The USA Patriot Act has paved the way for financial institutions to help prevent fraud, identity theft and the spread of terrorism. It requires financial institutions to obtain, verify and record information that identifies each person who opens any financial transaction account(s) including deposits, loans and safe deposit boxes. When opening a new account, you may be asked more questions to confirm your identity.
You will need the following information in order to complete the application:
Drivers license or another government-issued ID with current address
Your complete physical and mailing address
Social Security number
Date of birth
Note: If you currently have a freeze placed on your credit report, your application cannot be processed online. The credit freeze will need to be removed before the application is submitted.
Select your eligibility
I am an employee, member or volunteer of one of the following organizations
I live, work, worship or attend school in Credit Human's service area. View map for more detail.
I am a veteran, a retiree, an active duty member or a dependent of a member of the U.S. Armed Forces or National Guard
I study at the following trade school, college or university
I am related to or live with a Credit Human member
None of the above membership categories apply to me. Please enroll me in the American Consumer Council (ACC) so I may open an account with Credit Human. I understand that the ACC provides consumer education to its members and that once I am a member of the ACC I am eligible for Credit Human membership. Credit Human handles the application and the initial fee to join the ACC.
Teach kids the benefits of saving and start them down the right path early. With a minimum deposit of $5.00 minors can start saving now and earn interest without hassle.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.
To speed up the application process, please take a picture of the BACK of your United States driver’s license.
This will prepopulate your name and address information directly to your application.
If you do not wish to use this feature simply click the “Done” button, to proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Choose LinkedIn profile to prefill employment information. Click button below
To speed up the application process, please take a picture of the BACK of your United States driver’s license.
This will prepopulate your name and address information directly to your application.
If you do not wish to use this feature simply click the “Done” button, to proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Choose LinkedIn profile to prefill employment information. Click button below
System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.
Press this button if you want to assign an equal value to all beneficiaries.
In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.
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