Note: Legitimate individuals or organizations will never instruct you to open an account in a specific way or at a particular institution. Please exercise extreme caution and skepticism toward unsolicited financial advice, particularly if you are being pressured into action. Protect your financial security by remaining vigilant and avoiding actions that could compromise your personal information or assets.
Some helpful tips before you begin!
Follow these simple steps:
Choose an account type
Tell us about yourself
Confirm your identity
Fund your account
To expedite this process, please have the following information handy:
Social Security number
Driver’s License
Information about loans, mortgages or other accounts you have with us
Applicable account funding information
If applying for a joint account, have your co-applicant available to provide similar information
For your protection, this system is protected with enhanced security. During the application process, you will be asked questions about loans or accounts you currently hold that only you should know the answers to. This will help us validate your identity. You may wish to have this information handy during the application process as well.
Please note that our online account openings are for individual and joint consumer requests only. Requests for business accounts or accounts being opened by fiduciaries, including powers of attorney, should be directed to your local branch.
Important Information about Procedures for Opening a New Account
To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and driver's license information that will allow us to identify you.
Online Service E-Sign Disclosure and Consent
This disclosure documents your consent to conduct transactions electronically and to electronically receive disclosures and notices relative to the accounts you are applying to open with us online. The disclosure also describes your rights relative to conducting transactions electronically and to electronically receiving disclosures and notices, as well as the consequences of withdrawing your consent. We recommend you print and retain a copy of this disclosure and all the disclosures and agreements related to this transaction.
Once you consent, you will be able to apply to open accounts online. If you do not consent, you will not be able to apply online. However, regardless of whether you consent, you will still be entitled to apply to open an account through other methods that we permit, such as in person.
You understand, prior to consenting, that:
Your consent applies only to disclosures and notices regarding your accounts, including your periodic account statements;
Unless you consent, you have the right to receive all required disclosures in paper or non-electronic form;
Even after consent, if you want to receive a paper copy of the disclosure in addition to the electronic disclosure you can obtain one free of charge by writing us at the number or address listed below;
You may withdraw your consent to receive communications in electronic form by emailing us at EAccounts@cbna.com;
By consenting to conduct transactions and receive disclosures and notices electronically you agree to provide us with the information (such as current email address) needed to communicate with you electronically and update us as to any changes in such information by emailing or writing us at the address listed below.
We reserve the right to provide any disclosures or notices in writing, rather than electronically. Except as otherwise provided in this or other agreements, by law, or on our website, you cannot give us notices electronically, and all notices from you must be in writing.
Hardware and Software Requirements
Internet browser that supports 128 bit encryption
Adobe Acrobat® Reader 7.0 or higher
Sufficient electronic storage capacity on your computer's hard drive or other data storage unit
A valid email address
Internet Access
Contact Information
Community Bank, N.A.
Attn: Digital Accounts
5790 Widewaters Parkway
DeWitt, NY 13214
Available Product Category
Checking
Money Market
Savings
Certificate Account
Carefree Checking
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Min Deposit: $50.00
Max Deposit: $10,000.00
50 Direct Checking
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APY: 0.01%
Min Deposit: $50.00
Max Deposit: $10,000.00
Premium Checking
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APY: 0.03%
Min Deposit: $1,500.00
Max Deposit: $10,000.00
CBNA Simply Checking
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Min Deposit: $50.00
Max Deposit: $10,000.00
Hometown High Yield Money Market
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APY: 4.35%
Min Deposit: $1,000.00
Max Deposit: $50,000.00
HIGH YIELD DIGITAL MONEY MARKET
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APY: 2.80%
Min Deposit: $1,000.00
Max Deposit: $50,000.00
Money Market
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Max APY: 0.03%
Min Deposit: $1,000.00
Prime Money Market
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APY: 0.50%
Min Deposit: $25,000.00
Max Deposit: $50,000.00
Free Savings
