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Eligibility

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Important information about procedures for opening a new account

To help the government fight the funding of terrorism and money laundering activities, Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account.

When you open an account, we'll ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for your driver's license or other identifying documents. Please note additionally that an inquiry to a credit bureau will be submitted.

Becoming a Chartway Member is fast and easy!

You're eligible for membership if:

You live, work, go to school, or worship in an area served by one of our branches.
Someone in your family is currently a Chartway member.
You or an immediate family member works for one of the 750 companies who have chosen to offer Chartway's credit union benefits to their employees.
You make a $10 donation to our philanthropic arm, the Chartway Promise Foundation.

Select your eligibility

I live, work, worship or attend school in:

I am an employee of a qualifying organization/business OR an immediate family member is an employee of a qualifying organization/business.

Please select your organization/business:

I'm a relative or housemate of someone who is eligible or a current member.

I would like to become a member by donating to the Chartway Promise Foundation.

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Required Products

Select at least one of the following products required for membership

Prime Share

APY: 0.05% Min Deposit: $5.00 Max Deposit: $100.00

You may select one of the following products

Available Products

Checking Certificate Account Savings Money Market

High-Yield Checking

High-Yield Checking will fit your busy lifestyle while earning up to 5% on your balance up to $15,000. Earn up to 4.70% APY with 15 or more debit card transactions, $500 or more in direct deposit, and be enrolled in eStatements. Plus, earn a bonus .30% APY with a qualifying loan or credit card.

Max APY: 4.70% Min Deposit: $0.00 Max Deposit: $100.00

High-Yield Checking

Max APY: 4.70% Min Deposit: $0.00 Max Deposit: $100.00

High-Yield Checking

Max APY: 4.70% Min Deposit: $0.00 Max Deposit: $100.00

High-Yield Checking

Max APY: 4.70% Min Deposit: $0.00 Max Deposit: $100.00

Cash Back Checking

With Cash Back Checking you can earn up to 3% in rewards when you make a minimum of 10 debit card transactions each month. Plus, you’ll get up to $10 reimbursed from non-Chartway ATM fees. There are no monthly fees and rewards are paid with $500 or more in direct deposit and eStatement enrollment.

Min Deposit: $0.00 Max Deposit: $100.00

Essential Checking

Essential Checking gives you the flexibility and opportunity to get control of your finances and moving in the right direction. Essential Checking delivers simple, no-frills access to your money when you need it. No monthly fee with $500 or more in direct deposit and eStatement enrollment.

Min Deposit: $0.00 Max Deposit: $100.00

Student Checking

Student Checking gives you the freedom and flexibility to learn how to successfully manage your finances and have access to purchasing power like never before. There are no minimum balance requirements and no monthly fees! Plus, you can round up your purchases and save while you spend!

