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Eligibility

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Applying for Membership is fast and easy!

You will need the following, for all applicants, in order to complete this application and join:

To apply online, you need to be 18 years old or older. We invite those under age 18 to apply at one of our local branches.

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

A one-time, non-refundable $5.00 membership fee which will be collected from your opening deposit.

Select your eligibility

I live, work, worship or attend school, or have a family member that lives in one of these counties:

I'm a member or would like to become a member of the following association:

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Required Products

Select the following products required for membership

Basic Savings

Opening a Basic Savings account is the first step towards establishing your membership and financial relationship with Heritage Community Credit Union.

APY: 0.10% Min Deposit: $30.00

In addition, select one of the following products

Available Products

Recommended Certificate Account Money Market IRA Savings Checking

CD Special- 7 Months

25% New Money (not already on deposit with HCCU) will result in a 0.15% rate bump.

APY: 4.22% Min Deposit: $1,000.00 Max Deposit: $500,000.00

CD Special- 13 Months

25% New Money (not already on deposit with HCCU) will result in a 0.15% rate bump.

APY: 4.00% Min Deposit: $1,000.00 Max Deposit: $500,000.00

3 Month Certificate (100K)

APY: 3.00% Min Deposit: $100,000.00

3 Month Certificate

APY: 3.00% Min Deposit: $1,000.00

6 Month Certificate (100K)

APY: 3.10% Min Deposit: $100,000.00

6 Month Certificate

APY: 3.10% Min Deposit: $1,000.00

1 Year Certificate

APY: 3.51% Min Deposit: $1,000.00

2 Year Certificate

APY: 3.51% Min Deposit: $1,000.00

4 Year Certificate

APY: 3.70% Min Deposit: $1,000.00

3 Year Certificate

APY: 3.65% Min Deposit: $1,000.00

5 Year Certificate

APY: 3.70% Min Deposit: $1,000.00

Wealth Builder CD

APY: 3.51% Min Deposit: $25.00

Diamond Select Money Market

Max APY: 0.70% Min Deposit: $0.00

IRA Diamond Select Money Market

Max APY: 0.70% Min Deposit: $0.00

Kasasa Cash Checking

Earn dividends on balances up to $25,000. Get refunds on ATM withdrawal fees all across the country (up to $25 monthly). And you never have to pay a monthly service fee.

APY: 4.50% Min Deposit: $25.00

Kasasa Cash Back Checking

Get paid 2.00% cash back up to $400 on everyday check card purchases -- not just gas and groceries. Your cash is always close with refunds on ATM withdrawal fees nationwide (up to $25 monthly). And you never have to pay a monthly service fee.

Min Deposit: $25.00

Kasasa Tunes Checking

Earn up to $10 each month to shop online with refunds for iTunes®, Amazon®, or Google Play™. Easily find ATMs from coast to coast with refunds on ATM fees nationwide (up to $25 monthly). And you never have to pay a monthly service fee.

Min Deposit: $25.00

Kasasa Saver

• Must Have a Kasasa Cash Checking Account to have this Savings Account • No direct requirements on the savings account

APY: 4.00% Min Deposit: $25.00

Worry Free Checking

Min Deposit: $25.00

Simply Checking

Min Deposit: $25.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.35%	0.35%	$0.00	N/A
.	0.45%	0.45%	$25,000.00	N/A
.	0.55%	0.55%	$50,000.00	N/A
.	0.65%	0.65%	$100,000.00	N/A
.	0.70%	0.70%	$200,000.00	N/A
.	0.70%	0.70%	$1,000,000.00	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.35%	0.35%	$0.00	N/A
.	0.45%	0.45%	$25,000.00	N/A
.	0.55%	0.55%	$50,000.00	N/A
.	0.65%	0.65%	$100,000.00	N/A
.	0.70%	0.70%	$200,000.00	N/A
.	0.70%	0.70%	$1,000,000.00	N/A

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

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Address

Zip

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Address

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Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Heritage Community Credit Union?

SSN

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

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Current Physical Address

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Address

Zip

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Housing Payment

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Address

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Identification

ID Type

ID Number

ID State

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ID Date Issued

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About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

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System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

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ID Date Issued

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About Your Joint Applicant

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Heritage Community Credit Union?

SSN

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Fund via Internal Transfer

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New Membership

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'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

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