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APY: 0.03%
Min Deposit: $50.00
Max Deposit: $7,500.00
Premium Savings
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APY: 0.10%
Min Deposit: $5,000.00
Max Deposit: $7,500.00
On The Rise CD
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APY: 4.26%
Min Deposit: $1,000.00
Max Deposit: $100,000.00
13-Month CD Special
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APY: 3.85%
Min Deposit: $1,000.00
Max Deposit: $100,000.00
13 Month CD Special
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APY: 3.85%
Min Deposit: $1,000.00
Max Deposit: $100,000.00
23-Month CD Special
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APY: 3.55%
Min Deposit: $1,000.00
Max Deposit: $100,000.00
35-Month CD Special
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APY: 2.25%
Min Deposit: $1,000.00
Max Deposit: $100,000.00
35 Month CD Special
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APY: 2.25%
Min Deposit: $1,000.00
Max Deposit: $100,000.00
30-89 Day CD <$100,000
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APY: 0.03%
Min Deposit: $2,500.00
Max Deposit: $7,500.00
90-181 Day CD <$100,000
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APY: 0.03%
Min Deposit: $2,500.00
Max Deposit: $100,000.00
182-364 Day CD <$100,000
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APY: 0.55%
Min Deposit: $1,000.00
Max Deposit: $100,000.00
12-23 Month CD <$100,000
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APY: 0.55%
Min Deposit: $1,000.00
Max Deposit: $100,000.00
24-35 Month CD <$100,000
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APY: 0.65%
Min Deposit: $1,000.00
Max Deposit: $100,000.00
36-47 Month CD <$100,000
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APY: 0.75%
Min Deposit: $1,000.00
Max Deposit: $100,000.00
48-59 Month CD <$100,000
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APY: 0.80%
Min Deposit: $1,000.00
Max Deposit: $100,000.00
60 Month CD <$100,000
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APY: 0.95%
Min Deposit: $1,000.00
Max Deposit: $100,000.00
APY (Annual Percentage Yield)
U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account. While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.
Anticipated Average Monthly Dollar Amount of Cash Deposits
* $0 $0.01-$100.00 $100.01-$1,000.00 $1,000.01-$10,000.00 $10,000.01-$49,999.00 $50,000+ Anticipated Average Monthly Number of Cash Deposit Transactions*
0 1-2 3-4 5-6 7-8 9-10 More than 10 Anticipated Average Monthly Dollar Amount of Cash Withdrawals*
$0 $0.01-$100.00 $100.01-$1,000.00 $1,000.01-$10,000.00 $10,000.01-$49,999.00 $50,000+ Anticipated Average Monthly Number of Cash Withdrawal Transactions*
0 1-2 3-4 5-6 7-8 9-10 More than 10 Do you anticipate receiving Domestic (within the U.S.) Wires?*
Do you anticipate sending Domestic (within the U.S.) Wires?*
Do You Anticipate Sending or Receiving Foreign (outside the U.S.) Wires?*
What country will you send or receive foreign wires from/to?*
CANADA CHINA FRANCE GERMANY HONG KONG INDIA JAPAN LITHUANIA SWITZERLAND UNITED KINGDOM OTHER U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account. While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.
Anticipated Average Monthly Dollar Amount of Cash Deposits
* $0 $0.01-$100.00 $100.01-$1,000.00 $1,000.01-$10,000.00 $10,000.01-$49,999.00 $50,000+ Anticipated Average Monthly Number of Cash Deposit Transactions*
0 1-2 3-4 5-6 7-8 9-10 More than 10 Anticipated Average Monthly Dollar Amount of Cash Withdrawals*
$0 $0.01-$100.00 $100.01-$1,000.00 $1,000.01-$10,000.00 $10,000.01-$49,999.00 $50,000+ Anticipated Average Monthly Number of Cash Withdrawal Transactions*
0 1-2 3-4 5-6 7-8 9-10 More than 10 Do you anticipate receiving Domestic (within the U.S.) Wires?*
Do you anticipate sending Domestic (within the U.S.) Wires?*
Do You Anticipate Sending or Receiving Foreign (outside the U.S.) Wires?*
What country will you send or receive foreign wires from/to?*
CANADA CHINA FRANCE GERMANY HONG KONG INDIA JAPAN LITHUANIA SWITZERLAND UNITED KINGDOM OTHER U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account. While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.
Anticipated Average Monthly Dollar Amount of Cash Deposits
* $0 $0.01-$100.00 $100.01-$1,000.00 $1,000.01-$10,000.00 $10,000.01-$49,999.00 $50,000+ Anticipated Average Monthly Number of Cash Deposit Transactions*
0 1-2 3-4 5-6 7-8 9-10 More than 10 Anticipated Average Monthly Dollar Amount of Cash Withdrawals*
$0 $0.01-$100.00 $100.01-$1,000.00 $1,000.01-$10,000.00 $10,000.01-$49,999.00 $50,000+ Anticipated Average Monthly Number of Cash Withdrawal Transactions*
0 1-2 3-4 5-6 7-8 9-10 More than 10 Do you anticipate receiving Domestic (within the U.S.) Wires?*
Do you anticipate sending Domestic (within the U.S.) Wires?*
Do You Anticipate Sending or Receiving Foreign (outside the U.S.) Wires?*
What country will you send or receive foreign wires from/to?*
CANADA CHINA FRANCE GERMANY HONG KONG INDIA JAPAN LITHUANIA SWITZERLAND UNITED KINGDOM OTHER U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account. While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.
