and are insured up to $250,000.

APY: 0.25% Min Deposit: $2,500.00 Max Deposit: $9,999,999.00

9-Month CD

A Certificate of Deposit, or CD, is a type of savings account that has a fixed interest rate and fixed date of withdrawal, known as the maturity date. CDs earn guaranteed dividends that exceed regular saving rates. CDs have no regular service charge and are insured up to $250,000.

APY: 0.34% Min Deposit: $2,500.00 Max Deposit: $9,999,999.00

12-Month CD

A Certificate of Deposit, or CD, is a type of savings account that has a fixed interest rate and fixed date of withdrawal, known as the maturity date. CDs earn guaranteed dividends that exceed regular saving rates. CDs have no regular service charge and are insured up to $250,000.

APY: 0.49% Min Deposit: $2,500.00 Max Deposit: $9,999,999.00

18-Month CD

A Certificate of Deposit, or CD, is a type of savings account that has a fixed interest rate and fixed date of withdrawal, known as the maturity date. CDs earn guaranteed dividends that exceed regular saving rates. CDs have no regular service charge and are insured up to $250,000.

APY: 0.54% Min Deposit: $2,500.00 Max Deposit: $9,999,999.00

24-Month CD

A Certificate of Deposit, or CD, is a type of savings account that has a fixed interest rate and fixed date of withdrawal, known as the maturity date. CDs earn guaranteed dividends that exceed regular saving rates. CDs have no regular service charge and are insured up to $250,000.

APY: 0.59% Min Deposit: $2,500.00 Max Deposit: $9,999,999.00

36-Month CD

A Certificate of Deposit, or CD, is a type of savings account that has a fixed interest rate and fixed date of withdrawal, known as the maturity date. CDs earn guaranteed dividends that exceed regular saving rates. CDs have no regular service charge and are insured up to $250,000.

APY: 0.69% Min Deposit: $2,500.00 Max Deposit: $9,999,999.00

60-Month CD

A Certificate of Deposit, or CD, is a type of savings account that has a fixed interest rate and fixed date of withdrawal, known as the maturity date. CDs earn guaranteed dividends that exceed regular saving rates. CDs have no regular service charge and are insured up to $250,000.

APY: 0.99% Min Deposit: $2,500.00 Max Deposit: $9,999,999.00

APY (Annual Percentage Yield)
close
Description

Details
Select feature(s)
Additional feature(s)
Add Account Save Account OK
close
close
Choose your rate
Specify the amount to deposit
Choose your term

Accept

Application Cancelled

CU logo

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

CU logo
Funding
How much do you want to deposit?

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

There was a problem with your request

Transfer from another finacial institution

'Doing Business As' Information

CU logo
'Doing Business As' Information
DBA Business Information
Your Business Tax ID is used for identification purposes.
DBA Physical Address

Tell Us About Yourself

CU logo
Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Co-Driver's License Scan

close
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

close
Speed up your application process by taking the BACK image of your US driver's license.
If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

CU logo
Tell Us About Yourself

Joint Applicant Information

CU logo
About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Beneficiaries Information

CU logo
Tell us about your beneficiaries
Are you sure you want to remove this beneficiary?
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.