XA Mobile

Getting Started

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Note: Legitimate individuals or organizations will never instruct you to open an account in a specific way or at a particular institution. Please exercise extreme caution and skepticism toward unsolicited financial advice, particularly if you are being pressured into action. Protect your financial security by remaining vigilant and avoiding actions that could compromise your personal information or assets.

Some helpful tips before you begin!

_{Follow these simple steps:}

_{Choose an account type}
_{Tell us about yourself}
_{Confirm your identity}
_{Fund your account}

_{To expedite this process, please have the following information handy:}

_{Social Security number}
_{Driver’s License}
_{Information about loans, mortgages or other accounts you have with us}
_{Applicable account funding information}
_{If applying for a joint account, have your co-applicant available to provide similar information}

_{For your protection, this system is protected with enhanced security. During the application process, you will be asked questions about loans or accounts you currently hold that only you should know the answers to. This will help us validate your identity. You may wish to have this information handy during the application process as well.

Please note that our online account openings are for individual and joint consumer requests only. Requests for business accounts or accounts being opened by fiduciaries, including powers of attorney, should be directed to your local branch.}

_{Important Information about Procedures for Opening a New Account}

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and driver's license information that will allow us to identify you.

Online Service E-Sign Disclosure and Consent

This disclosure documents your consent to conduct transactions electronically and to electronically receive disclosures and notices relative to the accounts you are applying to open with us online. The disclosure also describes your rights relative to conducting transactions electronically and to electronically receiving disclosures and notices, as well as the consequences of withdrawing your consent. We recommend you print and retain a copy of this disclosure and all the disclosures and agreements related to this transaction.

Once you consent, you will be able to apply to open accounts online. If you do not consent, you will not be able to apply online. However, regardless of whether you consent, you will still be entitled to apply to open an account through other methods that we permit, such as in person.

You understand, prior to consenting, that:

Your consent applies only to disclosures and notices regarding your accounts, including your periodic account statements;
Unless you consent, you have the right to receive all required disclosures in paper or non-electronic form;
Even after consent, if you want to receive a paper copy of the disclosure in addition to the electronic disclosure you can obtain one free of charge by writing us at the number or address listed below;
You may withdraw your consent to receive communications in electronic form by emailing us at EAccounts@cbna.com;
By consenting to conduct transactions and receive disclosures and notices electronically you agree to provide us with the information (such as current email address) needed to communicate with you electronically and update us as to any changes in such information by emailing or writing us at the address listed below.

We reserve the right to provide any disclosures or notices in writing, rather than electronically. Except as otherwise provided in this or other agreements, by law, or on our website, you cannot give us notices electronically, and all notices from you must be in writing.

Hardware and Software Requirements
Internet browser that supports 128 bit encryption

Adobe Acrobat® Reader 7.0 or higher

Sufficient electronic storage capacity on your computer's hard drive or other data storage unit

A valid email address

Internet Access

Contact Information

Community Bank, N.A.

Attn: Digital Accounts

5790 Widewaters Parkway

DeWitt, NY 13214

EAccounts@cbna.com

U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account.

While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.

U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account.

While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.

U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account.

While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.

U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account.

While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.

U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account.

While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.

U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account.

While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.

U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account.

While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.

U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account.

While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.

U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account.

While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.

Open an Account

U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account.

While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.

U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account.

While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.

U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account.

While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.

U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account.

While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.

U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account.

While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.

U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account.

While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.

U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account.

While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.

U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account.

While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.

U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account.

While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.