Anticipated Average Monthly Dollar Amount of Cash Deposits
* $0 $0.01-$100.00 $100.01-$1,000.00 $1,000.01-$10,000.00 $10,000.01-$49,999.00 $50,000+ Anticipated Average Monthly Number of Cash Deposit Transactions*
0 1-2 3-4 5-6 7-8 9-10 More than 10 Anticipated Average Monthly Dollar Amount of Cash Withdrawals*
$0 $0.01-$100.00 $100.01-$1,000.00 $1,000.01-$10,000.00 $10,000.01-$49,999.00 $50,000+ Anticipated Average Monthly Number of Cash Withdrawal Transactions*
0 1-2 3-4 5-6 7-8 9-10 More than 10 Do you anticipate receiving Domestic (within the U.S.) Wires?*
Do you anticipate sending Domestic (within the U.S.) Wires?*
Do You Anticipate Sending or Receiving Foreign (outside the U.S.) Wires?*
What country will you send or receive foreign wires from/to?*
CANADA CHINA FRANCE GERMANY HONG KONG INDIA JAPAN LITHUANIA SWITZERLAND UNITED KINGDOM OTHER U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account. While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.
Anticipated Average Monthly Dollar Amount of Cash Deposits
* $0 $0.01-$100.00 $100.01-$1,000.00 $1,000.01-$10,000.00 $10,000.01-$49,999.00 $50,000+ Anticipated Average Monthly Number of Cash Deposit Transactions*
0 1-2 3-4 5-6 7-8 9-10 More than 10 Anticipated Average Monthly Dollar Amount of Cash Withdrawals*
$0 $0.01-$100.00 $100.01-$1,000.00 $1,000.01-$10,000.00 $10,000.01-$49,999.00 $50,000+ Anticipated Average Monthly Number of Cash Withdrawal Transactions*
0 1-2 3-4 5-6 7-8 9-10 More than 10 Do you anticipate receiving Domestic (within the U.S.) Wires?*
Do you anticipate sending Domestic (within the U.S.) Wires?*
Do You Anticipate Sending or Receiving Foreign (outside the U.S.) Wires?*
U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account. While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.
Anticipated Average Monthly Dollar Amount of Cash Deposits
* $0 $0.01-$100.00 $100.01-$1,000.00 $1,000.01-$10,000.00 $10,000.01-$49,999.00 $50,000+ Anticipated Average Monthly Number of Cash Deposit Transactions*
0 1-2 3-4 5-6 7-8 9-10 More than 10 Anticipated Average Monthly Dollar Amount of Cash Withdrawals*
$0 $0.01-$100.00 $100.01-$1,000.00 $1,000.01-$10,000.00 $10,000.01-$49,999.00 $50,000+ Anticipated Average Monthly Number of Cash Withdrawal Transactions*
0 1-2 3-4 5-6 7-8 9-10 More than 10 Do you anticipate receiving Domestic (within the U.S.) Wires?*
Do you anticipate sending Domestic (within the U.S.) Wires?*
Do You Anticipate Sending or Receiving Foreign (outside the U.S.) Wires?*
What country will you send or receive foreign wires from/to?*
CANADA CHINA FRANCE GERMANY HONG KONG INDIA JAPAN LITHUANIA SWITZERLAND UNITED KINGDOM OTHER U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account. While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.
Anticipated Average Monthly Dollar Amount of Cash Deposits
* $0 $0.01-$100.00 $100.01-$1,000.00 $1,000.01-$10,000.00 $10,000.01-$49,999.00 $50,000+ Anticipated Average Monthly Number of Cash Deposit Transactions*
0 1-2 3-4 5-6 7-8 9-10 More than 10 Anticipated Average Monthly Dollar Amount of Cash Withdrawals*
$0 $0.01-$100.00 $100.01-$1,000.00 $1,000.01-$10,000.00 $10,000.01-$49,999.00 $50,000+ Anticipated Average Monthly Number of Cash Withdrawal Transactions*
0 1-2 3-4 5-6 7-8 9-10 More than 10 Do you anticipate receiving Domestic (within the U.S.) Wires?*
Do you anticipate sending Domestic (within the U.S.) Wires?*
Do You Anticipate Sending or Receiving Foreign (outside the U.S.) Wires?*
What country will you send or receive foreign wires from/to?*
CANADA CHINA FRANCE GERMANY HONG KONG INDIA JAPAN LITHUANIA SWITZERLAND UNITED KINGDOM OTHER U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account. While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.
