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Eligibility

Becoming a member with Credit Union ONE couldn’t be easier and we’re glad you’ve chosen us for your financial needs. Membership in all credit unions is based on a common bond. At Credit Union ONE, if you live, work, worship, or attend school in the State of Michigan, you are eligible to join. When establishing membership, you own a $1 share in Credit Union ONE. Your $1 share will be funded on your behalf by the credit union. It will not appear in any account balances or statements and will return to Credit Union ONE should you choose to end your membership.

If you meet this eligibility requirement, simply click the box below to begin the membership application process. If you are under the age of 18, we require that you apply for membership at one of our branch locations.

Important Information about Opening a New Account

Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. You will need the following:

SSN Your Social Security Number:
Your Social Security Number allows us to review your credit history in order to process your application.

ID Your Drivers License:
You may also use a government issued photo ID, state ID, or a military ID, to provide us identification information.

Fund A Funding Source:
You will fund your account via a U.S. savings or checking account ($26,000 limit) or a credit or debit card ($600 limit).

Select your eligibility

I live, work, worship or attend school in the State of Michigan

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Available Products

Money Market Savings Certificate Account Checking

Money Market

Our Money Market account allows you to earn more as you save more with highly competitive tiered rates.

Max APY: 0.55% Min Deposit: $0.00

Personal Savings

Our Savings account is a great place to start saving! We offer tiered interest rates and you will have easy access to your funds online, over the phone or in a branch.

Max APY: 0.05% Min Deposit: $0.00

3 Month Certificate

Max APY: 3.56% Min Deposit: $500.00

6 Month Certificate

Max APY: 4.07% Min Deposit: $500.00

12 Month Certificate

Max APY: 3.30% Min Deposit: $500.00

18 Month Certificate

Max APY: 3.30% Min Deposit: $500.00

24 Month Certificate

Max APY: 2.53% Min Deposit: $500.00

36 Month Certificate

Max APY: 2.53% Min Deposit: $500.00

48 Month Certificate

Max APY: 2.78% Min Deposit: $500.00

60 Month Certificate

Max APY: 2.78% Min Deposit: $500.00

Cash Back Checking

Max APY: 0.00% Min Deposit: $0.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	$0.00	N/A
.	0.05%	0.05%	$1,000.00	$0.00	N/A
.	0.10%	0.10%	$2,500.00	$0.00	N/A
.	0.25%	0.25%	$10,000.00	$0.00	N/A
.	0.35%	0.35%	$25,000.00	$0.00	N/A
.	0.50%	0.50%	$50,000.00	$0.00	N/A
.	0.55%	0.55%	$100,000.00	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.05%	0.05%	$0.00	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	$0.00	N/A
.	0.00%	0.00%	$5,000.00	$0.00	N/A
.	0.00%	0.00%	$7,500.00	$0.00	N/A
.	0.00%	0.00%	$10,000.00	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	3.50%	3.56%	$500.00	$500.00	N/A
.	3.50%	3.56%	$10,000.00	$500.00	N/A
.	3.50%	3.56%	$25,000.00	$500.00	N/A
.	3.50%	3.56%	$50,000.00	$500.00	N/A
.	3.50%	3.56%	$100,000.00	$500.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	0.00%	0.00%	$0.00	$0.00	N/A
.	0.00%	0.00%	$5,000.00	$0.00	N/A
.	0.00%	0.00%	$7,500.00	$0.00	N/A
.	0.00%	0.00%	$10,000.00	$0.00	N/A

	Dividend Rate	APY	Minimum Balance	Minimum Deposit	Term (months)
.	4.00%	4.07%	$500.00	$500.00	N/A
.	4.00%	4.07%	$10,000.00	$500.00	N/A
.	4.00%	4.07%	$25,000.00	$500.00	N/A
.	4.00%	4.07%	$50,000.00	$500.00	N/A
.	4.00%	4.07%	$100,000.00	$500.00	N/A

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We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

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Address

Zip

City

State

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Mailing Address

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Address

Zip

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Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Credit Union ONE?

SSN

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Citizenship Status

Current Physical Address

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Address

Zip

City

State

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Occupancy Duration

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Address

Zip

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State

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Identification

ID Type

ID Number

ID State

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ID Date Issued

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About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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Date:

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Optional: Please upload your Drivers License, Identification Card, or any other requested or additional documentation relevant to this application.

Click or tap here to capture or upload an image or document.

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Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

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Contact Information

Current Physical Address

Country

Address

Zip

City

State

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Mailing Address

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Address

Zip

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State

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ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

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About Your Joint Applicant

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Credit Union ONE?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Upload Documents

Optional: Please upload your Drivers License, Identification Card, or any other requested or additional documentation relevant to this application.

Click or tap here to capture or upload an image or document.

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

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0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

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Joint Applicant Information

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Funding Source

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