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Important Information: To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify and record information that identifies each person and each joint signatory who opens an account.
What this means for you: When you and each joint signatory open an account, you will need the following information in order to complete the application:

Full legal name

Government issued ID/Drivers License/State ID or US Passport with current address, a copy will be required

Your complete physical (no PO Box) and mailing address

Social Security Number

Date of Birth

Must be 18 years of age and a U.S. citizen or U.S. resident alien to apply online. Additional information may be requested to help us identify you.

Select your eligibility

I am living or working in Kansas or Missouri

County

I am related to a current Member

Relationship

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Required Products

Select at least one of the following products required for membership

You may select one of the following products

Membership Savings

This share savings completes your membership requirement and earns dividends. view rates

APY: 0.15% Min Deposit: $5.00

Available Products

Checking Savings Certificate Account Money Market

Cash Back Spend

High Yield Spend

Student Spend

Classic Spend

APY: 0.10%

Student Savings

Flexible savings for growing independence. Available for ages 10-26, must be 18 to apply online. No minimum opening deposit No minimum balance Earns quarterly dividends Converts to Set-Aside Savings at age 27 Graduation rewards* when paired with a Student Spend account. *Middle School, High School, Tech/College view rates

APY: 0.15%

Emergency Savings

Establish a safety net for life’s surprises. No minimum opening deposit No minimum balance Earn a higher APY with monthly recurring transfers from a Spend account Helps you build and maintain a $1,000 emergency fund view rates

APY: 5.25%

Set-Aside Savings

A great way to save for Anything! view rates

APY: 0.15%

6 Month Certificate

With just a minimum of $500, you can open a Mainstreet Share Certificate and choose the length of time you wish to invest. Dividends are paid quarterly and rates are competitive in today's marketplace. A Share Certificate is also perfect as loan collateral for a Certificate Secured Loan. view rates

APY: 3.35% Min Deposit: $500.00

12 Month Certificate

APY: 3.64% Min Deposit: $500.00

24 Month Certificate

APY: 3.10% Min Deposit: $500.00

36 Month Certificate

APY: 3.25% Min Deposit: $500.00

48 Month Certificate

APY: 3.00% Min Deposit: $500.00

60 Month Certificate

APY: 2.90% Min Deposit: $500.00

Money Market Advantage

A Mainstreet Money Market Advantage account is an excellent investment that's convenient, flexible and secure. It's easy to put it to work for you. • Only $1,000 minimum to open. • Tiered structure from $1,000 to $100,000 with dividends based on specific balances click here for details. *Federal Regulation D allows up to six (6) withdrawals, transfers for overdrafts (NSF's), pre-authorized automatic or telephone transfers per month. These transfers include automatic clearing house (ACH) transactions from one of your share accounts to another account at the Credit Union, or to a third party.

Max APY: 1.20% Min Deposit: $1,000.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.30%	0.30%	$1,000.00	N/A
.	0.40%	0.40%	$2,500.00	N/A
.	0.50%	0.50%	$10,000.00	N/A
.	0.80%	0.80%	$25,000.00	N/A
.	0.90%	0.90%	$50,000.00	N/A
.	1.00%	1.00%	$75,000.00	N/A
.	1.19%	1.20%	$100,000.00	N/A

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Maturity Date

Due to age of applicant we are unable to continue with your request. Please stop by a branch to apply, or you can set up an appointment by visiting www.mainstreetcu.org

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Funding

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Total Deposit

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Credit Card (max $505.00)

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Note: Please allow 2-3 business days for processing.

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

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Address

Zip

City

State

Occupancy Status

Occupancy Duration

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Mailing Address

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Address

Zip

City

State

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Tell Us About Yourself

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

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Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Upload Documents

Provide a copy of the following documents:

ID for all applicants
Utility bill with your name and current address if ID address does not match

Additional documentation may be requested.
*Not supplying this information will result in a delay in processing your request.

Click or tap here to capture or upload an image or document.

Additional Information

Please provide a Telephone PIN#. (4 digit number)*

Re-enter: Please provide a Telephone PIN#. (4 digit number)

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

Please provide a Telephone PIN#. (4 digit number)*

Re-enter: Please provide a Telephone PIN#. (4 digit number)

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About Your Joint Applicant

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Upload Documents

Provide a copy of the following documents:

ID for all applicants
Utility bill with your name and current address if ID address does not match

Additional documentation may be requested.
*Not supplying this information will result in a delay in processing your request.

Click or tap here to capture or upload an image or document.

Additional Information

Please provide a Telephone PIN#. (4 digit number)*

Re-enter: Please provide a Telephone PIN#. (4 digit number)

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Tell us about your beneficiaries

Add an additional beneficiary

Are you sure you want to remove this beneficiary?

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Review and Submit

Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Beneficiary Information

Funding Source

Have comments

Please answer the following question(s)

How did you hear about Mainstreet Credit Union? *

Have you been notified by the IRS that you are currently subject to backup withholding because you have failed to report all interest and dividends on your tax return? *

Please choose your preferred branch location.*

If you have a Promo Code, please enter it here.

Read, Sign and Submit

Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

Membership Booklet

E-Communications Agreement

Overdraft Consent

Fee Schedule

Email Agreements & Disclosures

Your E-mail Address

The links to Agreements & Disclosures will be sent to your e-mail account so you may view/print later.

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Authentication Questions

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'Doing Business As' Information

Tell Us About Yourself

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Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Beneficiaries Information

Beneficiaries percent share information page

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