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New Membership

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Eligibility
Become a member
The USA Patriot Act has paved the way for financial institutions to help prevent fraud, identity theft and the spread of terrorism.  It requires financial institutions to obtain, verify and record information that identifies each person who opens any financial transaction account(s) including deposits, loans and safe deposit boxes. When opening a new account, you may be asked more questions to confirm your identity. 

You will need the following information in order to complete the application:
Drivers license or another government-issued ID with current address
Your complete physical and mailing address
Social Security number
Date of birth
Select your eligibility
I am an employee or member of one of the following organizations
I live, work, worship or attend school in the Western or Southern area of San Antonio
I am a veteran, a retiree, an active duty member or a dependent of a member of the U.S. Armed Forces or National Guard
I study at the following trade school, college or university
I am related to or live with a Credit Human member
None of the above membership categories apply to me. Please enroll me in the Texas Consumer Council (TCC) so I may open an account with Credit Human. I understand that the TCC provides consumer education to its members and that once I am a member of the TCC I am eligible for Credit Human membership. Credit Human handles the application and the initial fee to join the TCC.
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Required Products
Select at least one of the following products required for membership
Primary Share Savings

Membership begins with a $5 required minimum balance in a share savings account. There are no monthly fees, and dividends are paid on balances of $100 or more.

APY: 0.25% Min Deposit: $5.00 Max Deposit: $5,000.00


You may select one of the following products
Available Products
Free Checking

Get the convenience of a full-service checking account with no minimum balance required and no monthly fees.

Min Deposit: $25.00 Max Deposit: $5,000.00

Dividend Checking

Earn competitive dividends on any balance. Monthly fees are waived when enrolled in direct deposit and online statements, otherwise $5 per month service fee.

APY: 0.10% Min Deposit: $25.00 Max Deposit: $5,000.00

Money Market

A tiered savings account that allows you to earn higher dividends as your balance grows. Your money is accessible with three pre-authorized drafts and three check withdrawals during your monthly statement cycle.

APY: 0.25% Min Deposit: $1,000.00 Max Deposit: $5,000.00

6-Month Certificate

Max APY: 0.40% Min Deposit: $1,000.00 Max Deposit: $89,999.99

12-Month Certificate

Max APY: 0.60% Min Deposit: $1,000.00 Max Deposit: $89,999.99

12-Month Liquid Certificate

Your Credit Human Liquid Share Certificate lets you make a fixed, 1-year term commitment and earn monthly dividends and an annual percentage yield (APY) on balances of $5,000 or more. Make unlimited deposits during the year commitment. You can also make two, no-penalty withdrawals during the term as long as you maintain a minimum balance of $5,000.

Max APY: 0.30% Min Deposit: $5,000.00

18-Month Share Certificate

Max APY: 0.65% Min Deposit: $1,000.00 Max Deposit: $89,999.99

24-Month Certificate

Max APY: 0.70% Min Deposit: $1,000.00 Max Deposit: $89,999.99

APY (Annual Percentage Yield)
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Description

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Choose your term

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Application Cancelled

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Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.


Funding

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Funding
How much do you want to deposit?

Fund via Internal Transfer

Fund via Credit Card

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There was a problem with your request

Transfer from another finacial institution

'Doing Business As' Information

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'Doing Business As' Information
DBA Business Information
Your Business Tax ID is used for identification purposes.
DBA Physical Address

Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment

Take a picture or upload a copy of your valid identification

Co-Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
Take a picture or upload a copy of your valid identification