The USA Patriot Act has paved the way for financial institutions to help prevent fraud, identity theft and the spread of terrorism. It requires financial institutions to obtain, verify and record information that identifies each person who opens any financial transaction account(s) including deposits, loans and safe deposit boxes. When opening a new account, you may be asked more questions to confirm your identity.
You will need the following information in order to complete the application:
Drivers license or another government-issued ID with current address
Your complete physical and mailing address
Social Security number
Date of birth
Select your eligibility
I am an employee or member of one of the following organizations
I live, work, worship or attend school in Credit Human's service area. View map for more detail.
I am a veteran, a retiree, an active duty member or a dependent of a member of the U.S. Armed Forces or National Guard
I study at the following trade school, college or university
I am related to or live with a Credit Human member
None of the above membership categories apply to me. Please enroll me in the Texas Consumer Council (TCC) so I may open an account with Credit Human. I understand that the TCC provides consumer education to its members and that once I am a member of the TCC I am eligible for Credit Human membership. Credit Human handles the application and the initial fee to join the TCC.
Select at least one of the following products required for membership
Primary Share Savings
Membership begins with a $5 required minimum balance in a share savings account. There are no monthly fees, and dividends are paid on balances of $100 or more.
Get the convenience of a full-service checking account with no minimum balance required and no monthly fees.
Min Deposit: $25.00Max Deposit: $5,000.00
Dividend Checking
Earn competitive dividends on any balance. Monthly fees are waived when enrolled in direct deposit and online statements, otherwise $5 per month service fee.
A tiered savings account that allows you to earn higher dividends as your balance grows. Your money is accessible with three pre-authorized drafts and three check withdrawals during your monthly statement cycle.
Max APY: 0.30%Min Deposit: $1,000.00Max Deposit: $89,999.99
12-Month Certificate
Max APY: 0.45%Min Deposit: $1,000.00Max Deposit: $89,999.99
12-Month Liquid Certificate
Your Credit Human Liquid Share Certificate lets you make a fixed, 1-year term commitment and earn monthly dividends and an annual percentage yield (APY) on balances of $5,000 or more. Make unlimited deposits during the year commitment. You can also make two, no-penalty withdrawals during the term as long as you maintain a minimum balance of $5,000.
Max APY: 0.25%Min Deposit: $5,000.00
18-Month Share Certificate
Max APY: 0.50%Min Deposit: $1,000.00Max Deposit: $89,999.99
24-Month Certificate
Max APY: 0.55%Min Deposit: $1,000.00Max Deposit: $89,999.99
APY (Annual Percentage Yield)
Your Selected Products
Dividend Rate
APY
Minimum Deposit
Term (months)
0.30%
0.30%
$90,000.00
6 - 11
0.30%
0.30%
$1,000.00
6 - 11
0.30%
0.30%
$10,000.00
6 - 11
Dividend Rate
0.30%
APY:
0.30%
Min Deposit:
$90,000.00
Term (months):
6 - 11
Dividend Rate
0.30%
APY:
0.30%
Min Deposit:
$1,000.00
Term (months):
6 - 11
Dividend Rate
0.30%
APY:
0.30%
Min Deposit:
$10,000.00
Term (months):
6 - 11
Dividend Rate
APY
Minimum Deposit
Term (months)
0.45%
0.45%
$1,000.00
12 - 17
0.45%
0.45%
$10,000.00
12 - 17
0.45%
0.45%
$90,000.00
12 - 17
Dividend Rate
0.45%
APY:
0.45%
Min Deposit:
$1,000.00
Term (months):
12 - 17
Dividend Rate
0.45%
APY:
0.45%
Min Deposit:
$10,000.00
Term (months):
12 - 17
Dividend Rate
0.45%
APY:
0.45%
Min Deposit:
$90,000.00
Term (months):
12 - 17
Dividend Rate
APY
Minimum Deposit
Term (months)
0.25%
0.25%
$5,000.00
12 (min)
Dividend Rate
0.25%
APY:
0.25%
Min Deposit:
$5,000.00
Term (months):
12 (min)
Dividend Rate
APY
Minimum Deposit
Term (months)
0.50%
0.50%
$1,000.00
18 - 23
0.50%
0.50%
$10,000.00
18 - 23
0.50%
0.50%
$90,000.00
18 - 23
Dividend Rate
0.50%
APY:
0.50%
Min Deposit:
$1,000.00
Term (months):
18 - 23
Dividend Rate
0.50%
APY:
0.50%
Min Deposit:
$10,000.00
Term (months):
18 - 23
Dividend Rate
0.50%
APY:
0.50%
Min Deposit:
$90,000.00
Term (months):
18 - 23
Dividend Rate
APY
Minimum Deposit
Term (months)
0.55%
0.55%
$1,000.00
24 - 35
0.55%
0.55%
$10,000.00
24 - 35
0.55%
0.55%
$90,000.00
24 - 35
Dividend Rate
0.55%
APY:
0.55%
Min Deposit:
$1,000.00
Term (months):
24 - 35
Dividend Rate
0.55%
APY:
0.55%
Min Deposit:
$10,000.00
Term (months):
24 - 35
Dividend Rate
0.55%
APY:
0.55%
Min Deposit:
$90,000.00
Term (months):