Anticipated Average Monthly Dollar Amount of Cash Deposits
* $0 $0.01-$100.00 $100.01-$1,000.00 $1,000.01-$10,000.00 $10,000.01-$49,999.00 $50,000+ Anticipated Average Monthly Number of Cash Deposit Transactions*
0 1-2 3-4 5-6 7-8 9-10 More than 10 Anticipated Average Monthly Dollar Amount of Cash Withdrawals*
$0 $0.01-$100.00 $100.01-$1,000.00 $1,000.01-$10,000.00 $10,000.01-$49,999.00 $50,000+ Anticipated Average Monthly Number of Cash Withdrawal Transactions*
0 1-2 3-4 5-6 7-8 9-10 More than 10 Do you anticipate receiving Domestic (within the U.S.) Wires?*
Do you anticipate sending Domestic (within the U.S.) Wires?*
Do You Anticipate Sending or Receiving Foreign (outside the U.S.) Wires?*
What country will you send or receive foreign wires from/to?*
CANADA CHINA FRANCE GERMANY HONG KONG INDIA JAPAN LITHUANIA SWITZERLAND UNITED KINGDOM OTHER U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account. While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.
Anticipated Average Monthly Dollar Amount of Cash Deposits
* $0 $0.01-$100.00 $100.01-$1,000.00 $1,000.01-$10,000.00 $10,000.01-$49,999.00 $50,000+ Anticipated Average Monthly Number of Cash Deposit Transactions*
0 1-2 3-4 5-6 7-8 9-10 More than 10 Anticipated Average Monthly Dollar Amount of Cash Withdrawals*
$0 $0.01-$100.00 $100.01-$1,000.00 $1,000.01-$10,000.00 $10,000.01-$49,999.00 $50,000+ Anticipated Average Monthly Number of Cash Withdrawal Transactions*
0 1-2 3-4 5-6 7-8 9-10 More than 10 Do you anticipate receiving Domestic (within the U.S.) Wires?*
Do you anticipate sending Domestic (within the U.S.) Wires?*
Do You Anticipate Sending or Receiving Foreign (outside the U.S.) Wires?*
What country will you send or receive foreign wires from/to?*
CANADA CHINA FRANCE GERMANY HONG KONG INDIA JAPAN LITHUANIA SWITZERLAND UNITED KINGDOM OTHER U.S. Government regulations require that we gather certain information about how you intend to use your new Community Bank, N.A. account. While we understand that the information below may vary from month to month, please approximate the level of anticipated usage.
Anticipated Average Monthly Dollar Amount of Cash Deposits
* $0 $0.01-$100.00 $100.01-$1,000.00 $1,000.01-$10,000.00 $10,000.01-$49,999.00 $50,000+ Anticipated Average Monthly Number of Cash Deposit Transactions*
0 1-2 3-4 5-6 7-8 9-10 More than 10 Anticipated Average Monthly Dollar Amount of Cash Withdrawals*
$0 $0.01-$100.00 $100.01-$1,000.00 $1,000.01-$10,000.00 $10,000.01-$49,999.00 $50,000+ Anticipated Average Monthly Number of Cash Withdrawal Transactions*
0 1-2 3-4 5-6 7-8 9-10 More than 10 Do you anticipate receiving Domestic (within the U.S.) Wires?*
Do you anticipate sending Domestic (within the U.S.) Wires?*
Do You Anticipate Sending or Receiving Foreign (outside the U.S.) Wires?*
What country will you send or receive foreign wires from/to?*
CANADA CHINA FRANCE GERMANY HONG KONG INDIA JAPAN LITHUANIA SWITZERLAND UNITED KINGDOM OTHER
What CD Term would you like?*
30 Days 31 Days 32 Days 33 Days 34 Days 35 Days 36 Days 37 Days 38 Days 39 Days 40 Days 41 Days 42 Days 43 Days 44 Days 45 Days 46 Days 47 Days 48 Days 49 Days 50 Days 51 Days 52 Days 53 Days 54 Days 55 Days 56 Days 57 Days 58 Days 59 Days 60 Days 61 Days 62 Days 63 Days 64 Days 65 Days 66 Days 67 Days 68 Days 69 Days 70 Days 71 Days 72 Days 73 Days 74 Days 75 Days 76 Days 77 Days 78 Days 79 Days 80 Days 81 Days 82 Days 83 Days 84 Days 85 Days 86 Days 87 Days 88 Days 89 Days What CD Term would you like?*
