Select at least one of the following products required for membership
Primary Savings
Our Primary Savings account is your gateway to all other products and services at The Summit. All you need is a minimum of $5 in your Primary Savings account and then you can choose from an abundance of additional Summit products and services to fit your lifestyle.
Perfect for those who want to earn dividends and tend to carry a larger balance. An average daily balance of a $1,000 a month is required to earn dividends and waive the low balance fee.
Enhanced Checking
Convenient access to cash for everyday transactions along with tools for money management.
Digital Edge Spend Account (16yrs-26yrs)
An all-digital checking and debit card account for students and young adults aged 16-26, with no minimum balance and no account maintenance fee. Requires e-statements and a debit card with at least 10 transactions a month.
Digital Freedom Spend Account
A completely paperless digital checking and debit card account for ages 27+. Transactions can be made anytime, anywhere through a mobile device, and e-statements make this account perfect for those on the go.
RoundUp Savings
Build your savings or plan for major purchases. Transactions made with your Summit Visa Debit Card are “rounded up” to the nearest dollar and the spare change is automatically transferred from your checking account to your RoundUp Savings
Regular Savings
Plan ahead and start saving for holiday gifts, a dream vacation, and more. Earn competitive dividends that help you reach your savings goals faster. Plus, personalize your savings with account nicknames to make your online experience easy and tailored to you.
Auto Loan Pay Share
Auto Loan Pay Share – Set it and forget it! A savings account designed to give you peace of mind when paying your auto or personal loans at The Summit. You may be eligible for a .25% discount depending on the type of loan you choose. Please ask your member services representatives for more information.
Money Market
The more you save, the more you earn! There is no minimum balance required to open a Money Market account and there are four tiered levels to choose from. Requires an average daily balance of at least $1,500 to earn dividends.
APY (Annual Percentage Yield)
Your Selected Products
COURTESY PAY SELECT - DEBIT CARD AND ATM TRANSACTIONS - You must choose OPT-IN or DO NOT OPT-IN. Not eligible if under 18 years old. Please review the full disclosure and then make the appropriate selection.*
COURTESY PAY SELECT - DEBIT CARD AND ATM TRANSACTIONS - You must choose OPT-IN or DO NOT OPT-IN. Not eligible if under 18 years old. Please review the full disclosure and then make the appropriate selection.*
COURTESY PAY SELECT - DEBIT CARD AND ATM TRANSACTIONS - You must choose OPT-IN or DO NOT OPT-IN. Not eligible if under 18 years old. Please review the full disclosure and then make the appropriate selection.*
COURTESY PAY SELECT - DEBIT CARD AND ATM TRANSACTIONS - You must choose OPT-IN or DO NOT OPT-IN. Not eligible if under 18 years old. Please review the full disclosure and then make the appropriate selection.*
A Checking Account is required for use of the RoundUp Saving Service. Please select one of the Checking Account products from the product page. Click for RoundUp Terms and Conditions*
Thank you for applying this product is for members 16 to 26
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Thank you for choosing us to meet your financial needs. We are unable to continue with your application as our Digital Edge Spend Account is for members ages 16 to 26
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.
Press this button if you want to assign an equal value to all beneficiaries.
In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.
The Summit Federal Credit Union uses Passcodes to protect the security of your account. A Passcode is a 4-digit number you establish to be used as additional security via telephone, in person and for Virtual Branch interactions. Please choose the 4 digits that will be used as the Passcode on the account.*
Re-enter: The Summit Federal Credit Union uses Passcodes to protect the security of your account. A Passcode is a 4-digit number you establish to be used as additional security via telephone, in person and for Virtual Branch interactions. Please choose the 4 digits that will be used as the Passcode on the account.
Anticipated dollar amount of cash deposits and
withdrawals monthly?*
Is the address on the application the same as the address on the ID being presented?*
If not, please select the reason why the address is different.
How did you hear about The Summit?*
Read, Sign and Submit
Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.
You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
We have not received a payment confirmation. Payment is required to complete your account activation. If you close the payment screen, a representative will reach out to you to complete the transaction.
We have encountered an error attempting to initialize payment processing. Your application has been successfully submitted. A representative will reach out to you to complete the funding of your account.
The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.
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