24 - 35
Please select the individual(s) that will receive a debit card. You should receive your new debit card in the mail 7 to 10 days after your account has been opened.*
Please click here to review and then select the card design for the primary member.*
If you have a joint applicant, please click here to review and then select the card design for the joint member.*
I want Credit Human to use my Share Savings account as my first option for Overdraft Protection for my account.*
Yes
No
I have read and understand the Overdraft Protection document. I agree to the terms and conditions for all the Overdraft Protection options listed above. Overdraft options can be changed at any time by contacting Credit Human or visiting a local branch.*
Please click here to review and then select the card design for the primary member.*
I want Credit Human to use my Share Savings account as my first option for Overdraft Protection for my account.*
Yes
No
I want Credit Human to use Courtesy Pay as part of the standard overdraft service on my account.*
I want Credit Human to use Uncollected Funds as part of the standard overdraft service on my account.*
I want Credit Human to authorize and pay any overdrafts using my selected standard overdraft service for everyday debit card transactions.*
I want Credit Human to authorize and pay any overdrafts using my selected standard overdraft service for check and ACH transactions.*
I have read and understand the Overdraft Protection document. I agree to the terms and conditions for all the Overdraft Protection options listed above. Overdraft options can be changed at any time by contacting Credit Human or visiting a local branch.*
Please click here to review and then select the card design for the primary member.*
I want Credit Human to use my Share Savings account as my first option for Overdraft Protection for my account.*
Yes
No
I want Credit Human to use Uncollected Funds as part of the standard overdraft service on my account.*
I want Credit Human to use Courtesy Pay as part of the standard overdraft service on my account.*
I want Credit Human to authorize and pay any overdrafts using my selected standard overdraft service for everyday debit card transactions.*
I want Credit Human to authorize and pay any overdrafts using my selected standard overdraft service for check and ACH transactions.*
I have read and understand the Overdraft Protection document. I agree to the terms and conditions for all the Overdraft Protection options listed above. Overdraft options can be changed at any time by contacting Credit Human or visiting a local branch.*
Please select the individual(s) that will receive a debit card. You should receive your new debit card in the mail 7 to 10 days after your account has been opened.*
Please click here to review and then select the card design for the primary member.*
If you have a joint applicant, please click here to review and then select the card design for the joint member.*
I want Credit Human to use my Share Savings account as my first option for Overdraft Protection for my account.*
Yes
No
I have read and understand the Overdraft Protection document. I agree to the terms and conditions for all the Overdraft Protection options listed above. Overdraft options can be changed at any time by contacting Credit Human or visiting a local branch.*
I want Credit Human to use my Share Savings account as my first option for Overdraft Protection for my account.*
Yes
No
I have read and understand the Overdraft Protection document. I agree to the terms and conditions for all the Overdraft Protection options listed above. Overdraft options can be changed at any time by contacting Credit Human or visiting a local branch.*
To speed up the application process, please take a picture of the BACK of your United States driver’s license.
This will prepopulate your name and address information directly to your application.
If you do not wish to use this feature simply click the “Done” button, to proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Choose LinkedIn profile to prefill employment information. Click button below
To speed up the application process, please take a picture of the BACK of your United States driver’s license.
This will prepopulate your name and address information directly to your application.
If you do not wish to use this feature simply click the “Done” button, to proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Choose LinkedIn profile to prefill employment information. Click button below
System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.
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