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Eligibility

Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or US Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

Must be 18 years of age and a U.S. citizen or U.S. resident alien to apply online.

Select your eligibility

I am living or working in Kansas or Missouri

County

I am related to a current Member

Relationship

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Required Products

Select at least one of the following products required for membership

You may select one of the following products

Share Savings

APY: 0.15% Min Deposit: $5.00

Available Products

Checking Savings Certificate Account Money Market

Free Plus Checking

Our Free Plus Checking Account really is free checking. There's no monthly service charge and no minimum balance.

Prime Checking

Prime Checking earns monthly dividends based on your daily account balance when you maintain a balance of $500 or more. With a balance below $500 at any time during the month, it's just a $10.00 service fee.

APY: 0.10%

Student Checking

Mainstreet's Student Checking Account was created for students up to age 21. It requires no minimum balance.

Classic Club Checking

Classic Club Checking from Mainstreet gives you the rewards you deserve! It's a full-service checking account for members age 55 and better that earns dividends, requires no minimum balance, and provides a host of other services free or at reduced fees.

APY: 0.10%

Secondary Savings

A great way to save for Anything!

APY: 0.15%

Christmas Club

A great way to save for your Holiday needs!

APY: 0.15%

6 Month Certificate

With just a minimum of $500, you can open a Mainstreet Share Certificate and choose the length of time you wish to invest. Dividends are paid quarterly and rates are competitive in today's marketplace. A Share Certificate is also perfect as loan collateral for a Certificate Secured Loan.

APY: 3.40% Min Deposit: $500.00

7 Month Certificate

Special Rate and term, with just $500.00 you can open a Mainstreet Share Certificate. Dividends are paid quarterly, and will renew as a 6 month certificate.

APY: 4.25% Min Deposit: $500.00

12 Month Certificate

APY: 4.15% Min Deposit: $500.00

24 Month Certificate

APY: 3.50% Min Deposit: $500.00

36 Month Certificate

APY: 3.25% Min Deposit: $500.00

48 Month Certificate

APY: 3.00% Min Deposit: $500.00

60 Month Certificate

APY: 2.90% Min Deposit: $500.00

Money Market

Max APY: 1.20% Min Deposit: $2,500.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.40%	0.40%	$2,500.00	N/A
.	0.50%	0.50%	$10,000.00	N/A
.	0.80%	0.80%	$25,000.00	N/A
.	0.90%	0.90%	$50,000.00	N/A
.	1.00%	1.00%	$75,000.00	N/A
.	1.19%	1.20%	$100,000.00	N/A

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Due to age of applicant we are unable to continue with your request. Please stop by a branch to apply, or you can set up an appointment by visiting www.mainstreetcu.org

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Note: Please allow 2-3 business days for processing.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

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Address

Zip

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Tell Us About Yourself

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Address

Zip

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State

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Address

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Contact Information

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About Your Employment

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As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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Date:

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Provide a copy of the following documents:

ID for all applicants
Utility bill with your name and current address if ID address does not match

Additional documentation may be requested.
*Not supplying this information will result in a delay in processing your request.

Click or tap here to capture or upload an image or document.

Additional Information

Please provide a Telephone PIN#. (4 digit number)*

Re-enter: Please provide a Telephone PIN#. (4 digit number)

Do you have any beneficiaries?

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Do you have another applicant?

Yes

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

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Mailing Address

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Address

Zip

City

State

Identification

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ID Number

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Additional Information

Please provide a Telephone PIN#. (4 digit number)*

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About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

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Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Upload Documents

Provide a copy of the following documents:

ID for all applicants
Utility bill with your name and current address if ID address does not match

Additional documentation may be requested.
*Not supplying this information will result in a delay in processing your request.

Click or tap here to capture or upload an image or document.

Additional Information

Please provide a Telephone PIN#. (4 digit number)*

Re-enter: Please provide a Telephone PIN#. (4 digit number)

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Tell us about your beneficiaries

Add an additional beneficiary

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Review and Submit

Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Beneficiary Information

Funding Source

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How did you hear about Mainstreet Credit Union? *

Have you been notified by the IRS that you are currently subject to backup withholding because you have failed to report all interest and dividends on your tax return? *

Please choose your preferred branch location.*

Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Membership Booklet

E-Communications Agreement

USA Patriot Act

Overdraft Consent

Fee Schedule

Dividend Rates

Loan Rates

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The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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Authentication Questions

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