Becoming a member with Credit Union ONE couldn’t be easier and we’re glad you’ve chosen us for your financial needs. Membership in all credit unions is based on a common bond. At Credit Union ONE, if you live, work, worship, or attend school in the State of Michigan, you are eligible to join. When establishing membership, you own a $1 share in Credit Union ONE. Your $1 share will be funded on your behalf by the credit union. It will not appear in any account balances or statements and will return to Credit Union ONE should you choose to end your membership.
If you meet this eligibility requirement, simply click the box below to begin the membership application process. If you are under the age of 18, we require that you apply for membership at one of our branch locations.
Important Information about Opening a New Account
Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. What this means for you: When you open an account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. You will need the following:
SSN Your Social Security Number:
Your Social Security Number allows us to review your credit history in order to process your application.
ID Your Drivers License:
You may also use a government issued photo ID, state ID, or a military ID, to provide us identification information.
Fund A Funding Source:
You will fund your account via a U.S. savings or checking account ($26,000 limit) or a credit or debit card ($600 limit).
Select your eligibility
I live, work, worship or attend school in the State of Michigan
Our Money Market account allows you to earn more as you save more with highly competitive tiered rates.
Max APY: 0.55%Min Deposit: $0.00
Personal Savings
Our Savings account is a great place to start saving! We offer tiered interest rates and you will have easy access to your funds online, over the phone or in a branch.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
To help speed up the application process, please scan the back of your driver's license.
If you do not wish to use this feature, simply close this popup window.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Choose LinkedIn profile to prefill employment information. Click button below
To help speed up the application process, please scan the back of your driver's license.
If you do not wish to use this feature, simply close this popup window.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Choose LinkedIn profile to prefill employment information. Click button below
System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.
Press this button if you want to assign an equal value to all beneficiaries.
In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.
E-Statements: Would you like to receive your statements electronically?*
How did you hear about us?*
Read, Sign and Submit
I/We have reviewed this application and warrant that the information
being submitted is true and correct. By submitting this application I/we agree to allow Credit Union ONE to
receive the information contained in this application and to obtain a consumer
report.
Email Agreements & Disclosures
close
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
We have not received a payment confirmation. Payment is required to complete your account activation. If you close the payment screen, a representative will reach out to you to complete the transaction.
We have encountered an error attempting to initialize payment processing. Your application has been successfully submitted. A representative will reach out to you to complete the funding of your account.
The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.
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