Eligibility

Enter your ZIP Code

Applying is fast and easy!

You will need the following information in order to complete the application:

Government issued ID/Drivers License/State ID or Passport with current address

Your complete physical and mailing address

Social Security Number

Date of Birth

Select your eligibility

I currently live or work in...

I am the relative of an eligible member. I am their...

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Required Products

Select at least one of the following products required for membership

Primary Savings

The $5 minimum deposit in your primary savings account establishes your membership and ownership with Heritage.

APY: 0.02%

You may select one of the following products

Available Products

Savings Checking Money Market Certificate Account

Simply Free Checking

Free checking account with no monthly fees and no minimum balance to open or maintain.

Save More Checking

Earn a higher rate on daily balances of $3,000 to $19,999. Plus, this account qualifies you for the Save More Savings account.

Max APY: 0.25% Min Deposit: $0.00

Dividend Checking

Earn dividends on balances over $100. Includes free checks.

APY: 0.05%

Secondary Savings

APY: 0.02%

Save More Savings

This account is only available to members with a Save More Checking account. Open both today!

Max APY: 0.15% Min Deposit: $0.00

Holiday Club Savings

APY: 0.05%

Save More Money Market

Max APY: 1.11% Min Deposit: $0.00

High Yield Money Market

Max APY: 1.11% Min Deposit: $0.00

12 Month Certificate

APY: 2.26%

12 Month Certificate IL

APY: 2.26%

24 Month Certificate

APY: 2.86%

24 Month Certificate IL

APY: 2.86%

36 Month Certificate IL

APY: 3.01%

36 Month Certificate

APY: 3.01%

48 Month Certificate

APY: 3.11%

48 Month Certificate IL

APY: 3.11%

APY (Annual Percentage Yield)

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Description

Details

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Additional feature(s)

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Choose your rate

Specify the amount to deposit

Choose your term

Placeholder text

Maturity Date

Application Cancelled

We have cancelled your application.

If this was a mistake and you would like to fix errors you can return to the application now.

Return to Application

Funding

How much do you want to deposit?

Total Deposit

How do you want to fund your new account?

Not Funding At This Time

Continue Or Go Back

Done

Alert Popup

There was a problem with your request

Let Me Fix Continue

Done

Insufficient Balance

This account does not have sufficient balance to cover the total required deposit.

Please select another account.

Success

Your Google Pay transaction is Successful Ok

Funding is required to complete your account activation. If you choose to fund later, a representative will reach out to you. This may delay your account activation.

This modal is for testing the Apple Pay workflow only. It will not be displayed to the applicants. Press the Success button to simulate a successful Apple Pay transaction. Press the Fail button to simulate an unsuccessful Apple Pay transaction.

Instant Account Verification

We offer a way to instantly verify your account information using . We only use this partner service to retrieve information required to transfer funds from your specified financial institution and to verify that your current balance is sufficient for this transaction.

By clicking the "Continue" button above, you are agreeing to the terms of our user agreement.

'Doing Business As' Information

DBA Business Information

Company Name

Business Tax ID Type

TIN

SSN

Business Tax ID

Show TIN

Your Business Tax ID is used for identification purposes.

Your Social Security Number (SSN) is used for identification purposes and to determine your account opening eligibility.

Industry

Phone

(xxx) xxx-xxxx

DBA Physical Address

Country

Address

Zip

City

State

Occupancy Status

Occupancy Duration

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Continue Or Go Back

Tell Us About Yourself

Personal Information

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

As the custodian for under the Virginia Uniform Transfers to Minor Act, I make this application on the minors

eSignature

Date:

Do you have any beneficiaries?

Yes

Do you have another applicant?

Yes

Continue Or Go Back

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

Speed up your application process by taking the BACK image of your US driver's license.

If you do not wish to use this feature, simply close this popup window and proceed.

Recommendation for best recognition:

* Use a dark background

* Make sure all four corners are visible

* Avoid glare

* Make sure image is in focus

Done

System can't prefill due to ZIP code discrepancy. Please proceed by manually entering the information or correct the value in the ZIP field in the 1st page.

Tell Us About Yourself

Minor Information

Suffix (Jr., Sr., etc.)

Gender

Date of Birth

Mother's Maiden Name

Citizenship Status

Contact Information

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

Continue Or Go Back

About Your Joint Applicant

Personal Information

Suffix (Jr., Sr., etc.)

Date of Birth

Mother's Maiden Name

Citizenship Status

Current Physical Address

Country

Address

Zip

City

State

Use different address for mailing

Mailing Address

Country

Address

Zip

City

State

Contact Information

Identification

ID Type

ID Number

ID State

ID Country

ID Date Issued

ID Expiration Date

About Your Employment

Employment Status

Gross Monthly Income (before taxes)

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another finacial institution

Co-Driver's License Scan

Driver's License Scan

New Membership

Application Cancelled

Funding

Fund via Internal Transfer

Fund via Credit Card

Alert Popup

Transfer from another finacial institution

'Doing Business As' Information

Tell Us About Yourself

Co-Driver's License Scan

Driver's License Scan

Minor Applicant Information

Joint Applicant Information