Min Deposit: $0.00 Max Deposit: $100.00

13M Promo Certificate

Promotional Certificate 13 - Month @ 4.35% APY

APY: 4.35% Min Deposit: $500.00

12M No Penalty Promo Certificate

Promotional Certificate 12 - Month No Penalty @ 3.30% APY

APY: 3.30% Min Deposit: $500.00

6M Promo Certificate

Promotional Certificate 6 - Month @ 4.25% APY

APY: 4.25% Min Deposit: $500.00

12-Month, No Penalty Certificate

Max APY: 2.50% Min Deposit: $500.00

12-Month, No Penalty Certificate

Max APY: 2.50% Min Deposit: $500.00

12-Month, No Penalty Certificate

Max APY: 2.50% Min Deposit: $500.00

12-Month, No Penalty Certificate

Max APY: 2.50% Min Deposit: $500.00

6-11 Month Certificate

Max APY: 0.70% Min Deposit: $500.00

6-11 Month Certificate

Max APY: 1.40% Min Deposit: $500.00

6-11 Month Certificate

Max APY: 1.75% Min Deposit: $500.00

6-11 Month Certificate

Max APY: 1.40% Min Deposit: $500.00

12-17 Month Certificate

Max APY: 2.35% Min Deposit: $500.00

12-17 Month Certificate

Max APY: 2.50% Min Deposit: $500.00

12-17 Month Certificate

Max APY: 2.40% Min Deposit: $500.00

12-17 Month Certificate

Max APY: 2.35% Min Deposit: $500.00

18-23 Month Certificate

Max APY: 2.50% Min Deposit: $500.00

18-23 Month Certificate

Max APY: 1.75% Min Deposit: $500.00

18-23 Month Certificate

Max APY: 1.75% Min Deposit: $500.00

18-23 Month Certificate

Max APY: 2.50% Min Deposit: $500.00

24-35 Month Certificate

Max APY: 2.75% Min Deposit: $500.00

24-35 Month Certificate

Max APY: 2.25% Min Deposit: $500.00

24-35 Month Certificate

Max APY: 3.00% Min Deposit: $500.00

24-35 Month Certificate

Max APY: 2.25% Min Deposit: $500.00

36-47 Month Certificate

Max APY: 2.15% Min Deposit: $500.00

36-47 Month Certificate

Max APY: 2.15% Min Deposit: $500.00

36-47 Month Certificate

Max APY: 3.00% Min Deposit: $500.00

36-47 Month Certificate

Max APY: 2.75% Min Deposit: $500.00

48-59 Month Certificate

Max APY: 2.15% Min Deposit: $500.00

48-59 Month Certificate

Max APY: 2.75% Min Deposit: $500.00

48-59 Month Certificate

Max APY: 3.00% Min Deposit: $500.00

48-59 Month Certificate

Max APY: 2.15% Min Deposit: $500.00

60-71 Month Certificate

Max APY: 2.15% Min Deposit: $500.00

60-71 Month Certificate

Max APY: 3.00% Min Deposit: $500.00

60-71 Month Certificate

Max APY: 2.15% Min Deposit: $500.00

60-71 Month Certificate

Max APY: 2.75% Min Deposit: $500.00

Smart Steps Savings

Earn the most with your savings, even on smaller balances. With Smart Steps Savings, you'll earn higher dividends on lower balances to help you build your savings faster up front. When your balance exceeds $2500 your APY is adjusted, so this is the perfect account to start saving. Make a little, earn a lot!

Max APY: 4.50% Min Deposit: $0.00

Custom Share

Max APY: 0.05% Min Deposit: $0.00

Smart Steps Savings

Max APY: 4.50% Min Deposit: $0.00

Smart Steps Savings

Max APY: 4.50% Min Deposit: $0.00

Smart Steps Savings

Max APY: 4.50% Min Deposit: $0.00

Money Market Plus

Chartway Money Market Plus account pays higher dividends on tiered balances each month plus earns bonus dividends with a LifePlus or Business Checking account.

Max APY: 2.15% Min Deposit: $0.00 Max Deposit: $1,500.00

Money Market Plus

Chartway Money Market Plus account pays higher dividends on tiered balances each month plus earns bonus dividends with a LifePlus or Business Checking account.

Max APY: 4.15% Min Deposit: $0.00 Max Deposit: $1,500.00

Money Market Plus

Chartway Money Market Plus account pays higher dividends on tiered balances each month plus earns bonus dividends with a LifePlus or Business Checking account.

Max APY: 2.15% Min Deposit: $0.00 Max Deposit: $1,500.00

Money Market Plus

Chartway Money Market Plus account pays higher dividends on tiered balances each month plus earns bonus dividends with a LifePlus or Business Checking account.

Max APY: 4.15% Min Deposit: $0.00 Max Deposit: $1,500.00

Money Market

Chartway Money Market account is a safe and secure dividend earning account that allows you to make money and save money by earning higher dividends on tiered balances each month.

Max APY: 0.60% Min Deposit: $0.00 Max Deposit: $1,500.00

APY (Annual Percentage Yield)

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Funding

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One-time Membership Fee

$0.00

Total Deposit

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Credit Card (max $1,500.00)

Transfer From Another Financial Institution (max $225,000.00)

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Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

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Tell Us About Yourself

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Chartway Federal Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Additional Information

Are you currently, or have you ever been a politically exposed person (PEP) or a senior political figure?*

Which country are/were you a PEP?*

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Additional Information

Are you currently, or have you ever been a politically exposed person (PEP) or a senior political figure?*

Which country are/were you a PEP?*

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About Your Joint Applicant

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Chartway Federal Credit Union?

SSN

Show SSN

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Additional Information

Are you currently, or have you ever been a politically exposed person (PEP) or a senior political figure?*

Which country are/were you a PEP?*

Continue Or Go Back

Tell us about your beneficiaries

Add an additional beneficiary

Are you sure you want to remove this beneficiary?

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Review and Submit

Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Beneficiary Information

Funding Source

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Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

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Authentication Questions

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Important information about procedures for opening a new account

Becoming a Chartway Member is fast and easy!

Fund via Internal Transfer

Fund via Credit Card

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Transfer from another financial institution

Co-Driver's License Scan

Driver's License Scan

Other Products

One-Time Passcode

Document Verification

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New Membership

Important information about procedures for opening a new account

Becoming a Chartway Member is fast and easy!

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

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Transfer from another financial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information

Beneficiaries Information

Beneficiaries percent share information page

Other Products

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Authentication Questions

Document Verification

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