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Eligibility

Applying for Membership is fast and easy!

You will need the following, for all applicants, in order to complete this application and join:

To apply online, you need to be 18 years old or older. We invite those under age 18 to apply at one of our local branches.

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

A one-time, non-refundable $5.00 membership fee which will be collected from your opening deposit.

Select your eligibility

I live, work, worship or attend school, or have a family member that lives in one of these counties:

Please select one of the eligible associations below to qualify for membership:

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Required Products

Select the following products required for membership

Basic Savings

Opening a Basic Savings account is the first step towards establishing your membership and financial relationship with Heritage Community Credit Union. Minimum deposit of $30.00 includes $5.00 required membership fee.

APY: 0.07% Min Deposit: $30.00

In addition, select one of the following products

Available Products

Recommended Certificate Account Money Market IRA Savings Checking

CD Special- 13 Months

Must be 100% new funds from an external source and cannot come from an existing HCCU account.

APY: 4.10% Min Deposit: $1,000.00 Max Deposit: $500,000.00

3 Month Certificate (100K)

APY: 3.00% Min Deposit: $100,000.00

3 Month Certificate

APY: 3.00% Min Deposit: $1,000.00

6 Month Certificate (100K)

APY: 3.70% Min Deposit: $100,000.00

6 Month Certificate

APY: 3.70% Min Deposit: $1,000.00

1 Year Certificate

APY: 3.40% Min Deposit: $1,000.00

2 Year Certificate

APY: 3.44% Min Deposit: $1,000.00

4 Year Certificate

APY: 3.70% Min Deposit: $1,000.00

3 Year Certificate

APY: 3.51% Min Deposit: $1,000.00

5 Year Certificate

APY: 3.70% Min Deposit: $1,000.00

Wealth Builder CD

APY: 3.40% Min Deposit: $25.00

Diamond Select Money Market

Max APY: 0.70% Min Deposit: $0.00

IRA Diamond Select Money Market

Max APY: 0.70% Min Deposit: $0.00

Kasasa Cash Checking

Earn dividends on balances up to $25,000. Get refunds on ATM withdrawal fees all across the country (up to $20 monthly). And you never have to pay a monthly service fee.

APY: 4.00% Min Deposit: $25.00

Kasasa Cash Back Checking

Get paid 2.00% cash back on debit card purchases up to a total of $400 per cycle period. Your cash is always close with refunds on ATM withdrawal fees nationwide (up to $20 monthly). And you never have to pay a monthly service fee.

Min Deposit: $25.00

Kasasa Saver

• Must Have a Kasasa Cash Checking Account to have this Savings Account • No direct requirements on the savings account

APY: 4.00% Min Deposit: $10.00

Worry Free Checking

Min Deposit: $25.00

Simply Checking

Min Deposit: $25.00

APY (Annual Percentage Yield)

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.35%	0.35%	$0.00	N/A
.	0.45%	0.45%	$25,000.00	N/A
.	0.55%	0.55%	$50,000.00	N/A
.	0.65%	0.65%	$100,000.00	N/A
.	0.70%	0.70%	$200,000.00	N/A
.	0.70%	0.70%	$1,000,000.00	N/A

	Dividend Rate	APY	Minimum Deposit	Term (months)
.	0.35%	0.35%	$0.00	N/A
.	0.45%	0.45%	$25,000.00	N/A
.	0.55%	0.55%	$50,000.00	N/A
.	0.65%	0.65%	$100,000.00	N/A
.	0.70%	0.70%	$200,000.00	N/A
.	0.70%	0.70%	$1,000,000.00	N/A

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We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

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'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

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Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

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Address

Zip

City

State

Occupancy Status

Occupancy Duration

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Mailing Address

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Address

Zip

City

State

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Tell Us About Yourself

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Heritage Community Credit Union?

SSN

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Housing Payment

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Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Do you have any beneficiaries?

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Do you have another applicant?

Yes

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

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* Avoid glare

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Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

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* Avoid glare

* Make sure image is in focus

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System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

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Mailing Address

Country

Address

Zip

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State

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ID Type

ID Number

ID State

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ID Date Issued

ID Expiration Date

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About Your Joint Applicant

Optional: Click or tap the card below to pre-fill information with your driver's license.

Personal Information

Are you an employee of Heritage Community Credit Union?

SSN

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

First Name

Middle Name

Last Name

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

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Tell us about your beneficiaries

Add an additional beneficiary

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Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

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Tell us about your beneficiary percent shares

Other Products

Total beneficiary percent share: 0.00%

Please indicate the percentage of the payout each beneficiary will receive:

Total

0.00%

Distribute Evenly

Press this button if you want to assign an equal value to all beneficiaries.

In some cases, 100 cannot be divided evenly by the number of beneficiaries When this occurs, the amount of the first beneficiary will be increased to make the total equal 100%.

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Product Selections

Additional Application Information

Applicant Information

Contact Information

Identification Information

Secondary Identification Information

Address

Employment Information

Previous Employment Information

Joint Applicant Information

Joint Applicant Contact Information

Joint Applicant Identification

Joint Applicant Secondary Identification

Joint Applicant Address

Joint Applicant Employment Information

Beneficiary Information

Funding Source

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Your application is not complete until you read the disclosure below and click the "I Agree" button in order to submit your application.

You are now ready to submit your application! By clicking on "I agree", you authorize us to verify the information you submitted and may obtain your credit report. Upon your request, we will tell you if a credit report was obtained and give you the name and address of the credit reporting agency that provided the report. You warrant to us that the information you are submitting is true and correct. By submitting this application, you agree to allow us to receive the information contained in your application, as well as the status of your application.

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