You will need the following information to complete the application:
Drivers license or another government-issued ID with current address
Your complete physical and mailing address
Social Security number
Date of birth
The USA Patriot Act has paved the way for financial institutions to help prevent fraud, identity theft and the spread of terrorism. It requires financial institutions to obtain, verify and record information that identifies each person who opens any financial transaction account(s) including deposits, loans and safe deposit boxes. You may be asked more questions to confirm your identity when opening a new account.
Select your eligibility
I am an employee, member or volunteer of one of the following organizations
I live, work, worship or attend school in Credit Human's San Antonio service area. View map for more detail.
I live, work, worship or attend school in Credit Human's New Orleans service area. View map for more detail.
I am a veteran, a retiree, an active duty member or a dependent of a member of the U.S. Armed Forces or National Guard
I study at the following trade school, college or university
I am related to or live with a Credit Human member
None of the above membership categories apply to me. I would like to enroll in the Louisiana Consumer Council (LACC) if I live in Louisiana or in the American Consumer Council (ACC) if I live in any other state so I may open an account with Credit Human. I understand the LACC and ACC provide consumer education to their members and that once I am a member I am eligible for Credit Human membership. Credit Human handles the application and the initial fee to join.
Select at least one of the following products required for membership
Primary Share Savings
Membership begins with a $5 required minimum balance in a share savings account. There are no monthly fees, and dividends are paid on balances of $100 or more.
Do you have other reasons to save? Whether you’re saving for a vacation or a new home, you can open additional savings accounts to achieve your financial goals. Customize your account names within online banking. No monthly service fees, no minimum balance. Dividends paid on a minimum daily balance of $100.
A checking account that does not incur overdraft fees or require a minimum opening deposit. Embark on your savings journey by setting up a monthly automatic transfer into your Share Savings account.
Min Deposit: $0.00Max Deposit: $1,000.00
Free Checking
Get the convenience of a full-service checking account with no minimum balance required and no monthly fees.
Min Deposit: $25.00Max Deposit: $1,000.00
Dividend Checking
Earn competitive dividends on any balance. Monthly fees are waived when enrolled in direct deposit and online statements, otherwise $5 per month service fee.
Your Credit Human Liquid Share Certificate lets you make a fixed, 1-year term commitment and earn monthly dividends and an annual percentage yield (APY) on balances of $5,000 or more. Make unlimited deposits during the year commitment. You can also make two, no-penalty withdrawals during the term as long as you maintain a minimum balance of $5,000.
Max APY: 3.65%Min Deposit: $5,000.00
Money Market
A tiered savings account that allows you to earn higher dividends as your balance grows. Your money is accessible with three pre-authorized drafts and three check withdrawals during your monthly statement cycle.
Please select the individual(s) that will receive a debit card. You should receive your new debit card in the mail 7 to 10 days after your account has been opened.*
Please click here to review and then select the card design for the primary member.*
If you have a joint applicant, please click here to review and then select the card design for the joint member.*
Do you want to create a monthly transfer to your savings?*
Yes
No
How much do you want to transfer monthly?*
What day of the month would you like the automatic transfer to occur?*
Please select the individual(s) that will receive a debit card. You should receive your new debit card in the mail 7 to 10 days after your account has been opened.*
Please click here to review and then select the card design for the primary member.*
If you have a joint applicant, please click here to review and then select the card design for the joint member.*
I want Credit Human to use my Share Savings account as my first option for Overdraft Protection for my account.*
Yes
No
I have read and understand the Overdraft Protection document. I agree to the terms and conditions for all the Overdraft Protection options listed above. Overdraft options can be changed at any time by contacting Credit Human or visiting a local branch.*
Please select the individual(s) that will receive a debit card. You should receive your new debit card in the mail 7 to 10 days after your account has been opened.*
Please click here to review and then select the card design for the primary member.*
If you have a joint applicant, please click here to review and then select the card design for the joint member.*
I have read and understand the Overdraft Protection document. I agree to the terms and conditions for all the Overdraft Protection options listed above. Overdraft options can be changed at any time by contacting Credit Human or visiting a local branch.*
I want Credit Human to use my Share Savings account as my first option for Overdraft Protection for my account.*
Yes
No
Do you want a debit card for your new checking? If yes is selected, your debit card should arrive by mail within 7 to 10 days after opening your account.*
Yes
No
Please click here to review and then select the card design for the primary member.*
Do you want to create a monthly transfer to your savings?*
Yes
No
How much do you want to transfer monthly?*
What day of the month would you like the automatic transfer to occur?*
Do you want a debit card for your new checking? If yes is selected, your debit card should arrive by mail within 7 to 10 days after opening your account.*
Yes
No
Please click here to review and then select the card design for the primary member.*
I have read and understand the Overdraft Protection document. I agree to the terms and conditions for all the Overdraft Protection options listed above. Overdraft options can be changed at any time by contacting Credit Human or visiting a local branch.*
I want Credit Human to use my Share Savings account as my first option for Overdraft Protection for my account.*
Yes
No
Do you want a debit card for your new checking? If yes is selected, your debit card should arrive by mail within 7 to 10 days after opening your account.*
Yes
No
Please click here to review and then select the card design for the primary member.*
I want Credit Human to use my Share Savings account as my first option for Overdraft Protection for my account.*
Yes
No
I have read and understand the Overdraft Protection document. I agree to the terms and conditions for all the Overdraft Protection options listed above. Overdraft options can be changed at any time by contacting Credit Human or visiting a local branch.*
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.
Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.
We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.
To speed up the application process, please take a picture of the BACK of your United States driver’s license.
This will prepopulate your name and address information directly to your application.
If you do not wish to use this feature simply click the “Done” button, to proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Choose LinkedIn profile to prefill employment information. Click button below
To speed up the application process, please take a picture of the BACK of your United States driver’s license.
This will prepopulate your name and address information directly to your application.
If you do not wish to use this feature simply click the “Done” button, to proceed.
Recommendation for best recognition:
* Use a dark background
* Make sure all four corners are visible
* Avoid glare
* Make sure image is in focus
Choose LinkedIn profile to prefill employment information. Click button below
System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.
Press this button if you want to assign an equal value to all beneficiaries.
In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.
By clicking on "I agree", you authorize us to verify the information you submitted and to obtain credit reports concerning you. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.
Email Agreements & Disclosures
close
The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.
We have not received a payment confirmation. Payment is required to complete your account activation. If you close the payment screen, a representative will reach out to you to complete the transaction.
We have encountered an error attempting to initialize payment processing. Your application has been successfully submitted. A representative will reach out to you to complete the funding of your account.
The total amount to be deposited for a product type cannot exceed the limit defined in the following table. Please adjust the deposit amount for your requested products so they do not exceed the limit.
You're logged in as 
