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New Membership

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Eligibility
Applying is fast and easy!
You will need the following information in order to complete the application:
Government issued ID/Drivers License/State ID or Passport with current address
Your complete physical and mailing address
Social Security Number
Date of Birth
Select your eligibility
I am an existing CommonWealth One Federal Credit Union member
I live, work, worship, volunteer or attend school within one of the following communities:
Please select your community:
I qualify through my Employer or Organization
Please select your Employer or Organization:
I am a member of the Virginia Consumer Council residing in Virginia, Maryland, Washington, DC, North Carolina, West Virginia, Kentucky, or Tennessee.
I confirm that I am a VACC member residing in VA, MD, DC, NC, WV, KY, or TN.
I am, or related to: a student, staff/faculty or alumni of James Madison University in Harrisonburg, VA
Please select one of the following:
I am related to a current CommonWealth One member
Please enter the member's name:How are you related (i.e., Spouse, Parent, Child, Sibling...)?
I am, or related to: a student, staff/ faculty of the Alexandria City Public Schools in Alexandria, VA.
Please select your affiliation with the school:Please enter the name of the Alexandria City Public School:
Tell us how you qualify?
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Required Products
Regular Share Savings Account

Savings in a Credit Union are called "shares", and your regular share account is the basic membership savings at CommonWealth One. Opening a savings account at CommonWealth One is simple. All you need is a minimum deposit of just $5.00.

APY: 0.05% Min Deposit: $5.00

Available Products
6-Month Share Certificate Account

Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms. Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.

APY: 1.00% Min Deposit: $500.00

15-Month Share Certificate

Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms. Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.

APY: 1.51% Min Deposit: $250.00

18-Month Share Certificate

Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms. Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.

Max APY: 2.07% Min Deposit: $1,000.00

60-Month Share Certificate

Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms. Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.

Max APY: 2.80% Min Deposit: $1,000.00

12-Month Share Certificate Account

Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms. Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.

Max APY: 1.97% Min Deposit: $1,000.00

24-Month Share Certificate

Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms. Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.

Max APY: 2.40% Min Deposit: $1,000.00

48-Month Share Certificate

Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms. Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.

Max APY: 2.60% Min Deposit: $1,000.00

36-Month Share Certificate

Lock in our best yields and get the return you want with a Share Certificate, which offers you great rates and flexible savings terms. Share Certificates earn a higher percentage rate over a traditional savings account and offer automatic renewal options.

Max APY: 2.50% Min Deposit: $1,000.00

Free Checking

This basic account allows you to save money with NO monthly fees and NO minimum balance requirements. You can visit our locations anytime to use our ATMs and conduct your transactions at NO charge.

Min Deposit: $5.00

Relationship PLUS Checking

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APY: 0.05% Min Deposit: $10,000.00

Solutions Checking

It's always nice to get a second chance when you need a fresh start. Take control of your finances with CommonWealth One's Second Chance Checking account, and eliminate the high costs of using a check-cashing company.

Min Deposit: $5.00

Relationship Checking

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Min Deposit: $5.00

Holiday Club Account

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APY: 0.05% Min Deposit: $5.00

NextOne Savings

NextOne is for members 18–22 years old. Whether heading back to class or starting a new job, whatever is NEXT, we are here for you!

APY: 2.10%

Vacation Club Account

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APY: 0.05% Min Deposit: $5.00

Money Management Plus

If you have $10,000 or more to invest, our Money Management Plus Account is a great option. Plus, you'll earn even better rates when you maintain an average daily balance of $10,000 or more.

Max APY: 1.01% Min Deposit: $0.00 Max Deposit: $5.00

Money Management Account

Earning higher dividend rates is one of the advantages of a Money Management Account when you maintain a $2,500 average daily balance.

Max APY: 0.50% Min Deposit: $5.00

APY (Annual Percentage Yield)
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If this was a mistake and you would like to fix errors you can return to the application now.


Funding

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Funding
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Tell Us About Yourself

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Tell Us About Yourself
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Please indicate the percentage of the payout each beneficiary will receive:



Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

Current Physical Address
Contact Information
Identification
About Your Employment

You may take a picture or upload a copy of your ID document such as driver license, green card, or etc...

Co-Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Driver's License Scan

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To speed up the application process, please take a picture of the BACK of your United States driver’s license. This will prepopulate your name and address information directly to your application.

If you do not wish to use this feature simply click the “Done” button, to proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Minor Applicant Information

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Tell Us About Yourself

Joint Applicant Information

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About Your Joint Applicant
Personal Information
SSN IconLock SSN IconQuestion
Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.
Current Physical Address
Contact Information
Identification
About Your Employment
You may take a picture or upload a copy of your ID document such as driver license, green card, or etc...

Document Upload Source Selector

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Document Upload Source Selector

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Review and Submit

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Review and Submit
Product Selections
Applicant Information
Beneficiary Information
Contact Information
Identification Information
Address
Employment Information
Previous Employment Information
Joint Applicant Information