90 Days 91 Days 92 Days 93 Days 94 Days 95 Days 96 Days 97 Days 98 Days 99 Days 100 Days 101 Days 102 Days 103 Days 104 Days 105 Days 106 Days 107 Days 108 Days 109 Days 110 Days 111 Days 112 Days 113 Days 114 Days 115 Days 116 Days 117 Days 118 Days 119 Days 120 Days 121 Days 122 Days 123 Days 124 Days 125 Days 126 Days 127 Days 128 Days 129 Days 130 Days 131 Days 132 Days 133 Days 134 Days 135 Days 136 Days 137 Days 138 Days 139 Days 140 Days 141 Days 142 Days 143 Days 144 Days 145 Days 146 Days 147 Days 148 Days 149 Days 150 Days 151 Days 152 Days 153 Days 154 Days 155 Days 156 Days 157 Days 158 Days 159 Days 160 Days 161 Days 162 Days 163 Days 164 Days 165 Days 166 Days 167 Days 168 Days 169 Days 170 Days 171 Days 172 Days 173 Days 174 Days 175 Days 176 Days 177 Days 178 Days 179 Days 180 Days 181 Days What CD Term would you like?*
182 Days 183 Days 184 Days 185 Days 186 Days 187 Days 188 Days 189 Days 190 Days 191 Days 192 Days 193 Days 194 Days 195 Days 196 Days 197 Days 198 Days 199 Days 200 Days 201 Days 202 Days 203 Days 204 Days 205 Days 206 Days 207 Days 208 Days 209 Days 210 Days 211 Days 212 Days 213 Days 214 Days 215 Days 216 Days 217 Days 218 Days 219 Days 220 Days 221 Days 222 Days 223 Days 224 Days 225 Days 226 Days 227 Days 228 Days 229 Days 230 Days 231 Days 232 Days 233 Days 234 Days 235 Days 236 Days 237 Days 238 Days 239 Days 240 Days 241 Days 242 Days 243 Days 244 Days 245 Days 246 Days 247 Days 248 Days 249 Days 250 Days 251 Days 252 Days 253 Days 254 Days 255 Days 256 Days 257 Days 258 Days 259 Days 260 Days 261 Days 262 Days 263 Days 264 Days 265 Days 266 Days 267 Days 268 Days 269 Days 270 Days 271 Days 272 Days 273 Days 274 Days 275 Days 276 Days 277 Days 278 Days 279 Days 280 Days 281 Days 282 Days 283 Days 284 Days 285 Days 286 Days 287 Days 288 Days 289 Days 290 Days 291 Days 292 Days 293 Days 294 Days 295 Days 296 Days 297 Days 298 Days 299 Days 300 Days 301 Days 302 Days 303 Days 304 Days 305 Days 306 Days 307 Days 308 Days 309 Days 310 Days 311 Days 312 Days 313 Days 314 Days 315 Days 316 Days 317 Days 318 Days 319 Days 320 Days 321 Days 322 Days 323 Days 324 Days 325 Days 326 Days 327 Days 328 Days 329 Days 330 Days 331 Days 332 Days 333 Days 334 Days 335 Days 336 Days 337 Days 338 Days 339 Days 340 Days 341 Days 342 Days 343 Days 344 Days 345 Days 346 Days 347 Days 348 Days 349 Days 350 Days 351 Days 352 Days 353 Days 354 Days 355 Days 356 Days 357 Days 358 Days 359 Days 360 Days 361 Days 362 Days 363 Days 364 Days What CD Term would you like?*
12 Months 13 Months 14 Months 15 Months 16 Months 17 Months 18 Months 19 Months 20 Months 21 Months 22 Months 23 Months What CD Term would you like?*
24 Months 25 Months 26 Months 27 Months 28 Months 29 Months 30 Months 31 Months 32 Months 33 Months 34 Months 35 Months What CD Term would you like?*
36 Months 37 Months 38 Months 39 Months 40 Months 41 Months 42 Months 43 Months 44 Months 45 Months 46 Months 47 Months What CD Term would you like?*
48 Months 49 Months 50 Months 51 Months 52 Months 53 Months 54 Months 55 Months 56 Months 57 Months 58 Months 59 Months