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Eligibility

Applying is fast and easy!

You will need the following information in order to complete the application:

Your driver's license

You may also use another form of identification, like government issued photo ID, state ID, or a military ID.
Save time by scanning the back of your driver's license to populate the form!
You will also need to upload the front of your ID.

Your complete physical and mailing address

If your current address does not match your ID, we will need a proof of your current address.
This can be a paystub, utility bill, tax bill, or vehicle registration.

Funding method

Your new account can be funded through a debit or credit card, ACH using a routing and account number from another financial institution, or a check.

Unfreeze your credit

If you have placed a security freeze on your credit report, please contact the credit bureau(s) to have it lifted before proceeding with your application.

Select your eligibility

I am a new member and I am eligible for membership through my employer, an organization, or a member of my family/household.

Please enter the employer, organization, or family/household member that makes you eligible.

I am a new member and I am not eligible through my employer, an organization, or a member of my family/household. I am willing to donate $5 to the Mater Dei Friends & Alumni Association in order to become eligible for membership.

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Required Products

Select at least one of the following products required for membership

Regular Share

The regular share account is similar to a savings account. In order to become a member of ETFCU, a regular share account must be opened with a minimum deposit of $5.

APY: 0.050% Min Deposit: $5.00

You may select one of the following products

Available Products

Recommended Certificate Account HSA Savings

3 Month Certificate

APY: 0.350% Min Deposit: $1,000.00

6 Month Certificate

APY: 0.550% Min Deposit: $1,000.00

8 Month Certificate

APY: 0.600% Min Deposit: $1,000.00

1 Year Certficate

APY: 0.600% Min Deposit: $1,000.00

14 Month Certificate

APY: 0.650% Min Deposit: $1,000.00

17 Month Certificate

APY: 0.700% Min Deposit: $1,000.00

18 Month Certificate

APY: 0.750% Min Deposit: $1,000.00

2 Year Certificate

APY: 0.850% Min Deposit: $1,000.00

30 Month Certificate

APY: 0.900% Min Deposit: $1,000.00

3 Year Certificate

APY: 0.950% Min Deposit: $1,000.00

4 Year Certificate

APY: 1.000% Min Deposit: $1,000.00

5 Year Certificate

APY: 1.050% Min Deposit: $1,000.00

6 Year Certificate

APY: 1.150% Min Deposit: $1,000.00

Vertical Checking

Earn an incredible 3.30% APY on balances up to $20,000—plus enjoy free ATMs anywhere—when you meet simple monthly usage requirements! No minimum balance and no monthly service fees apply.

_{ETFCU allows one Vertical Checking account per SSN.}

APY: 3.300% Min Deposit: $25.00

Platinum Rewards Checking

With Platinum Rewards Checking, you can earn valuable reward points on every qualifying debit card purchase, plus 500 bonus points and free ATMs each month you meet simple usage requirements! You’ll also enjoy no minimum balance and no monthly service fees.

APY: 0.005% Min Deposit: $25.00

Health Savings Checking

A Health Savings Account is an account to save for future medical expenses. You must have an HSA-qualified “high deductible health plan” and meet other requirements to open and contribute to an HSA.

APY: 2.010%

Special Share

Similar to the regular share account, the special share account allows you to save separately under the same member number. Special share accounts can be earmarked for any saving purpose, such as taxes, insurance, or college tuition.

APY: 0.050% Min Deposit: $5.00

Christmas Club

Saving for Christmas is easier when you open a Christmas Club account. With an ETFCU Christmas Club account, you can make withdrawals as necessary at any time without closing the account.

APY: 0.050% Min Deposit: $5.00

Vacation Club

How often have you longed to get away but didn’t have the funds to get you there? A vacation club account offers the perfect opportunity to save for a well-deserved vacation!

APY: 0.050% Min Deposit: $5.00

Money Market

When you open a money market savings account, you’ll earn higher dividends than a traditional savings account without locking up your cash like a certificate. This can be very useful if you need access to your money quickly.

Max APY: 0.300% Min Deposit: $1,000.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.20%	0.200%	$1,000.00	$1,000.00	N/A
.	0.20%	0.200%	$10,000.00	$1,000.00	N/A
.	0.26%	0.260%	$25,000.00	$1,000.00	N/A
.	0.30%	0.300%	$50,000.00	$1,000.00	N/A

Dividend Rate	0.20%
APY:	0.200%
Minimum Balance:	$1,000.00
Min Deposit:	$1,000.00
Term (months):	N/A

Dividend Rate	0.20%
APY:	0.200%
Minimum Balance:	$10,000.00
Min Deposit:	$1,000.00
Term (months):	N/A

Dividend Rate	0.26%
APY:	0.260%
Minimum Balance:	$25,000.00
Min Deposit:	$1,000.00
Term (months):	N/A

Dividend Rate	0.30%
APY:	0.300%
Minimum Balance:	$50,000.00
Min Deposit:	$1,000.00
Term (months):	N/A

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Maturity Date

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We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

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Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Credit Card (max $1,200.00)

Transfer From Another Financial Institution (max $1,200.00)

Mail A Check

Internal Transfer

Funds Availability Notice

Debit/credit card, or external transfer deposits will be applied to accounts immediately. The funds will be held until we receive credit for the deposit, which could take up to 3 business days. Accounts that earn interest will begin earning interest immediately.

I understand the aforementioned notice and agree to fund my account via the method selected.

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell us about your beneficiaries

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Funds Availability Notice

Fund via Internal Transfer

Fund via Credit Card

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Transfer from another finacial institution

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Employment and Other Information

Co-Driver's License Scan

Driver's License Scan

Employment and Other Information

Upload ID Image

Employment and Other Information

New Membership

Application Cancelled

Funding

Funds Availability Notice

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another finacial institution

'Doing Business As' Information

Tell Us About Yourself

Upload ID Image

Employment and Other Information

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Employment and Other Information

Joint Applicant Information

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Employment and Other Information

Beneficiaries Information